56 pages. "Sixty percent of employees choose the HSA-qualifying health option when given the opportunity. Nearly two-thirds of employers have seen an increase in HDHP use over time.... The average participant contribution in 2023 was $2,609, up from $2,323 the year before.... Three-quarters of employers make contributions to the HSA and most (57.2 percent) provide a set amount per coverage level.... Less than thirty percent of respondents indicated that they position the HSA as part of a retirement savings strategy to employees."  MORE >>