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The 2026 Retirement Catch-Up Curveball: What High Earners Over Age 50 Need to Know Now
Kiplinger 
Dec. 23, 2025 "Starting January 1, 2026, the rules change for anyone earning more than $150,000 in 2025. Every dollar you allocate in catch-up contributions has to go into the Roth side (not pretax) of your 401(k). This single curveball wipes out the upfront tax break you used to get on those catch-ups, which can easily add a few thousand dollars to your 2026 tax bill.... If you were counting on that catch-up deduction to keep your taxes in check, it's time to rethink the plan." MORE >> |
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