403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. 2 plans - one non-ERISA and one ERISA

   By cpc0506, September 19, 2018
   • 3 replies
   • 796 views
   • 
   • Patricia Neal Jensen
   • September 20, 2018

2. Advisory letter used for (ostensibly) pre-approved plan, ostensibly dated 9/30/2014

   By Belgarath, April 14, 2025
   • 4 replies
   • 796 views
   • 
   • EBP
   • April 16, 2025

3. Consolidating multiple providers 403(b)

   By The Bartender, July 1, 2024
   • 2 replies
   • 794 views
   • 
   • The Bartender
   • July 8, 2024

4. purged demographic information problems

   By AlbanyConsultant, June 21, 2018
   • 3 replies
   • 793 views
   • 
   • AlbanyConsultant
   • June 22, 2018

5. application of 25% deductibility limit to church plan

   By Ben Jensen, March 18, 2024
   • 1 reply
   • 791 views
   • 
   • CuseFan
   • March 18, 2024

6. Should a plan sponsor continue, or get rid of, its automatic-contribution arrangement?

   By Peter Gulia, July 24, 2024
   • 3 replies
   • 786 views
   • 
   • Peter Gulia
   • July 24, 2024

7. PEO and 403(b)

   By EMB, May 22, 2024
   • 1 reply
   • 785 views
   • 
   • Gina Alsdorf
   • September 9, 2024

8. SECURE 2.0 Sec. 102 application to 403(b)?

   By Patricia Neal Jensen, March 2, 2023
   • 4 replies
   • 784 views
   • 
   • Peter Gulia
   • March 6, 2023

9. Midyear vesting change adopted 12/31 and anti-cutback rules

   By kmhaab, December 28, 2018
   • 3 replies
   • 781 views
   • 
   • kmhaab
   • December 31, 2018

10. Amending a plan to make part time Participants un-eligible???

    By Craig Garner, November 4, 2025
    • 2 replies
    • 779 views
    • 
    • fmsinc
    • November 5, 2025

11. 403(b) needs help w/Vol Comp Prog filing

    By Florida1, March 16, 2017   

    • 403(b); vcp;
    • 2 replies
    • 773 views
    • 
    • Flyboyjohn
    • March 17, 2017

12. 403(b) public school employee. Need advice

    By Brett Smith, July 26, 2019
    • 3 replies
    • 768 views
    • 
    • Old Lawyer
    • July 29, 2019

13. RMD as installments/annuity when not permitted in document

    By AlbanyConsultant, July 31, 2023
    • 3 replies
    • 766 views
    • 
    • Roycal
    • August 1, 2023

14. 403(b) - Ability to Take Over Contract

    By Suckafish, April 12, 2020
    • 2 replies
    • 749 views
    • 
    • Suckafish
    • April 16, 2020

15. ACP Testing

    By metsfan026, September 9, 2024
    • 1 reply
    • 748 views
    • 
    • Peter Gulia
    • September 9, 2024

16. Lete deposit of deferrals - file under VFC or not?

    By Belgarath, October 27, 2017
    • 1 reply
    • 745 views
    • 
    • Flyboyjohn
    • October 27, 2017

17. Schedule H Question

    By Stash026, July 27, 2017
    • 2 replies
    • 741 views
    • 
    • ESOP Guy
    • July 27, 2017

18. Failure to Make Matching Contributions

    By oldman63, December 4, 2018
    • 2 replies
    • 737 views
    • 
    • Luke Bailey
    • December 5, 2018

19. Automatic Rollover

    By oldman63, July 23, 2018
    • 3 replies
    • 733 views
    • 
    • 30Rock
    • July 25, 2018

20. Foundation with employees in U.S. and Canada

    By Belgarath, March 1, 2018
    • 2 replies
    • 733 views
    • 
    • Belgarath
    • March 1, 2018

21. Adding last day

    By 30Rock, March 19, 2025
    • 2 replies
    • 720 views
    • 
    • Artie M
    • March 19, 2025

22. ERISA 403(b) Plan - two participants

    By 401(k)athryn, October 1, 2020
    • 3 replies
    • 718 views
    • 
    • Patricia Neal Jensen
    • October 1, 2020

23. Less than 20 hours a week excluded

    By austin3515, September 16, 2020
    • 3 replies
    • 717 views
    • 
    • Flyboyjohn
    • September 17, 2020

24. removal of QJ&SA

    By AlbanyConsultant, November 2, 2017
    • 1 reply
    • 715 views
    • 
    • ETA Consulting LLC
    • November 2, 2017

25. Non-ERISA 403(b) Satisfy CalSavers Exemption?

    By Patricia Neal Jensen, March 28, 2022
    • 1 reply
    • 715 views
    • 
    • Peter Gulia
    • March 28, 2022

26. the latest on pre-approved documents

    By Tom Poje, January 25, 2017
    • 1 reply
    • 707 views
    • 
    • Carol V. Calhoun
    • February 22, 2017

27. 403(b) and SEP

    By Jim Chad, May 17, 2016
    • 1 reply
    • 702 views
    • 
    • Belgarath
    • May 17, 2016

28. Gov't Non-Erisa 403(b) Match

    By Jennifer D., June 27, 2018
    • 2 replies
    • 698 views
    • 
    • QDROphile
    • June 28, 2018

29. When is a 403(b) not a 403(b)?

    By Patricia Neal Jensen, May 3, 2018   

    • 403(b)
    • plan document
    • 2 replies
    • 696 views
    • 
    • Patricia Neal Jensen
    • May 7, 2018

30. "Normally works more than 20 hours per week"

    By BG5150, May 17, 2023
    • 1 reply
    • 689 views
    • 
    • Belgarath
    • May 17, 2023

31. Church plan mergers - 401a/k merging into 403b

    By 30Rock, November 11, 2024
    • 0 replies
    • 684 views
    • 
    • 30Rock
    • November 11, 2024

32. Contribution classification correction

    By SundanceKid, January 23, 2024
    • 3 replies
    • 682 views
    • 
    • Luke Bailey
    • February 7, 2024

33. Cutback changes to Non-ERISA 403(b) Plan

    By oldman63, January 2, 2019
    • 2 replies
    • 680 views
    • 
    • david rigby
    • January 2, 2019

34. Form 5300 not on pay.gov ??

    By gc@chimentowebb.com, June 13, 2024
    • 0 replies
    • 679 views
    • 
    • gc@chimentowebb.com
    • June 13, 2024

35. "easy" eligibility question crossing the plan year

    By AlbanyConsultant, August 4, 2020
    • 2 replies
    • 679 views
    • 
    • AlbanyConsultant
    • August 4, 2020

36. Excluded employees

    By pixmax, October 17, 2018
    • 1 reply
    • 674 views
    • 
    • Kevin C
    • October 17, 2018

37. Automatic enrollment exemption if plans merge?

    By AlbanyConsultant, November 12, 2024
    • 0 replies
    • 669 views
    • 
    • AlbanyConsultant
    • November 12, 2024

38. Exclusions due to 20 or fewer hours of service

    By leighl, January 17, 2017
    • 1 reply
    • 669 views
    • 
    • ETA Consulting LLC
    • January 18, 2017

39. 403b Plan Loses Church Status

    By justatester, April 19, 2017   

    • how to run the abt test
    • 1 reply
    • 667 views
    • 
    • CuseFan
    • April 19, 2017

40. 8955 needed for 403(b)?

    By Tom, June 13, 2024
    • 1 reply
    • 663 views
    • 
    • Carol V. Calhoun
    • June 13, 2024

41. 403b/401k combo

    By austin3515, November 16, 2017
    • 1 reply
    • 663 views
    • 
    • ETA Consulting LLC
    • November 16, 2017

42. Mandatory Auto Enrollment under S2.0 and ERISA Exemption

    By austin3515, October 26, 2025
    • 6 replies
    • 658 views
    • 
    • Peter Gulia
    • November 7, 2025

43. missing MetLife RetireServe basic plan document

    By traveler, September 19, 2017   

    • 403(b)
    • 0 replies
    • 658 views
    • 
    • traveler
    • September 19, 2017

44. 403b HCE

    By Dougsbpc, March 18, 2019
    • 2 replies
    • 658 views
    • 
    • Dougsbpc
    • March 19, 2019

45. ERISA or NonErisa Plan

    By R.G., March 27, 2017
    • 2 replies
    • 657 views
    • 
    • Kevin C
    • March 27, 2017

46. 415 Plan Year as Limitation Year

    By austin3515, December 4, 2020
    • 2 replies
    • 657 views
    • 
    • austin3515
    • December 6, 2020

47. "20 hour exclusion"

    By Belgarath, October 12, 2021
    • 2 replies
    • 656 views
    • 
    • Luke Bailey
    • October 13, 2021

48. excluded compensation

    By Earl, October 24, 2018
    • 1 reply
    • 651 views
    • 
    • PensionPro
    • October 24, 2018

49. 401k and 403b Sponsored

    By austin3515, February 21, 2019
    • 1 reply
    • 649 views
    • 
    • Belgarath
    • February 21, 2019

50. Moving to Single Vendor

    By khn, January 23, 2019
    • 1 reply
    • 649 views
    • 
    • Patricia Neal Jensen
    • January 24, 2019