"Colorado joined the handful of other states that have begun to put in place consumer protections addressing surprise bills when its new out-of-network [OON] law ... took effect on Jan. 1, 2020.... The OON Law will not apply to ... self-funded plans ... Additionally, the protections in the OON Law do not apply to a patient who voluntarily chooses to use an out-of-network provider or facility instead of an in-network provider or facility."  MORE >>