401(k) Plans

19,321 topics in this forum

1. IRA Rollover

   By PS, March 11, 2021
   • 5 replies
   • 692 views
   • 
   • Lou S.
   • March 12, 2021

2. Non-deductible contributions in qualified plan

   By Guest sritts, November 25, 2003
   • 5 replies
   • 1.6k views
   • 
   • Alf
   • November 25, 2003

3. Roth for citizens living abroad

   By Guest BED, January 15, 2007
   • 5 replies
   • 1.7k views
   • 
   • JanetM
   • January 16, 2007

4. gap earnings

   By Chippy, May 20, 2013
   • 5 replies
   • 1.8k views
   • 
   • BG5150
   • May 20, 2013

5. Provide "lesser" SH match for HCE's (instead of none?)

   By austin3515, November 18, 2013
   • 5 replies
   • 1.1k views
   • 
   • austin3515
   • November 21, 2013

6. 501c3 / 401k Plan

   By austin3515, January 4, 2015
   • 5 replies
   • 1.6k views
   • 
   • austin3515
   • January 5, 2015

7. Controlled Group Testing

   By Guest jimmybeau, March 5, 2008
   • 5 replies
   • 1.8k views
   • 
   • dmwe
   • April 10, 2008

8. Controlled Group Question

   By Becky Schwing, September 14, 2021
   • 5 replies
   • 584 views
   • 
   • C. B. Zeller
   • September 15, 2021

9. Multiemployer Plan - Change in Contract Holder - Does That Participants Eligible for Distribution?

   By MEP, December 13, 2022
   • 5 replies
   • 570 views
   • 
   • MEP
   • January 4, 2023

10. Blackout Notice

    By Guest mattman, July 1, 2003
    • 5 replies
    • 1.8k views
    • 
    • E as in ERISA
    • July 2, 2003

11. H2B workers

    By R. Butler, January 5, 2015
    • 5 replies
    • 2.8k views
    • 
    • Kevin C
    • January 7, 2015

12. ADP test failure

    By thepensionmaven, September 15, 2016
    • 5 replies
    • 743 views
    • 
    • ETA Consulting LLC
    • September 19, 2016

13. Missed Deferral - automatic enrollment

    By Chippy, February 23, 2018
    • 5 replies
    • 874 views
    • 
    • 401king
    • February 26, 2018

14. Safe Harbor 401k and Required Top Heavy Test

    By ERISAGal, August 21, 2019   

    • 401k
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • 401k
      • safe harbor 401k
      • top heavy issue
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • August 21, 2019

15. Late RMD

    By cpc0506, September 25, 2017
    • 5 replies
    • 1.2k views
    • 
    • Belgarath
    • September 25, 2017

16. ADP/ACP Testing Question

    By Guest JWBrown, May 22, 2000
    • 5 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • May 24, 2000

17. Do all states recognize 401(k) contributions?

    By Sully, February 18, 2009
    • 5 replies
    • 2.7k views
    • 
    • Sully
    • February 19, 2009

18. First Calendar Year for purposes of RMD

    By jevd, February 23, 2018   

    • rmd
    • 5 replies
    • 1.2k views
    • 
    • card
    • February 27, 2018

19. 401k Eligibility - Layoff & Rehire

    By TimR, June 6, 2018   

    • 401(k)
    • eligibility
    • (and 1 more)

      Tagged with:

      • 401(k)
      • eligibility
      • rehire
    • 5 replies
    • 3.4k views
    • 
    • Larry Starr
    • June 6, 2018

20. Just took over a top-heavy plan, but no TH Employer contributions sinc

    By Hoard1, May 16, 2000
    • 5 replies
    • 1.6k views
    • 
    • imchipbrown
    • May 24, 2000

21. Termination of plan with "fuzzy" history

    By billfgrady, January 7, 2004
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • January 8, 2004

22. Top Heavy - 401k deferrals only

    By four01kman, March 29, 2007
    • 5 replies
    • 3.3k views
    • 
    • austin3515
    • March 29, 2007

23. Eligibility of 500 hours in 6 months

    By Jim Chad, December 5, 2008
    • 5 replies
    • 5.6k views
    • 
    • Tom Poje
    • December 5, 2008

24. 401K Plan for Nanny?

    By ERISA13, May 9, 2011
    • 5 replies
    • 3.6k views
    • 
    • Guest
    • May 10, 2011

25. ADP testing for Roth Deferrals

    By KevinMc, June 21, 2012
    • 5 replies
    • 3.3k views
    • 
    • ETA Consulting LLC
    • June 22, 2012

26. Safe harbor 3% cross tested plan

    By Pixie, February 23, 2017
    • 5 replies
    • 531 views
    • 
    • Pixie
    • February 23, 2017

27. After-tax

    By cdavis25, December 3, 2019
    • 5 replies
    • 1.4k views
    • 
    • IHC
    • December 5, 2019

28. SHNE plus non-vested PS

    By ombskid, April 23, 2020
    • 5 replies
    • 1.6k views
    • 
    • Mike Preston
    • April 23, 2020

29. 1099-R Question

    By Stash026, January 26, 2021
    • 5 replies
    • 936 views
    • 
    • david rigby
    • January 27, 2021

30. NonElective Safe Harbor vs QNECs and QMECs

    By dragondon, October 12, 2022
    • 5 replies
    • 1.9k views
    • 
    • Doc Ument
    • October 12, 2022

31. removal of spousal consent when not required under K plan

    By Tom, July 6, 2023
    • 5 replies
    • 1.7k views
    • 
    • fmsinc
    • February 14, 2024

32. Distribution Event?

    By Randy Watson, February 28, 2006
    • 5 replies
    • 2.1k views
    • 
    • Randy Watson
    • February 28, 2006

33. Roth 401(k) Logistics

    By Guest jgarber, July 26, 2007
    • 5 replies
    • 1.3k views
    • 
    • Bird
    • July 27, 2007

34. Refunding more than deferrals than necessary

    By Guest Grumpy456, April 11, 2013
    • 5 replies
    • 1k views
    • 
    • Guest
    • April 11, 2013

35. Canadian citizen wishes to participate in 401(k)

    By Purplemandinga, September 19, 2018
    • 5 replies
    • 1.2k views
    • 
    • Purplemandinga
    • September 21, 2018

36. cross testing

    By PensionNewbee, April 22, 2004
    • 5 replies
    • 1.3k views
    • 
    • Tom Poje
    • April 23, 2004

37. Plan Termination - Automatic Rollover

    By Guest Midas, May 11, 2005
    • 5 replies
    • 5k views
    • 
    • mbozek
    • May 12, 2005

38. Testing order

    By wsp, April 20, 2006
    • 5 replies
    • 1.8k views
    • 
    • Tom Poje
    • April 21, 2006

39. What are highly compensated employees

    By Guest natasa, May 26, 2007
    • 5 replies
    • 2.6k views
    • 
    • BG5150
    • May 30, 2007

40. Compensation in LLC under Plan

    By Guest alifarr, March 11, 2010
    • 5 replies
    • 2.5k views
    • 
    • austin3515
    • March 12, 2010

41. Amending a STandardized Plan

    By austin3515, October 22, 2010
    • 5 replies
    • 1.1k views
    • 
    • 12AX7
    • October 26, 2010

42. Designation of Beneficiary

    By Lori H, June 9, 2014
    • 5 replies
    • 1.2k views
    • 
    • My 2 cents
    • June 10, 2014

43. Timing of elective deferral contributions.

    By katieinny, March 7, 2003
    • 5 replies
    • 1.6k views
    • 
    • E as in ERISA
    • March 7, 2003

44. QNEC Distribution

    By Guest arihalli, November 1, 2012
    • 5 replies
    • 3.2k views
    • 
    • Guest
    • November 6, 2012

45. 401(k) Contributions passed through a Cafeteria Plan?

    By 401king, January 14, 2014
    • 5 replies
    • 5.4k views
    • 
    • masteff
    • January 14, 2014

46. Adding Target-Date Funds as QDIA- Committee Procedures

    By kshawbenefits, November 11, 2018   

    • target-date funds
    • investment committee
    • 5 replies
    • 705 views
    • 
    • kshawbenefits
    • November 13, 2018

47. Can bonus amounts be excluded from deferral election?

    By Guest Dash02, May 10, 2010
    • 5 replies
    • 5.8k views
    • 
    • Guest
    • January 6, 2012

48. Change to Match Formula - after year end?

    By jmartin, February 24, 2017
    • 5 replies
    • 765 views
    • 
    • Kevin C
    • March 1, 2017

49. Allocations Limited by 415

    By ac, January 18, 2024
    • 5 replies
    • 1k views
    • 
    • ConnieStorer
    • January 19, 2024

50. Triple Stack Match Conditions

    By The Bartender, July 8, 2024
    • 5 replies
    • 1.4k views
    • 
    • The Bartender
    • July 9, 2024