"Small to midsize businesses (SMBs) represent a sweet spot for this growing marketplace chock full of more meaningful solutions that bypass traditional methods that simply fuel failed approaches.... [Potential solutions] include ditching fully insured plans for greater transparency, control and cost savings in self-insurance, as well as embracing medical stop-loss captives. Other key areas include solving for adverse risk retention, using AI underwriting tools and engaging a new class of third-party administrators (TPAs) that contract directly with providers in a cash-price based network."  MORE >>