SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. Disqualify a SIMPLE Plan with $200 of Employer match in this year

   By Jim Chad, July 26, 2013
   • 2 replies
   • 1.6k views
   • 
   • Jim Chad
   • December 23, 2013

2. How to terminate a SEP?

   By Guest Do, January 28, 1999
   • 2 replies
   • 2.5k views
   • 
   • Gary Lesser
   • February 15, 1999

3. Simple ER Contributions

   By Guest Pete Joachim, March 9, 2004
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • March 10, 2004

4. Simple IRA and 401(k) in a controlled group

   By Guest fiddler, March 19, 2007
   • 2 replies
   • 4.1k views
   • 
   • J Simmons
   • March 22, 2007

5. Overcontribution to SEP

   By nancy, January 26, 1999
   • 2 replies
   • 2.4k views
   • 
   • Gary Lesser
   • February 15, 1999

6. Exceeding 100 employees

   By bzorc, July 13, 2020
   • 2 replies
   • 1.1k views
   • 
   • Luke Bailey
   • July 14, 2020

7. How to stop a SIMPLE IRA plan mid year

   By rfahey, July 3, 2014
   • 2 replies
   • 2k views
   • 
   • Flyboyjohn
   • July 7, 2014

8. SEP documents provided by the big houses

   By Bri, August 15, 2023
   • 2 replies
   • 1.3k views
   • 
   • Appleby
   • August 16, 2023

9. Timing of SIMPLE deferrals for the self-employed

   By bzorc, March 20, 2002
   • 2 replies
   • 1.9k views
   • 
   • Gary Lesser
   • March 22, 2002

10. SEP IRA?

    By Guest sugar daddy, March 8, 2011
    • 2 replies
    • 1.1k views
    • 
    • Calavera
    • March 9, 2011

11. Terminating a SIMPLE.

    By Guest Thornton, January 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • Gary Lesser
    • January 13, 2003

12. Undercontributed to a SEP participant

    By Guest jorge casasnovas, February 25, 1999
    • 2 replies
    • 2k views
    • 
    • Gary Lesser
    • March 2, 1999

13. PARTNERSHIP 401(K) COMPENSATION REVISITED

    By Guest D_NITSCHE, March 2, 1999
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • March 3, 1999

14. 2 SEP plans for same company

    By Guest Scott Johnson, August 23, 2001
    • 2 replies
    • 1.6k views
    • 
    • Appleby
    • August 24, 2001

15. After Tax $ in a SIMPLE IRA

    By Guest revier, September 22, 2004
    • 2 replies
    • 1.4k views
    • 
    • Demosthenes
    • September 22, 2004

16. Simple and Solo 401k

    By Guest bmurphy, April 4, 2005
    • 2 replies
    • 1.5k views
    • 
    • mbozek
    • April 5, 2005

17. Rollover from SEP IRA to qualified plan

    By AKconsult, April 27, 2010
    • 2 replies
    • 2.5k views
    • 
    • Appleby
    • April 27, 2010

18. Use of Designated Financial Institution

    By Guest Donaldson, October 28, 2002
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • October 31, 2002

19. Timing of partner's elective deferral in SIMPLE IRA

    By MarZDoates, February 24, 2004
    • 2 replies
    • 3.3k views
    • 
    • Gary Lesser
    • February 25, 2004

20. Must all self-employment income be combined for SEP?

    By jukeboy56, April 10, 2006
    • 2 replies
    • 1.8k views
    • 
    • Belgarath
    • April 27, 2006

21. SEP Eligibility Dumb Question #2

    By bzorc, August 31, 2018
    • 2 replies
    • 745 views
    • 
    • bzorc
    • September 4, 2018

22. Simple IRA

    By Guest DICK@FBA, December 31, 2001
    • 2 replies
    • 1.7k views
    • 
    • Gary Lesser
    • January 3, 2002

23. Controlled Group question

    By Guest cdizzle, June 23, 2004
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • June 25, 2004

24. Comp paid in an LLC

    By bzorc, March 25, 2009
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • March 25, 2009

25. What to do in SARSEP when EE deferred the max and ER wants to contribu

    By Lynn Campbell, April 12, 1999
    • 2 replies
    • 2.1k views
    • 
    • Gary Lesser
    • April 14, 1999

26. SIMPLE/SEP usage by a partnership

    By Guest Sheri, March 6, 2002
    • 2 replies
    • 1.8k views
    • 
    • Belgarath
    • March 6, 2002

27. SEP and Money purchase plan

    By caryn22359, June 13, 2006
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • June 13, 2006

28. SEP IRA AND REGULAR OR ROTH?

    By Guest JOE KOZO, April 18, 1999
    • 2 replies
    • 2.1k views
    • 
    • Kathy
    • April 20, 1999

29. SEP Eligibility & Entry

    By mjbais1489, December 22, 2025
    • 2 replies
    • 236 views
    • 
    • Appleby
    • December 29, 2025

30. 5305-SEP

    By Randy Watson, January 30, 2007
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • February 14, 2007

31. Interpretation of the Model Salary Reduction Agreement

    By Belgarath, January 13, 2016
    • 2 replies
    • 1.3k views
    • 
    • Belgarath
    • January 14, 2016

32. Correct SEP Compensation for S-Corp Owner

    By Jed Macy, October 21, 2016   

    • S-Corp SEP Comp Health Ins
    • 2 replies
    • 17.1k views
    • 
    • ERICH LAW, PLLC
    • September 22, 2018

33. SIMPLE - Break in Service

    By Guest Twinky, April 29, 2005
    • 2 replies
    • 1.3k views
    • 
    • Gary Lesser
    • May 2, 2005

34. Client wants to make a catch-up contribution to his SEP

    By Guest jc1457, March 29, 2010
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • March 29, 2010

35. age 70 1/2 RMDs

    By pmacduff, August 17, 2005
    • 2 replies
    • 1.8k views
    • 
    • pmacduff
    • August 17, 2005

36. sep and traditional db plan

    By Guest anico greg, January 15, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 15, 2009

37. Revocation of SIMPLE 401(k)

    By nancy, December 20, 2002
    • 2 replies
    • 1.3k views
    • 
    • Gary Lesser
    • December 26, 2002

38. SIMPLE IRA match percentages

    By Guest SPollock, May 4, 1999
    • 2 replies
    • 1.6k views
    • 
    • Gary Lesser
    • May 13, 1999

39. KETRA

    By Felicia, November 28, 2005
    • 2 replies
    • 2.2k views
    • 
    • Felicia
    • December 1, 2005

40. SEP for a controlled group

    By Bird, December 6, 2006
    • 2 replies
    • 1.9k views
    • 
    • Bird
    • December 7, 2006

41. SEP excess contribution - How to handle this error.

    By Guest Bette N, February 14, 2001
    • 2 replies
    • 2.4k views
    • 
    • card
    • April 9, 2002

42. SEP IRA Early Withdrawl For Health Reasons

    By Guest clarkfraser, May 9, 2006
    • 2 replies
    • 2.6k views
    • 
    • Appleby
    • May 12, 2006

43. Establishing a new plan

    By austin3515, October 22, 2016
    • 2 replies
    • 1k views
    • 
    • austin3515
    • November 21, 2016

44. Employee contributions to SEP and 415

    By AKconsult, July 16, 2008
    • 2 replies
    • 2.2k views
    • 
    • Gary Lesser
    • July 21, 2008

45. Affiliated Service Group w/ SEP & 401K

    By ERISA13, January 5, 2012
    • 2 replies
    • 3.1k views
    • 
    • ERISA13
    • January 11, 2012

46. SAR-SEP fails 50% participation test

    By Earl, February 14, 2001
    • 2 replies
    • 1.7k views
    • 
    • Gary Lesser
    • January 3, 2002

47. Multiple Plans Coordination in General

    By Guest SteveHample, January 3, 2002
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • January 3, 2002

48. SIMPLE IRA Exceptions – can more than one plan be offered?

    By Francis, October 15, 2010
    • 2 replies
    • 1.4k views
    • 
    • Gary Lesser
    • November 1, 2010

49. Amending a SARSEP

    By Guest Michael Spaid, June 24, 1999
    • 2 replies
    • 1.9k views
    • 
    • Gary Lesser
    • July 10, 1999

50. 5305-SEP to 401k plan in same yr; ps start date 1/1?

    By TPApril, September 25, 2019
    • 2 replies
    • 1.5k views
    • 
    • Larry Starr
    • September 25, 2019