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Lisa Mensah and Pamela J. Perun via Social Science Research Network
May 29, 2007
Excerpt: [We propose] a package of four complementary savings vehicles that can significantly improve the savings options for all Americans across the lifespan: Child Accounts ... Home Accounts to be used for a down payment on a home.... America's IRA ... for Americans who do not have access to an employer plan .... [and] Security Plus Annuities to ... partner the familiar and universal Social Security program with the private market[.]
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| 2. |
Pamela J. Perun via Social Science Research Network
May 17, 2007
Excerpt: Given the right savings vehicles with the right incentives for both individual savers and the financial services industry, more Americans can access the pathway to greater savings. The Initiative on Financial Security at the Aspen Institute has developed a package of four complementary savings vehicles that can significantly improve the savings options for all Americans across the lifespan[.]
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