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Millennials Face Unique Obstacles When Saving for Retirement
Charles SchwabLink to more items from this source
Nov. 19, 2015

"44 percent are not saving more because they want to treat themselves to things like occasional dinners out and vacations, more than Gen Xers (34%) and Boomers (29%). More than a third (37%) can't set aside more money for retirement because they are still paying off student loans. About half of Millennials (49%) feel that they don't know what their best investment options are, and only a third (34%) are extremely or very confident in their ability to make the best 401(k) investment decisions on their own. While three-quarters (76%) claim they would like help managing their 401(k), only 22 percent are likely to seek out professional investment guidance, and just 7 percent are currently receiving it."

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