"This is a hard time to retire. The market is down 7% from last year and the rate of inflation has risen to 8.5%. Both are brutal to your bottom line when you're on a fixed income.... As bad as things seem, odds are you are in better shape than your parents or grandparents were. And if they got through retirement comfortably, so will you.... Greater access to retirement accounts means people are retiring with more money than before.... More money translates to more income in retirement."  MORE >>