401(k) Plans

19,320 topics in this forum

1. Plan Document - updated for TRA'86

   By Guest AP, March 7, 1999
   • 1 reply
   • 2.1k views
   • 
   • Ervin Barham
   • March 8, 1999

2. EPCRS Loan Correction

   By austin3515, July 29, 2019
   • 18 replies
   • 2.1k views
   • 
   • austin3515
   • July 30, 2019

3. LLC Owner in 401(k) Plan

   By LMOC, July 11, 2014
   • 11 replies
   • 2.1k views
   • 
   • Bird
   • July 11, 2014

4. 401K Plan Termination

   By Guest dmorgan, December 4, 1998
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • December 16, 1998

5. Spin-Off question regarding ADP/ACP Testing

   By Guest KD40, November 21, 2002
   • 0 replies
   • 2.1k views
   • 
   • Guest
   • November 21, 2002

6. allocated contracts

   By Guest twalters, July 3, 2001
   • 0 replies
   • 2.1k views
   • 
   • Guest
   • July 3, 2001

7. Hardships: safe-harbor v facts & circumstances question???

   By Guest Philip Simpkins, November 25, 1998
   • 1 reply
   • 2k views
   • 
   • MWeddell
   • November 25, 1998

8. Enhanced Discretionary Safe harbor Match

   By SheilaD, May 5, 2011
   • 3 replies
   • 2k views
   • 
   • Tom Poje
   • May 6, 2011

9. Withholding Election on ADP Refund?

   By Gilmore, February 24, 2020
   • 1 reply
   • 2k views
   • 
   • Larry Starr
   • February 24, 2020

10. Top paid group election

    By Earl, April 21, 2007
    • 1 reply
    • 2k views
    • 
    • austin3515
    • April 22, 2007

11. Safe Harbor Nonelective & QNEC

    By Guest Margaret25, February 9, 2010
    • 2 replies
    • 2k views
    • 
    • Kevin C
    • February 9, 2010

12. ADP/ACP and Compensation Testing

    By bevfair, January 20, 2014
    • 1 reply
    • 2k views
    • 
    • ETA Consulting LLC
    • January 20, 2014

13. one time irrevocable election to not participate

    By Pixie, March 25, 2024
    • 6 replies
    • 2k views
    • 
    • C. B. Zeller
    • March 28, 2024

14. 401k vs government pension

    By Guest lieu910, February 13, 2006
    • 4 replies
    • 2k views
    • 
    • JanetM
    • February 13, 2006

15. Short Plan Year and coverage failure

    By John Feldt ERPA CPC QPA, August 11, 2009
    • 10 replies
    • 2k views
    • 
    • Laura Harrington
    • August 13, 2009

16. Time limit to submit deferrals and matches

    By Guest Rags, January 23, 2008
    • 4 replies
    • 2k views
    • 
    • WDIK
    • January 26, 2008

17. Otherwise Excludable Employees / New Plan in Second Plan Year

    By 401QUE, November 22, 2013   

    • Otherwise Excludable Employee
    • First plan year
    • 5 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • November 22, 2013

18. Employer forgot to make a Roth deferral

    By gc@chimentowebb.com, February 11, 2025
    • 9 replies
    • 2k views
    • 
    • gc@chimentowebb.com
    • February 12, 2025

19. "25% of compensation" limit

    By Pension RC, August 8, 2018
    • 5 replies
    • 2k views
    • 
    • Luke Bailey
    • August 9, 2018

20. Different rates of match conditioned upon where participant directs hi

    By Guest LMalone, February 15, 2000
    • 10 replies
    • 2k views
    • 
    • Guest
    • February 21, 2000

21. New Safe Harbor 401K & Terminated Employees

    By JToenes, March 17, 2017   

    • safe harbor
    • terminated employee
    • (and 4 more)

      Tagged with:

      • safe harbor
      • terminated employee
      • terminated employees
      • 401(k)
      • 401
      • new
    • 3 replies
    • 2k views
    • 
    • Mr Bagwell
    • March 20, 2017

22. Timeframe for one-year suspension, of elective deferrals to 401(k) arr

    By James Matt Ullakko, April 24, 2001
    • 4 replies
    • 2k views
    • 
    • R. Butler
    • April 25, 2001

23. Unauthorized Withdrawal

    By Guest notapensiongeek, July 25, 2008
    • 3 replies
    • 2k views
    • 
    • J Simmons
    • July 25, 2008

24. Super Integrated

    By Logan401, July 30, 2009
    • 6 replies
    • 2k views
    • 
    • Bird
    • August 1, 2009

25. Covered Comp for 2011

    By austin3515, December 28, 2010
    • 8 replies
    • 2k views
    • 
    • Tom Poje
    • January 20, 2011

26. Hardship withdrawals

    By Guest tom mathews, June 5, 2002
    • 2 replies
    • 2k views
    • 
    • mbozek
    • June 20, 2002

27. Profit Sharing Plan with NO deferral Option

    By Guest willow, May 26, 2005
    • 12 replies
    • 2k views
    • 
    • Belgarath
    • June 8, 2005

28. safe harbor plans

    By Guest Jennyb473, December 15, 2009
    • 9 replies
    • 2k views
    • 
    • Mike Preston
    • April 1, 2010

29. S/H 401(k) Non Discrim Testing Question

    By MarZDoates, January 4, 2007
    • 6 replies
    • 2k views
    • 
    • MarZDoates
    • January 9, 2007

30. Defining Compensation

    By Guest lforesz, November 6, 2002
    • 1 reply
    • 2k views
    • 
    • E as in ERISA
    • November 6, 2002

31. I'm lost

    By Guest feinstein@earthlink.net, October 27, 2007
    • 4 replies
    • 2k views
    • 
    • BG5150
    • November 2, 2007

32. After-Tax Contributions/Mega Roth Conversion considerations

    By Zach Del, May 17, 2023
    • 4 replies
    • 2k views
    • 
    • Zach Del
    • May 18, 2023

33. Employee goes from hourly to salaried with same employer leaving balan

    By KIP KRAUS, March 7, 2000
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 10, 2000

34. Safe harbor 401(k) nonelective contribution

    By Guest le190, March 12, 1999
    • 2 replies
    • 2k views
    • 
    • Guest
    • March 15, 1999

35. Domestic/Foreign Trust

    By Guest, October 7, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • October 15, 1999

36. Pro-rate any limits for Short Plan Year?

    By Richard Anderson, March 1, 2005
    • 2 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2005

37. Large Plan Filer requiring CPA audit finds solution with Payroll Provider plan

    By Brenda Wren, November 2, 2007
    • 10 replies
    • 2k views
    • 
    • austin3515
    • November 12, 2007

38. Plan Assets - Sole Proprietors

    By Guest jeffline, September 1, 2004
    • 6 replies
    • 2k views
    • 
    • mbozek
    • September 1, 2004

39. Is this a successor plan for 401(k) safe harbor purposes?

    By M R Bernardin, May 25, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • June 1, 2000

40. Do we have a Multiple Employer plan?

    By Guest willoughby, May 17, 2001
    • 7 replies
    • 2k views
    • 
    • Guest
    • May 29, 2001

41. Amendment to Limit HCE to $1 of 401k

    By austin3515, March 31, 2011
    • 7 replies
    • 2k views
    • 
    • Guest
    • July 25, 2011

42. Employer Allocation Formula

    By Guest amm19, December 4, 2002
    • 5 replies
    • 2k views
    • 
    • austin3515
    • December 5, 2002

43. Forfeiture buy-back practices

    By Brenda Wren, February 15, 2019
    • 6 replies
    • 2k views
    • 
    • Cardscrazy
    • March 21, 2019

44. reducing involuntary cash out - pros & cons

    By Guest maac3, February 2, 2005
    • 9 replies
    • 2k views
    • 
    • Kirk Maldonado
    • February 9, 2005

45. Multiple employer plan HCE

    By Guest Ken C, July 20, 2006
    • 2 replies
    • 2k views
    • 
    • Guest
    • July 21, 2006

46. Controlled Group Issue

    By Guest PES, June 18, 2002
    • 7 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • June 18, 2002

47. Targeted QNEC's for 2008 Failed ADP Test

    By msmith, January 30, 2009
    • 2 replies
    • 2k views
    • 
    • MWeddell
    • February 2, 2009

48. Does wife become a Key Employee if she is not an employee at the time

    By Earl, March 15, 2001
    • 7 replies
    • 2k views
    • 
    • Earl
    • March 16, 2001

49. What is the statute of limitations for correcting safe harbor contributions?

    By katieinny, July 21, 2010
    • 4 replies
    • 2k views
    • 
    • katieinny
    • July 23, 2010

50. Issues 2 1099-R's for same loan default in 2 different years

    By TPAVP, April 9, 2002
    • 1 reply
    • 2k views
    • 
    • Fredman
    • April 10, 2002