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The 2026 Retirement Catch-Up Curveball: What High Earners Over Age 50 Need to Know Now
Kiplinger Link to more items from this source
Dec. 23, 2025

"Starting January 1, 2026, the rules change for anyone earning more than $150,000 in 2025. Every dollar you allocate in catch-up contributions has to go into the Roth side (not pretax) of your 401(k). This single curveball wipes out the upfront tax break you used to get on those catch-ups, which can easily add a few thousand dollars to your 2026 tax bill.... If you were counting on that catch-up deduction to keep your taxes in check, it's time to rethink the plan."  MORE >>

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