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Proposed Excepted Benefits Regs Have Good News for EAPs and Self-Insured Vision and Dental Plans
Benefits Bryan Cave 
Jan. 15, 2014 "The proposed regulations also clarify the requirements for employee assistance plans (EAPs) to qualify as excepted benefits beginning in 2015. An EAP will constitute an excepted benefit as long as [1] the EAP does not provide 'significant' benefits that consist of medical care, [2] the EAP benefits are not coordinated with benefits under another group health plan ... [3] employees do not have to pay a premium to participate in the EAP, and [4] the EAP does not require cost sharing. The regulators requested comments on how to define 'significant' for this purpose." MORE >> |
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