31 pages. "Among late baby boomers, high-income workers are in good shape to meet their retirement spending needs. Low- and middle-income workers may struggle. [The] retirement outlook for Generation X and millennials is modestly better.... [This report will] highlight the potential to enhance retirement readiness by expanding access to the capital markets, reducing frictions that limit workers' ability to liquidate home equity, and accelerating adoption of smart defined contribution (DC) plan designs [and] discuss actions that workers can take to boost their retirement readiness."  MORE >>