11 pages. "Over 80 percent (81.37 percent) said they are currently saving for retirement ... While over a third of respondents (37.25 percent) say they are saving 5 percent or more -- which is right on track or close to it -- nearly 18 percent (17.65 percent) say they're saving zero, while nearly half (45.1 percent) are saving at inadequate levels. Together, that's 62.75 percent who are saving inadequately."  MORE >>