401(k) Plans

19,337 topics in this forum

1. In-Plan Roth Conversions

   By John Feldt ERPA CPC QPA, November 19, 2010
   • 5 replies
   • 1.2k views
   • 
   • John Feldt ERPA CPC QPA
   • November 19, 2010

2. Use of Excess Revenue to Pay Expenses

   By khn, June 17, 2015
   • 5 replies
   • 1.2k views
   • 
   • khn
   • June 19, 2015

3. Loan Offset / Repayment Under New Rules

   By austin3515, January 2, 2019
   • 5 replies
   • 1.3k views
   • 
   • Luke Bailey
   • January 4, 2019

4. Switching SH for 2020

   By Jakyasar, October 1, 2020
   • 5 replies
   • 793 views
   • 
   • Chipwood 24
   • October 7, 2020

5. When are Participant Statements due?

   By Hoard1, June 2, 1999
   • 5 replies
   • 1.6k views
   • 
   • Hoard1
   • June 4, 1999

6. Mergers and Terminations-when is ADP Deadline?

   By justatester, October 6, 2022
   • 5 replies
   • 1.2k views
   • 
   • Luke Bailey
   • October 10, 2022

7. Rehired Employee

   By Guest Sara H, November 27, 2001
   • 5 replies
   • 1.9k views
   • 
   • Guest
   • November 27, 2001

8. Can fiduciary Liability Insurance be paid through the plan?

   By Guest Why, December 6, 2004
   • 5 replies
   • 3.4k views
   • 
   • Kirk Maldonado
   • December 7, 2004

9. No named trustee

   By Guest babs51, June 26, 2006
   • 5 replies
   • 1.4k views
   • 
   • Guest
   • June 27, 2006

10. ACP testing, prior yr, vesting change from 100%

    By Guest noans, December 5, 2011
    • 5 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 6, 2011

11. Loans - Hardship Only

    By MGOAdmin, April 15, 2014   

    • hardship
    • loan
    • 5 replies
    • 2k views
    • 
    • BG5150
    • April 16, 2014

12. Nonelective Contribution Requirement with respect to HCE

    By Ehill, December 29, 2014
    • 5 replies
    • 1.2k views
    • 
    • BG5150
    • December 30, 2014

13. Deferrals in a two Employer Plan

    By ewatson12, July 13, 2016
    • 5 replies
    • 799 views
    • 
    • ewatson12
    • July 14, 2016

14. Pension merger into 401(k) plan

    By Guest Tbrown, July 3, 2002
    • 5 replies
    • 2.1k views
    • 
    • rcline46
    • July 8, 2002

15. Can Roth Rollover be allowed in the plan that doesn't allow Roth Contributions?

    By Vlad401k, August 14, 2015
    • 5 replies
    • 1.9k views
    • 
    • Lou S.
    • August 14, 2015

16. spinoff in CG Safe Harbor plan situation

    By Belgarath, November 27, 2019
    • 5 replies
    • 1.1k views
    • 
    • Belgarath
    • December 2, 2019

17. Late deferrals interest for people who left a long time ago

    By BG5150, March 12, 2020
    • 5 replies
    • 831 views
    • 
    • BG5150
    • March 16, 2020

18. Required Restatement for Terminated 401(k) Plan

    By lcollins300, May 5, 2021
    • 5 replies
    • 1.6k views
    • 
    • RatherBeGolfing
    • May 10, 2021

19. TOP HEAVY PLAN IN-SERVICE DISTRIBUTION

    By Guest ROB VIDOVICH, April 9, 2003
    • 5 replies
    • 2.5k views
    • 
    • Brian Gallagher
    • April 10, 2003

20. 401(k) Hardship Withdrawals

    By Guest 401kgreen, May 15, 2001
    • 5 replies
    • 2.1k views
    • 
    • RCK
    • May 16, 2001

21. W-2 Pension Box

    By JanetM, December 14, 2001
    • 5 replies
    • 3.5k views
    • 
    • david rigby
    • December 14, 2001

22. Lost Participants and Reasonable Efforts

    By Guest andmik, May 18, 2004
    • 5 replies
    • 1.5k views
    • 
    • RCK
    • May 21, 2004

23. Plan amendment for name change of plan sponsor?

    By t.haley, November 10, 2008
    • 5 replies
    • 4.5k views
    • 
    • t.haley
    • November 10, 2008

24. Plan contributions

    By Gary, June 4, 2010
    • 5 replies
    • 1.3k views
    • 
    • austin3515
    • June 5, 2010

25. Failing 414(s) in SH Plan

    By BG5150, May 12, 2016
    • 5 replies
    • 2.1k views
    • 
    • Mike Preston
    • May 13, 2016

26. UBTI on qualified plan asset

    By KevinMc, January 24, 2020
    • 5 replies
    • 2.3k views
    • 
    • Luke Bailey
    • March 30, 2021

27. Safe Harbor 401(k) ADP/ACP Question

    By John A, October 11, 1999
    • 5 replies
    • 1.8k views
    • 
    • John A
    • October 11, 1999

28. Failed Coverage Test

    By Guest grazetti, October 13, 2005
    • 5 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • October 14, 2005

29. 415 Limits and Controlled Groups

    By Alex Daisy, January 23, 2009
    • 5 replies
    • 4k views
    • 
    • BeckyMiller
    • January 29, 2009

30. Remedy for late transfer of employee contributions to 401(k)plan.

    By KIP KRAUS, July 19, 2000
    • 5 replies
    • 2.4k views
    • 
    • pjkoehler
    • July 19, 2000

31. Distribution payable to alternate payee and another person?

    By Guest, August 15, 2000
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • August 16, 2000

32. Catch-up Contributions

    By Gilmore, April 21, 2004
    • 5 replies
    • 1.3k views
    • 
    • Gilmore
    • April 22, 2004

33. Match contribution based on service

    By Santo Gold, April 12, 2018
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • April 16, 2018

34. What to do with "excess gains" after correcting amount of de

    By Guest Sara H, November 5, 2001
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • November 7, 2001

35. A Real Doozy...

    By austin3515, October 20, 2011
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • October 21, 2011

36. 318 family attribution from parent to three children

    By Lawrence, September 18, 2018   

    • 318
    • stock attribution
    • (and 2 more)

      Tagged with:

      • 318
      • stock attribution
      • attribution to multiple children
      • parent-child attribution
    • 5 replies
    • 816 views
    • 
    • Dave Baker
    • September 21, 2018

37. California Final Wages

    By longjongbongkingkong, September 11, 2023
    • 5 replies
    • 6.7k views
    • 
    • ratherbereading
    • September 12, 2023

38. Definition of Disability and Protected Benefits

    By Abby N, November 7, 2023
    • 5 replies
    • 2.8k views
    • 
    • Luke Bailey
    • November 11, 2023

39. 401k vesting of interest on employer matching?

    By Guest Herigstad, November 5, 2001
    • 5 replies
    • 2k views
    • 
    • KIP KRAUS
    • November 6, 2001

40. State taxation of 401K contributions?

    By Guest simbarat, March 12, 2002
    • 5 replies
    • 18.5k views
    • 
    • IRC401
    • March 16, 2002

41. HCE - Okay to have late deferrals?

    By Guest Michael Anderson, September 21, 2005
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • September 21, 2005

42. change vesting

    By Guest Moira, August 29, 2006
    • 5 replies
    • 1.7k views
    • 
    • PMC
    • August 30, 2006

43. New plan with partial year safe harbor provisions

    By cpc0506, September 17, 2014
    • 5 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • September 17, 2014

44. Mid-year conversion SH Match to SH Non-elective

    By Dalai Pookah, October 10, 2022
    • 5 replies
    • 2.3k views
    • 
    • Nate S
    • October 12, 2022

45. accuracy of participant statments

    By k man, January 31, 2001
    • 5 replies
    • 1.8k views
    • 
    • Richard Anderson
    • February 6, 2001

46. Enhanced Matching Contribution Formula

    By Guest rslagle224, October 22, 2004
    • 5 replies
    • 3.2k views
    • 
    • Tom Poje
    • December 13, 2004

47. Vest Top Heavy Contribution Separately from Profit Sharing Contribution?

    By JWRB, June 7, 2017
    • 5 replies
    • 1.2k views
    • 
    • JWRB
    • June 12, 2017

48. Last Day Allocation Condition Beyond Plan Year

    By Gruegen, August 28, 2007
    • 5 replies
    • 2.6k views
    • 
    • SavingsRUS
    • March 23, 2015

49. Roth In Plan Conversions - Reportable on Form 945?

    By Guest Amborg2, December 20, 2010
    • 5 replies
    • 1.5k views
    • 
    • Beemer
    • January 21, 2011

50. Death of Participant and 401k Contribution

    By Dazednconfused, February 27, 2013
    • 5 replies
    • 11.8k views
    • 
    • masteff
    • February 27, 2013