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The Strange RMD Rules for Ex-Spouses After a Divorce
Slott Report Link to more items from this source
[Guidance Overview]
Apr. 8, 2026

"IRS regulations ... say that, even though an ex-spouse has a separate account, she must start taking RMDs when the participant reaches age 73 (or 75). The IRS rules go on to say that when RMDs start for the ex-spouse, she gets to use her own single life expectancy factor to calculate RMDs. Unfortunately, it's not clear which IRS life expectancy table should be used."  MORE >>

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