Distributions and Loans, Other than QDROs

4,169 topics in this forum

1. now charging annual loan fees to current loans?

   By AlbanyConsultant, January 11, 2019
   • 4 replies
   • 568 views
   • 
   • QDROphile
   • January 12, 2019

2. Form 945 Plan Termination

   By KoolLady4, May 24, 2018
   • 1 reply
   • 566 views
   • 
   • Larry Starr
   • May 24, 2018

3. Covid distribution processed without trustee authorization

   By ElaineW, September 16, 2021
   • 2 replies
   • 566 views
   • 
   • Belgarath
   • September 16, 2021

4. Interest-only loan?

   By BG5150, April 18, 2017
   • 4 replies
   • 565 views
   • 
   • BG5150
   • April 18, 2017

5. Deceased Participant - RMD to Beneficiary

   By Vlad401k, August 2, 2024
   • 0 replies
   • 564 views
   • 
   • Vlad401k
   • August 2, 2024

6. Participant COVID Distribution for Bills

   By Basically, December 20, 2021
   • 3 replies
   • 563 views
   • 
   • Basically
   • December 23, 2021

7. forms 1096/1099-R hard copy filing address

   By pmacduff, January 14, 2021
   • 0 replies
   • 563 views
   • 
   • pmacduff
   • January 14, 2021

8. SIMPLE IRA to regular 401(k) Plan

   By CLE401kGuy, April 10, 2017   

   • simple ira
   • 401k
   • (and 2 more)

     Tagged with:

     • simple ira
     • 401k
     • distribution
     • rollover
   • 2 replies
   • 562 views
   • 
   • Bird
   • April 11, 2017

9. RMD under Secure Act 2.0

   By steve45, February 17, 2023
   • 1 reply
   • 560 views
   • 
   • Belgarath
   • February 17, 2023

10. Account Balance to consider when taking a 2nd loan

    By jkharvey, May 20, 2016
    • 1 reply
    • 558 views
    • 
    • Lou S.
    • May 20, 2016

11. distribution of over-deposited deferrals - options?

    By AlbanyConsultant, October 1, 2024
    • 1 reply
    • 555 views
    • 
    • Gina Alsdorf
    • October 7, 2024

12. Distribution onslaught due to Coronavirus

    By JustMe, April 14, 2020
    • 3 replies
    • 553 views
    • 
    • ratherbereading
    • April 14, 2020

13. RMD - Participant died in 2023, Which table to use for beneficiary RMD?

    By Basically, October 25, 2024
    • 1 reply
    • 552 views
    • 
    • Gina Alsdorf
    • November 8, 2024

14. Money Sources & Taxes - does it matter

    By TPApril, October 14, 2020
    • 4 replies
    • 552 views
    • 
    • TPApril
    • October 15, 2020

15. Plan subject to J&S did not sign forms with J&S options, what is fix?

    By Cobras59, December 27, 2021
    • 2 replies
    • 550 views
    • 
    • Cobras59
    • December 31, 2021

16. Help with 945-X "Administrative Error"

    By Sleuth, March 25, 2019   

    • 945-x
    • 1 reply
    • 549 views
    • 
    • Bird
    • March 26, 2019

17. Another Plan Term Question... loan repayment

    By K-t-F, July 1, 2020
    • 1 reply
    • 547 views
    • 
    • Belgarath
    • July 1, 2020

18. Loan from Unrelated Balance

    By Basically, April 14, 2022
    • 3 replies
    • 545 views
    • 
    • jsample
    • April 14, 2022

19. Plan Closing 12/31 - Trailing Distributions Trigger 1099-R next year?

    By RestAssured, January 9, 2019
    • 2 replies
    • 540 views
    • 
    • RestAssured
    • January 23, 2019

20. 2023 1099R was issued on a Distribution that was never made

    By Teresa Delarosa, May 23, 2024
    • 1 reply
    • 540 views
    • 
    • Appleby
    • May 25, 2024

21. hardship and the DIY guy

    By AlbanyConsultant, April 27, 2021
    • 2 replies
    • 537 views
    • 
    • JOH
    • April 28, 2021

22. 2024 RMD - Participant has Traditional and Roth Sources

    By Vlad401k, July 2, 2024
    • 1 reply
    • 537 views
    • 
    • Tom Veal
    • July 3, 2024

23. RMD - Single member plan w/wife

    By Basically, January 20, 2022
    • 4 replies
    • 537 views
    • 
    • John Feldt ERPA CPC QPA
    • January 22, 2022

24. Death after RBD - then Designated Beneficiary/Participant dies after RBD

    By TPApril, May 29, 2022
    • 1 reply
    • 535 views
    • 
    • Peter Gulia
    • May 30, 2022

25. 1099-R Code for under 59 1/2 from Roth Deferral

    By BG5150, January 11, 2017
    • 2 replies
    • 533 views
    • 
    • BG5150
    • January 11, 2017

26. Plan Term... non COVID related... 10% excise?

    By K-t-F, June 30, 2020
    • 2 replies
    • 528 views
    • 
    • K-t-F
    • June 30, 2020

27. Plan Loan and Change in Controlled Group status

    By PensionPro, August 25, 2022
    • 3 replies
    • 528 views
    • 
    • PensionPro
    • August 30, 2022

28. Participant loans - no default?

    By Tom, March 23, 2020
    • 2 replies
    • 527 views
    • 
    • JOH
    • March 23, 2020

29. Pooled funds distributions

    By Belgarath, June 22, 2020
    • 1 reply
    • 522 views
    • 
    • Bill Presson
    • June 23, 2020

30. Can an employee ask sponsor to stop loan repay?

    By BG5150, July 27, 2021
    • 1 reply
    • 522 views
    • 
    • Peter Gulia
    • July 27, 2021

31. What should loan balance be for a loan offset?

    By Basically, January 3, 2023
    • 1 reply
    • 522 views
    • 
    • C. B. Zeller
    • January 3, 2023

32. State withholding

    By IsntThisFun, December 23, 2025
    • 3 replies
    • 519 views
    • 
    • Peter Gulia
    • December 23, 2025

33. Required Minimum Distributions Not Paid

    By maryflemingphr@yahoo.com, December 6, 2021
    • 1 reply
    • 519 views
    • 
    • Lou S.
    • December 6, 2021

34. RMD to alternate payee

    By Scuba 401, October 16, 2017
    • 0 replies
    • 518 views
    • 
    • Scuba 401
    • October 16, 2017

35. H1 Visa-withdrawal options

    By kmoniz@jhancock.com, February 23, 2016
    • 0 replies
    • 517 views
    • 
    • kmoniz@jhancock.com
    • February 23, 2016

36. rollover to spouse in same plan

    By M Norton, January 17, 2020   

    • reporting in-plan rollover
    • 1 reply
    • 517 views
    • 
    • C. B. Zeller
    • January 17, 2020

37. Volunteer Firefighter Award Programs

    By dmwe, January 9, 2017   

    • how to handle distributions
    • 0 replies
    • 517 views
    • 
    • dmwe
    • January 9, 2017

38. Distribution Code for Excess Roth Contributions after April 15

    By Vlad401k, November 13, 2020
    • 1 reply
    • 515 views
    • 
    • Luke Bailey
    • November 18, 2020

39. Covid distribution if SPOUSE gets laid off

    By Belgarath, April 7, 2020
    • 1 reply
    • 514 views
    • 
    • Bill Presson
    • April 7, 2020

40. Loan Correction- How to correct 2nd Loan if Paid Mistakenly

    By 401KLearner, August 3, 2016   

    • Loan
    • Loan Correction
    • 0 replies
    • 514 views
    • 
    • 401KLearner
    • August 3, 2016

41. Death Benefit 401K Spousal Rollover with ROTH

    By Lou S., December 12, 2024
    • 0 replies
    • 513 views
    • 
    • Lou S.
    • December 12, 2024

42. Deemed loan

    By thepensionmaven, February 4, 2022
    • 1 reply
    • 511 views
    • 
    • Bri
    • February 4, 2022

43. RMD for in service dist?

    By TPApril, May 3, 2021
    • 1 reply
    • 510 views
    • 
    • C. B. Zeller
    • May 4, 2021

44. CARES loan suspension of less than 1 year?

    By AlbanyConsultant, April 23, 2020
    • 1 reply
    • 510 views
    • 
    • Larry Starr
    • April 23, 2020

45. 1099 R Year

    By AmyETPA, January 16, 2023
    • 1 reply
    • 509 views
    • 
    • Lou S.
    • January 17, 2023

46. One Hardship, Two Reasons

    By Fielding Mellish, February 25, 2019
    • 2 replies
    • 509 views
    • 
    • RAH401(k)
    • February 26, 2019

47. RMD for beneficiary of spouse of deceased participant

    By TPApril, April 19, 2023
    • 1 reply
    • 509 views
    • 
    • EBP
    • April 19, 2023

48. New York State Withholding

    By DPSRich, June 30, 2022
    • 2 replies
    • 508 views
    • 
    • DPSRich
    • July 1, 2022

49. Is an RMD applicable?

    By Connor, September 19, 2023
    • 2 replies
    • 508 views
    • 
    • Connor
    • September 19, 2023

50. Coronavirus Related Loan

    By Dougsbpc, June 7, 2021
    • 2 replies
    • 507 views
    • 
    • Dougsbpc
    • June 10, 2021