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Daybright Financial
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Director, Strategic Accounts and Channel Development July Business Services
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Regional Sales Director-Heartland July Business Services
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Independent Retirement
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Internal Channel Sales Team Lead July Business Services
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Stones River Consulting
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Nova 401(k) Associates
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Spectrum Pension Consultants (part of Daybright Financial)
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EPIC RPS
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EPIC RPS
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Director of Regulatory Operations and Compliance PCS Retirement
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Daybright Financial
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Relationship Manager – Defined Contributions Daybright Financial
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Regional Sales Director-Mid Atlantic July Business Services
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Experienced Employee Benefits Attorney Shipman & Goodwin LLP
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137 Matching News Items |
| 1. |
National Bureau of Economic Research [NBER]; purchase required
Aug. 19, 2024
"The distribution of parental leave uptake and childcare activities continues to conform to traditional gender roles.... [G]iving each parent a non-transferable endowment of parental leave or only paying for the length of time equally taken by each parent would both dramatically increase men's share whereas decreasing childcare costs has almost no effect."
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| 2. |
National Bureau of Economic Research [NBER]; purchase required
Nov. 11, 2019
"[This study finds] evidence that the change in the out-of-pocket spending burden is sensitive to income shocks, and that income changes rather than changes in health spending per se appears to drive changes in the out-of-pocket burden."
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| 3. |
National Bureau of Economic Research [NBER]; purchase required
Apr. 25, 2022
"Despite their importance to the supply of prescription drugs, there has been limited research on pharmacy benefit managers (PBMs) and their vertical relationships to insurers and drug manufacturers. This paper provides an overview of the current state of research on this topic, motivates why further research is needed, and discusses promising theoretical and empirical directions for that research."
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| 4. |
National Bureau of Economic Research [NBER]; purchase required
Nov. 18, 2019
"[T]hree major shifts make a uniform design less efficient today than when Medicare began in 1965. First, rising income inequality makes it more difficult to design a single plan that serves the needs of both higher- and lower-income people. Second, the dramatic expansion of expensive medical technology means that a generous program increasingly crowds out other public programs valued by the poor and middle class. Finally, as medical spending rises, the tax-financing of the system creates mounting economic costs and increasingly untenable policy constraints."
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| 5. |
National Bureau of Economic Research [NBER]; purchase required
July 21, 2025
"[On] average, these mergers led to price increases for hospitals and physicians of 3.3% and 15.1%, respectively, with no discernible effects on quality measures. ... [P]rice increases are larger among transactions with greater scope for foreclosure and recapture. ... [These] tests offer guidance in predicting where the anticompetitive effects of non-horizontal mergers are likely to be strongest."
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| 6. |
National Bureau of Economic Research [NBER]; purchase required for full paper
Sept. 15, 2025
"[J]ob satisfaction is higher for employees in ESOPs than for observationally similar workers in non-ESOP firms and for [work from home (WFH)] workers than for their non-WFH peers.... ESOPs raise satisfaction by increasing worker participation on collective workplace or firm decisions while WFH raise satisfaction by increasing worker flexibility in their individual work activity.... ESOPs had more extensive WFH than non-ESOP firms during the COVID-19 pandemic."
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| 7. |
National Bureau of Economic Research [NBER]; purchase required
July 21, 2025
"One [incentive] ... allows smaller firms that establish an ESRP to claim a tax credit to offset part of their costs during the initial years.... [O]nly 1 percent (pre-policy expansion) to 5.5 percent (post-policy expansion) of apparently eligible firms claim the credit.... [T]ake-up among a tax preparer's clients increases after that preparer files their first credit.... [M]ost firms only claim the credit for one year despite being eligible to do so for up to three years."
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| 8. |
National Bureau of Economic Research [NBER]; purchase required
Aug. 18, 2025
"[The authors] study how couples in the Medicare Part D program choose an insurance plan. Over 70 percent of enrollees choose the same plan as their spouse. Even among those with differing healthcare needs, well over half do so. Discrete-choice models suggest beneficiaries value being on the same plan as their spouse at over a thousand dollars per year.... Joint plan choice contributes modestly to overall overspending, but increases costs substantially for the couples with different cost-minimizing plans."
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| 9. |
National Bureau of Economic Research [NBER], purchase required
Aug. 19, 2013
"This paper [investigates] the influence of agents/brokers on health insurance decisions of small firms, which are particularly vulnerable to problems of financing health insurance. Using a unique membership database from the National Association of Health Underwriters together with a nationally representative survey of employers, we find that small firms in more competitive agent/broker markets are more likely to offer health insurance and at lower premiums. Moreover, premiums are less dispersed in more competitive agent/broker markets."
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| 10. |
National Bureau of Economic Research [NBER]; purchase required
May 8, 2023
"Economic theory and empirical studies conclude that the cost of voluntary employer-sponsored health insurance falls on employees.... [The authors find that] incidence falls mainly on households where the newly-eligible child is the youngest in the household. Second, ... the incidence of the mandate falls mainly on the highest income households. Finally, [the authors] find that the mandate leads to increased commuting time for parents of newly-eligible dependents."
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