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Free Newsletters
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Search the News Archive
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184 Matching News Items |
| 1. |
Kiplinger
May 7, 2013
"There's no longer any debate over whether working Americans are accumulating enough savings and employer contributions, supplemented by Social Security, to live comfortably in retirement. Indisputably, they are not, and the matter is getting critical.... Fortunately, scrapping the present system isn't necessary. Reform would be enough -- as long as it's a bold overhaul, not just tinkering around the edges."
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| 2. |
The Kiplinger Washington Editors
June 1, 2007
Excerpt: If you count yourself among these late bloomers, don't panic. You can still afford to retire. It will mean ramping up your savings and might mean delaying retirement. But here's the good news: With increasing life expectancies, you still have plenty of time to get it right.
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| 3. |
Kiplinger
May 12, 2021
"The Kiplinger Letter is forecasting that the annual cost-of-living adjustment for Social Security benefits for 2022 will be 4.5%, the biggest jump since 2008, when benefits rose 5.8%.... [T]he Senior Citizens League, an advocacy group, projects that the annual cost-of-living adjustment for 2022 will be 4.7%[.]"
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| 4. |
Kiplinger
Aug. 24, 2020
"Summer rebounds in [gasoline, travel, and car insurance], as well as increases for in-demand items like used cars, meat and haircuts, have put the consumer price index back on a more normal trajectory ... The Kiplinger Letter is now forecasting a 1.2% increase in the 2021 COLA, which should be welcome news to retirees and others who receive Social Security benefits."
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| 5. |
Kiplinger
Dec. 22, 2025
"Starting January 1, 2026, the rules change for anyone earning more than $150,000 in 2025. Every dollar you allocate in catch-up contributions has to go into the Roth side (not pretax) of your 401(k). This single curveball wipes out the upfront tax break you used to get on those catch-ups, which can easily add a few thousand dollars to your 2026 tax bill.... If you were counting on that catch-up deduction to keep your taxes in check, it's time to rethink the plan."
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| 6. |
Kiplinger
Dec. 16, 2025
"Think of the 'Best of Both Worlds' or total return retirement spending rule as the 4% rule on steroids -- retirees live off both the income and investment returns. The rest continues to grow and compound. It works like this: Step 1: Determine your initial withdrawal rate.... Step 2: Set guardrails.... Step 3: Rebalance regularly."
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| 7. |
Kiplinger
Nov. 23, 2025
"Many people worry about running out of money in retirement, and that concern has risen in recent years because, in general, we're living longer. Knowing how to navigate the drawdown phase is crucial.... [1] The bucket strategy ... [2] Proportional withdrawals, coordinated with the bucket strategy ... [3] Be wary of the 4% rule ... [4] Generating income on top of Social Security."
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| 8. |
Kiplinger
Nov. 20, 2025
"[1] Catch-up 401(k) contributions for higher earners over 50 must be made to a Roth ... [2] 401(k), 403(b), and 457(b) plan contributions go up in 2026 ... [3] Traditional and Roth IRA limits for 2026 ... [4] Expanded savings for small businesses and the self-employed ... [5] Paper statement requirement ... [6] Health savings accounts (HSAs) ... 2025 year-end deadlines."
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| 9. |
Kiplinger
Nov. 12, 2025
"A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves and smart withdrawal moves can help ensure that a bad market doesn't sink your golden years."
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| 10. |
Kiplinger
Nov. 6, 2025
"[B]eginning January 1, 2026, if you participate in a governmental 457(b) plan, are age 50 and older and earned more than $145,000 (indexed annually) in the prior calendar year, you must make age-50 catch-up contributions on a Roth basis.... For governmental plans, especially those with multiple participating employers or those that may not have offered Roth contributions before, the Roth catch-up requirement introduces new complexity."
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