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How Many Participants and Plans Will Be Impacted by the SECURE 2.0 Catch-Up Contribution Rules for High Earners? (PDF)
PRRL [Public Retirement Research Lab] 
Jan. 23, 2026 "According to the 2023 PRRL data, 2 percent of all contributing participants made catch-up contributions, which represents 5 percent of all eligible participants. Among those participants, 24 percent earned more than $150,000. Although this group represents a small portion of all contributing participants, half of the plans received catch-up contributions from those earning over $150,000." MORE >> |
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