"The IRS should have the resources to challenge the tax exemption of any Mega-IRAs appearing to violate the current law.... There should also be statutory changes to direct tax incentives not at Mega-IRAs and their owners, but at improving the retirement readiness of American working families. This was why traditional and Roth IRAs were introduced and why they are called individual retirement accounts. [Specific] changes would help achieve this goal[.]"  MORE >>