Distributions and Loans, Other than QDROs

4,167 topics in this forum

1. Forms

   By Egold, December 13, 2023
   • 0 replies
   • 441 views
   • 
   • Egold
   • December 13, 2023

2. Non-PBGC DB Plan Closedown. Spouse won't sign. Company being acquired.

   By Guest_Question, December 11, 2023
   • 5 replies
   • 751 views
   • 
   • Peter Gulia
   • December 12, 2023

3. Plan Termination - unresponsive participants

   By Tom, December 11, 2023
   • 5 replies
   • 1.1k views
   • 
   • Peter Gulia
   • December 12, 2023

4. 1099-R Requirement (Roth and pre-tax monies)

   By Basically, December 11, 2023
   • 2 replies
   • 766 views
   • 
   • Basically
   • December 12, 2023

5. in-kind/in-service distribution under 59.5

   By TPApril, December 9, 2023
   • 1 reply
   • 671 views
   • 
   • QDROphile
   • December 9, 2023

6. ROTH conversion process

   By Basically, December 7, 2023
   • 8 replies
   • 3.7k views
   • 
   • QDROphile
   • December 8, 2023

7. What are the minimum amounts for allocating rollovers from a distribution?

   By Peter Gulia, December 7, 2023
   • 2 replies
   • 826 views
   • 
   • Peter Gulia
   • December 7, 2023

8. Participant Terminates, then is rehired in ineligible position -- is Participant eligible for Distribution?

   By ERISA-Bubs, December 5, 2023
   • 3 replies
   • 1.6k views
   • 
   • Below Ground
   • December 6, 2023

9. RMD after participant death

   By Santo Gold, November 14, 2023
   • 7 replies
   • 1.5k views
   • 
   • Belgarath
   • December 1, 2023

10. Deemed 401k loans - trouble understanding the consequences

    By Santo Gold, July 27, 2023
    • 4 replies
    • 8.6k views
    • 
    • Bird
    • November 30, 2023

11. Correcting Late Payment of a Loan (with a twist)

    By ERISA-Bubs, November 21, 2023
    • 2 replies
    • 636 views
    • 
    • Luke Bailey
    • November 23, 2023

12. Participant Loan after Rehire

    By Susan S., November 16, 2023
    • 6 replies
    • 1.5k views
    • 
    • Luke Bailey
    • November 18, 2023

13. In service dists after RMD

    By TPApril, November 16, 2023
    • 1 reply
    • 487 views
    • 
    • Lou S.
    • November 16, 2023

14. SSA Notification - deferred benefit

    By Karen McIver, November 15, 2023
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • November 15, 2023

15. 1099R Correction

    By AmyETPA, November 9, 2023
    • 6 replies
    • 1k views
    • 
    • Paul I
    • November 13, 2023

16. De minimis for auto forfeit instead of auto cash out

    By TPApril, November 11, 2023
    • 0 replies
    • 414 views
    • 
    • TPApril
    • November 11, 2023

17. RMDs after death to parents(beneficiaries)

    By mefrancis1729, November 2, 2023   

    • rmd
    • beneficary
    • (and 1 more)

      Tagged with:

      • rmd
      • beneficary
      • death
    • 4 replies
    • 1.1k views
    • 
    • Bird
    • November 8, 2023

18. RMDs after death to surviving spouse

    By Bird, November 1, 2023
    • 2 replies
    • 723 views
    • 
    • Bird
    • November 6, 2023

19. RMD for an as-needed employee

    By Tom, October 25, 2023
    • 2 replies
    • 958 views
    • 
    • Paul I
    • October 30, 2023

20. Multiple Loans from Unrelated Employers

    By pixiebear, October 27, 2023
    • 1 reply
    • 900 views
    • 
    • CuseFan
    • October 27, 2023

21. Maximum Loan Limit - defies logic

    By Brenda Wren, October 10, 2023
    • 9 replies
    • 2.2k views
    • 
    • Peter Gulia
    • October 11, 2023

22. Loan to former participant who is now Union Employee

    By 52626, October 5, 2023
    • 2 replies
    • 774 views
    • 
    • BG5150
    • October 6, 2023

23. Pay back defaulted loan before new one?

    By BG5150, September 25, 2023
    • 3 replies
    • 1.4k views
    • 
    • David Schultz
    • September 27, 2023

24. Should the different ways for a participant to get money be on the same claim form?

    By Peter Gulia, September 19, 2023
    • 5 replies
    • 678 views
    • 
    • EBP
    • September 20, 2023

25. Is an RMD applicable?

    By Connor, September 19, 2023
    • 2 replies
    • 482 views
    • 
    • Connor
    • September 19, 2023

26. installment payments from pooled DC Plan - beneficiary

    By pmacduff, September 15, 2023
    • 0 replies
    • 493 views
    • 
    • pmacduff
    • September 15, 2023

27. Repayment of loan after termination of employee to avoid deemed distriution

    By rblum50, September 13, 2023
    • 5 replies
    • 1.5k views
    • 
    • Peter Gulia
    • September 15, 2023

28. Beneficiary changed before marriage

    By Josh, August 31, 2023
    • 9 replies
    • 2.3k views
    • 
    • fmsinc
    • September 2, 2023

29. RMD was missed

    By Renee H, August 30, 2023
    • 1 reply
    • 677 views
    • 
    • CuseFan
    • August 31, 2023

30. Payout of Terminated and now Deceased Participant

    By Basically, August 29, 2023
    • 8 replies
    • 1.3k views
    • 
    • CuseFan
    • August 30, 2023

31. participant loan interest rate

    By Santo Gold, August 24, 2023
    • 15 replies
    • 1.5k views
    • 
    • Bill Presson
    • August 30, 2023

32. Amendment to add loans and then amend to no longer allow it

    By pensionam, August 18, 2023
    • 9 replies
    • 1.6k views
    • 
    • Below Ground
    • August 22, 2023

33. Distribution in the mail and employer rehired employee

    By Kansas401k, August 16, 2023   

    • rehire distribution
    • 9 replies
    • 1.2k views
    • 
    • CuseFan
    • August 18, 2023

34. Is there any rollover that is not a rollover under any State’s tax law?

    By Peter Gulia, August 13, 2023
    • 7 replies
    • 962 views
    • 
    • CuseFan
    • August 16, 2023

35. Life insurance policy distribution

    By Santo Gold, August 12, 2023
    • 10 replies
    • 1.2k views
    • 
    • Roycal
    • August 15, 2023

36. RMD for deceased plan participant

    By Egold, August 1, 2023
    • 6 replies
    • 625 views
    • 
    • Egold
    • August 4, 2023

37. Delinquent Loan not defaulted

    By Tom, July 28, 2023
    • 1 reply
    • 490 views
    • 
    • Lou S.
    • July 28, 2023

38. SECURE 2.0 overpayments

    By WCC, July 25, 2023
    • 6 replies
    • 1.1k views
    • 
    • Bri
    • July 27, 2023

39. Coronavirus distribution affecting current vesting on termination payout?!

    By pmacduff, July 14, 2023
    • 2 replies
    • 432 views
    • 
    • pmacduff
    • July 26, 2023

40. Employer Securities as part of in-plan Roth Rollovers

    By TD, July 20, 2023
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • July 24, 2023

41. In-service Distribution In General

    By Basically, July 17, 2023
    • 4 replies
    • 2k views
    • 
    • Paul I
    • July 18, 2023

42. 59 1/2 - When exactly?

    By Lou S., June 30, 2023
    • 17 replies
    • 9.7k views
    • 
    • Peter Gulia
    • July 10, 2023

43. Participant now in eligible class, can they take a loan?

    By BG5150, June 29, 2023
    • 5 replies
    • 1.1k views
    • 
    • CuseFan
    • July 10, 2023

44. Do you require that a beneficiary designation be ink-on-paper?

    By Peter Gulia, June 20, 2023
    • 5 replies
    • 1.7k views
    • 
    • Peter Gulia
    • June 21, 2023

45. Segregation of account to Beneficiaries upon death timing

    By BG5150, June 8, 2023
    • 3 replies
    • 851 views
    • 
    • bito'money
    • June 12, 2023

46. Plan sponsor making participants pay loan fees outside the plan

    By AlbanyConsultant, June 8, 2023
    • 2 replies
    • 739 views
    • 
    • Roycal
    • June 9, 2023

47. California Small Estate Affidavit

    By R. Butler, June 5, 2023
    • 8 replies
    • 3k views
    • 
    • DreamJob
    • June 6, 2023

48. Loan terms and documentation

    By ClintonF, June 2, 2023
    • 5 replies
    • 742 views
    • 
    • Paul I
    • June 5, 2023

49. Loans allowed only for hardship

    By Belgarath, June 2, 2023
    • 4 replies
    • 1.2k views
    • 
    • Paul I
    • June 2, 2023

50. Premature Distribution Penalty/Tax still due on hardship withdrawals?

    By Pammie57, May 30, 2023
    • 4 replies
    • 912 views
    • 
    • BG5150
    • May 31, 2023