"Rather than reducing their 401(k) contributions, Americans say they're cutting spending overall and saving less in other areas to respond to inflation and market volatility. Sixty percent of 401(k) savers would be willing to give up a portion of their next raise in exchange for better benefits. 401(k)s have become a non-negotiable benefit for workers, with nearly nine in ten saying it is a 'must have' when looking for a new job."

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