401(k) Plans

19,275 topics in this forum

1. Overdraft for longer than 3 days?

   By FundeK, April 20, 2004
   • 2 replies
   • 2k views
   • 
   • FundeK
   • April 22, 2004

2. Amendment of Match Formula

   By Guest dms9999, July 1, 2009
   • 4 replies
   • 2k views
   • 
   • Guest
   • July 2, 2009

3. Mid year SH amendment changing from plan year to per payroll

   By Belgarath, June 23, 2020
   • 7 replies
   • 2k views
   • 
   • Belgarath
   • June 25, 2020

4. Calculating Excise Tax & gains on late remittances.

   By MBCarey, October 3, 2002
   • 4 replies
   • 2k views
   • 
   • MWeddell
   • October 5, 2002

5. Suspensions and Catch-up Contributions

   By MWeddell, October 23, 2001
   • 3 replies
   • 2k views
   • 
   • MGB
   • October 24, 2001

6. 401k audit

   By Guest VEBAPLAN, May 19, 2010
   • 0 replies
   • 2k views
   • 
   • Guest
   • May 19, 2010

7. safe harbor deemed not top-heavy

   By Guest ERIC STRAND, March 21, 2002
   • 1 reply
   • 2k views
   • 
   • Tom Poje
   • March 21, 2002

8. Rollover from UK plan to US plan permitted ?

   By Guest halka, March 11, 2004
   • 3 replies
   • 2k views
   • 
   • mbozek
   • March 12, 2004

9. Match on Excess Contribs that are Recharacterized as Catch-up

   By Guest Giovanni, September 29, 2004
   • 4 replies
   • 2k views
   • 
   • david rigby
   • September 29, 2004

10. ADP Testing And Safe Harbor Plan

    By Guest LSU1990, July 31, 2006
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • August 1, 2006

11. Partial termination in a DC plan

    By alexa, June 16, 2002
    • 3 replies
    • 2k views
    • 
    • RTK
    • June 17, 2002

12. Failed coverage test with excluded class

    By Brenda Wren, October 1, 2002
    • 3 replies
    • 2k views
    • 
    • E as in ERISA
    • October 2, 2002

13. 401(k) Plan Design for Temporary Agency

    By Guest Lesley Sifers, April 19, 2002
    • 1 reply
    • 2k views
    • 
    • mbozek
    • April 20, 2002

14. top-heavy contribution

    By k man, September 19, 2000
    • 2 replies
    • 2k views
    • 
    • MR
    • September 20, 2000

15. HCE determination for highly paid employee of new plan added to a control group

    By Guest crosseyedtester, November 13, 2003
    • 3 replies
    • 2k views
    • 
    • Alf
    • November 19, 2003

16. Investment Expenses paid by employer

    By austin3515, August 6, 2004
    • 7 replies
    • 2k views
    • 
    • KJohnson
    • August 6, 2004

17. Employer Contribution to Safe Harbor Plan

    By Guest brstokes, October 29, 2001
    • 5 replies
    • 2k views
    • 
    • KateSmithPA
    • November 9, 2001

18. Sole Prop 401k w/ employees - timing of S. Prod elective def

    By Guest johnpetrancosta, March 17, 2005
    • 4 replies
    • 2k views
    • 
    • Guest
    • March 19, 2005

19. PPA

    By Guest Wolves1962, November 29, 2006
    • 9 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • December 4, 2006

20. Discretionary Match

    By PensionMonster, November 13, 2015
    • 7 replies
    • 2k views
    • 
    • austin3515
    • November 16, 2015

21. Top heavy minimum for partnership

    By rlb64, June 30, 2005
    • 1 reply
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • July 1, 2005

22. Related or unrelated rollover

    By cpc0506, July 5, 2013
    • 1 reply
    • 2k views
    • 
    • masteff
    • July 5, 2013

23. Union 401K plans

    By Guest KJSpaeth, April 11, 2002
    • 7 replies
    • 2k views
    • 
    • RCK
    • April 12, 2002

24. Controlled Group

    By Guest tintree73, November 25, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • November 25, 2003

25. Top Heavy Minimum Contribution

    By Guest kgsingletary, September 27, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • September 28, 2002

26. Controlled Group Issue

    By Guest PES, June 18, 2002
    • 7 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • June 18, 2002

27. Pending Divorce; Form Standing Order, No QDRO

    By ERISAlaw, March 24, 2020
    • 7 replies
    • 2k views
    • 
    • QDROphile
    • March 25, 2020

28. Top Heavy, HCE distributions

    By Guest LTurner, February 20, 2003
    • 10 replies
    • 2k views
    • 
    • Gilmore
    • February 21, 2003

29. Amending Plan for Automatic Enrollment

    By TPA Bob, March 17, 2015   

    • Automatic Enrollment
    • 1 reply
    • 2k views
    • 
    • Belgarath
    • March 18, 2015

30. Deferrals from LLC Members

    By Guest saotampa, July 13, 2007
    • 7 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • July 13, 2007

31. RMD Calculations - Are Receivables Included?

    By metsfan026, October 21, 2022
    • 8 replies
    • 2k views
    • 
    • Riley Britton
    • October 25, 2022

32. Nondiscrimination testing - disaggregation

    By Guest Rags, March 19, 2009
    • 7 replies
    • 2k views
    • 
    • Tom Poje
    • March 24, 2009

33. ACP Test and Match over plan limit

    By Guest george821, January 29, 2009
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 1, 2009

34. top heavy allocation

    By Gary, April 4, 2011
    • 5 replies
    • 2k views
    • 
    • GMK
    • April 4, 2011

35. Forfeiture buy-back practices

    By Brenda Wren, February 15, 2019
    • 6 replies
    • 2k views
    • 
    • Cardscrazy
    • March 21, 2019

36. Top Heavy Test on Aggregated Plans

    By Guest chant44, March 26, 2001
    • 4 replies
    • 2k views
    • 
    • Bob R
    • March 27, 2001

37. 10% excise tax on failed adp/acp test

    By Guest jkrad, March 22, 2005
    • 2 replies
    • 2k views
    • 
    • K-t-F
    • March 23, 2005

38. Non-spousal beneficiary

    By Pat Crum, November 9, 2022
    • 11 replies
    • 2k views
    • 
    • Peter Gulia
    • November 11, 2022

39. 402(g) Refund after 4/15

    By Bruddah Kimo, December 7, 2007
    • 3 replies
    • 2k views
    • 
    • 401_4_ever
    • December 7, 2007

40. One Person Plan: 401(k) or Profit Sharing

    By Guest elem, February 14, 2005
    • 7 replies
    • 2k views
    • 
    • david rigby
    • February 15, 2005

41. Can employer amend 401(k) plan now (midyear) to provide for 3% safe harbor contribution?

    By Guest tws, October 3, 2003
    • 7 replies
    • 2k views
    • 
    • Guest
    • October 9, 2003

42. EPCRS Loan Correction

    By austin3515, July 29, 2019
    • 18 replies
    • 2k views
    • 
    • austin3515
    • July 30, 2019

43. HCE calculation - non-calendar plan year

    By Guest Achilles, February 10, 2004
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • February 10, 2004

44. How do you calculate deduction limits for a 401(k) and an ESOP?

    By Guest lawdawg, January 26, 2001
    • 6 replies
    • 2k views
    • 
    • stephen
    • January 30, 2001

45. Emailing new SPD

    By austin3515, April 16, 2013
    • 19 replies
    • 2k views
    • 
    • austin3515
    • April 25, 2013

46. Prohibited transaction if the plan's broker marries the client company

    By Guest Phil L, November 3, 1999
    • 6 replies
    • 2k views
    • 
    • MWeddell
    • November 5, 1999

47. 401(k) Vesting Schedule Statistics

    By Guest Judy Beedy, November 10, 1999
    • 0 replies
    • 2k views
    • 
    • Guest
    • November 10, 1999

48. Anyone have a de minimis policy pertaining to returning excess contrib

    By John A, December 7, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • February 15, 2001

49. Increased Catch-up Limit for ages 60-63 - mandatory?

    By AMDG, May 24, 2023
    • 13 replies
    • 2k views
    • 
    • Belgarath
    • July 7, 2023

50. Short Plan Year and coverage failure

    By John Feldt ERPA CPC QPA, August 11, 2009
    • 10 replies
    • 2k views
    • 
    • Laura Harrington
    • August 13, 2009