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Defined Benefit Specialist II or III Nova 401(k) Associates
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| 1. |
Lawrence A. Frolik, University of Pittsburgh School of Law
Aug. 11, 2014
"This article discusses the evolution of retirement income funds from defined benefit packages to 401(k) and IRA accounts and how the changing dynamic has reshaped the way retirees think about post-retirement income.... [The author] presents questions about the ability of retirees to successfully address the complex issues relating to investment choices including, what entity they entrust their savings to, the volume and source of distributions, and long-term sufficiency planning."
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| 2. |
Lawrence A. Frolik, University of Pittsburgh School of Law
Dec. 4, 2009
"We as a society have set up a funding system for retirement that assumes retirees will be able to successfully manage their IRAs for the 20 or 30 years of retirement. We know, however, that most will not.... Unless we provide a more secure way to stretch retirement dollars into the twilight of retiree lives, we can expect to see more and more elderly retirees slide into poverty. The solution is to create federally guaranteed life-time annuities that retirees can purchase with the funds accumulated in their 401(k) retirement accounts."
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