Defined Benefit Plans, Including Cash Balance

7,202 topics in this forum

1. Using prefunding balance for minimum funding contribution (MRC)

   By Jakyasar, June 11
   • 2 replies
   • 160 views
   • 
   • Calavera
   • Monday at 05:23 PM

2. AFN related

   By Jakyasar, June 10
   • 3 replies
   • 118 views
   • 
   • Paul I
   • Monday at 02:13 PM

3. Control group two plans

   By SSRRS, May 27
   • 5 replies
   • 275 views
   • 
   • Effen
   • Saturday at 12:30 PM

4. Failure to include Schedule SB

   By JustMe, October 15, 2020
   • 7 replies
   • 1.3k views
   • 
   • Paul I
   • June 11

5. Missed MRC 3 years and did not file the 5500 as well

   By SSRRS, May 13
   • 5 replies
   • 487 views
   • 
   • SSRRS
   • June 9

6. 50% of FT question

   By truphao, June 6
   • 1 reply
   • 198 views
   • 
   • Jakyasar
   • June 8

7. Interest on lump sum

   By SSRRS, June 4
   • 3 replies
   • 435 views
   • 
   • C. B. Zeller
   • June 8

8. AFTAP - Takeover Plan

   By actuary_pension, May 27
   • 2 replies
   • 412 views
   • 
   • actuary_pension
   • June 2

9. Terminating Cash Balance Plan and Crediting Interest

   By CuseFan, May 20
   • 11 replies
   • 594 views
   • 
   • Peter Gulia
   • May 26

10. DB Plan - 415 Issue

    By JP, May 22
    • 0 replies
    • 248 views
    • 
    • JP
    • May 22

11. SB FT vs FT for maximum contribution etc.

    By SSRRS, May 1
    • 7 replies
    • 440 views
    • 
    • C. B. Zeller
    • May 21

12. DB RMD related - a refresher/double check

    By Jakyasar, February 19
    • 8 replies
    • 607 views
    • 
    • tymesup
    • May 20

13. DB Plan Reduced Participant's Benefit due to Pending QDRO at Annuity Starting Date. QDRO Entered by Court Nearly 11 Years Later, Retroactive to Annuity Starting Date. Is Alternate Payee Entitled to Interest between Annuity Starting Date and Date Payment u

    By rocknrolls2, May 18
    • 8 replies
    • 544 views
    • 
    • Peter Gulia
    • May 19

14. Help finding a SEP IRA Document to stand beside a Cash Balance Plan

    By Brob69, May 11
    • 2 replies
    • 303 views
    • 
    • Liz Hallam
    • May 12

15. Can Post-Annuity Starting Date QDRO Be Given Retroactive Effect to Annuity Starting Date?

    By rocknrolls2, April 30
    • 7 replies
    • 684 views
    • 
    • Artie M
    • May 5

16. 50% Owner now working less than 40 hours a month

    By SSRRS, April 30
    • 4 replies
    • 376 views
    • 
    • CuseFan
    • May 5

17. Escheat by Annuity Issuer for Terminated Plan

    By Carol V. Calhoun, April 14
    • 10 replies
    • 860 views
    • 
    • Gina Alsdorf
    • April 20

18. Implicit Bifurcation of SSLIO for Joint Lives

    By ETL, April 15
    • 2 replies
    • 345 views
    • 
    • ETL
    • April 16

19. EA Exams

    By Effen, April 1
    • 1 reply
    • 270 views
    • 
    • Hojo
    • April 1

20. RMD Question

    By Dougsbpc, March 30
    • 2 replies
    • 556 views
    • 
    • David D
    • March 31

21. S corp db contribution from personal

    By SSRRS, March 27
    • 7 replies
    • 603 views
    • 
    • CuseFan
    • March 31

22. Actuarial increases past average compensation

    By SSRRS, March 25
    • 10 replies
    • 1k views
    • 
    • CuseFan
    • March 30

23. Testing Requirements for CB/PS Combo Plan with Different Eligibility Dates

    By metsfan026, March 25
    • 7 replies
    • 650 views
    • 
    • CuseFan
    • March 27

24. unit benefit formula

    By jtpa, March 20
    • 3 replies
    • 541 views
    • 
    • Effen
    • March 23

25. Impermissible Withdrawal

    By pensionam, March 9
    • 9 replies
    • 861 views
    • 
    • david rigby
    • March 19

26. 2 separate DB Plans

    By SSRRS, March 12
    • 1 reply
    • 559 views
    • 
    • Effen
    • March 13

27. Salary in a frozen DB PLAN

    By SSRRS, February 19
    • 4 replies
    • 675 views
    • 
    • SSRRS
    • March 12

28. Testing 401a26

    By Jakyasar, February 27
    • 1 reply
    • 462 views
    • 
    • CuseFan
    • March 2

29. PS maximum when DB at low 404 limit

    By drakecohen, February 20
    • 3 replies
    • 868 views
    • 
    • Bri
    • February 23

30. No plan was set up but contributions made/deductions taken

    By Jakyasar, February 23
    • 8 replies
    • 1.1k views
    • 
    • Jakyasar
    • February 23

31. Amendment to increase benefit after plan terminated

    By Jakyasar, February 12
    • 7 replies
    • 866 views
    • 
    • David D
    • February 14

32. Frozen Cash Balance Plan + Profit Sharing Requirements

    By metsfan026, February 9
    • 2 replies
    • 695 views
    • 
    • Jakyasar
    • February 9

33. 6% Profit Sharing Limit (w/CB Plan) + PBGC

    By metsfan026, February 6
    • 3 replies
    • 622 views
    • 
    • C. B. Zeller
    • February 6

34. Pooled Investment Account Interest - no annual statement

    By justanotheradmin, January 16
    • 2 replies
    • 580 views
    • 
    • justanotheradmin
    • January 17

35. 6% Employer Contribution For 401(k) & Cash Balance Plans

    By metsfan026, January 15
    • 7 replies
    • 1.6k views
    • 
    • Jakyasar
    • January 15

36. A real problem

    By rblum50, January 13
    • 1 reply
    • 384 views
    • 
    • david rigby
    • January 14

37. Life insurance in a Cash Balance Plan

    By Renee H, January 8
    • 11 replies
    • 1.9k views
    • 
    • david rigby
    • January 13

38. Compensation Definition for Schedule C Employee

    By metsfan026, January 9
    • 1 reply
    • 618 views
    • 
    • CuseFan
    • January 9

39. Changing NRD from 65 to 62

    By Cat_Lady_Pension, January 6   

    • normal retirement age
    • cash balance
    • 1 reply
    • 850 views
    • 
    • david rigby
    • January 6

40. Applicability of “top-25” restricted payment rule in HCE-only Cash Balance plan

    By Cat_Lady_Pension, December 19, 2025   

    • funding
    • benefits
    • (and 1 more)

      Tagged with:

      • funding
      • benefits
      • top paid
    • 5 replies
    • 3.7k views
    • 
    • Bri
    • December 19, 2025

41. RMD after plan termination

    By Jakyasar, July 25, 2023
    • 7 replies
    • 1.2k views
    • 
    • Jesse C
    • December 18, 2025

42. record keeping and online access

    By Tom, December 18, 2025
    • 1 reply
    • 526 views
    • 
    • Effen
    • December 18, 2025

43. Advantage to signing new CB plan by 12/31 over retroactively signing by tax deadline?

    By TPApril, December 8, 2025
    • 5 replies
    • 1.1k views
    • 
    • Lou S.
    • December 18, 2025

44. Interest on lump sum

    By SSRRS, December 11, 2025
    • 5 replies
    • 7k views
    • 
    • SSRRS
    • December 11, 2025

45. amending actuarial equivalence for terminated plan

    By jane murray, December 29, 2017
    • 5 replies
    • 2k views
    • 
    • David Peckham
    • December 9, 2025

46. PBGC Audit

    By Jakyasar, December 2, 2025
    • 3 replies
    • 572 views
    • 
    • Jakyasar
    • December 4, 2025

47. SSA Notice of Potential Private Pension Benefit Information

    By Guest jhall, April 23, 2008
    • 12 replies
    • 33.5k views
    • 
    • Effen
    • December 2, 2025

48. Overfunding a CB plan and the 6% rule

    By xtide, November 17, 2025
    • 3 replies
    • 925 views
    • 
    • Lou S.
    • November 20, 2025

49. Market Rate of Return Cash Balance Plans

    By austin3515, November 15, 2025
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • November 17, 2025

50. Received email from the pbgc

    By SSRRS, November 13, 2025
    • 6 replies
    • 1.4k views
    • 
    • david rigby
    • November 14, 2025