401(k) Plans

19,382 topics in this forum

1. employee deferral BEFORE plan adoption

   By tpacpa, August 11, 2014   

   • 401(k)
   • 8 replies
   • 1.9k views
   • 
   • tpacpa
   • August 12, 2014

2. Car Allownces

   By katie58, August 11, 2014
   • 18 replies
   • 20.8k views
   • 
   • MWeddell
   • August 12, 2014

3. Tiered SHNEC Contributions

   By Rich L. Mayer, August 11, 2014
   • 2 replies
   • 1.1k views
   • 
   • Tom Poje
   • August 11, 2014

4. Safe Harbor Plan w/ additional Match - ACP Test or not?

   By Guest Puff, August 11, 2014   

   • SHNE with match
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • August 11, 2014

5. Re instatement after Hardship 6 month suspension

   By 52626, August 7, 2014
   • 5 replies
   • 2k views
   • 
   • K2retire
   • August 11, 2014

6. Client moving from nonERISA owner only plan to ERISA plan

   By AKconsult, August 8, 2014
   • 2 replies
   • 926 views
   • 
   • Bird
   • August 11, 2014

7. Failure to Enoll Employee - help with corrective contribution, please

   By Guest MikeD, August 5, 2014
   • 3 replies
   • 1k views
   • 
   • Kevin C
   • August 7, 2014

8. Payroll company mix up

   By K2retire, August 5, 2014
   • 4 replies
   • 1.3k views
   • 
   • K2retire
   • August 6, 2014

9. Participant Fee Disclosure-404(a)(5)-Is Electronic Delivery Allowed

   By jala, August 4, 2014   

   • Participant Fee Disclosure
   • 4 replies
   • 1.8k views
   • 
   • Bird
   • August 5, 2014

10. Self Directed Brokerage Accounts

    By khn, August 1, 2014
    • 5 replies
    • 1.9k views
    • 
    • Peter Gulia
    • August 5, 2014

11. 100% deferral leads to $0 paycheck

    By WCC, July 31, 2014
    • 6 replies
    • 2.5k views
    • 
    • masteff
    • August 1, 2014

12. Full-time for specific RATE of contribution

    By austin3515, July 30, 2014
    • 18 replies
    • 1.3k views
    • 
    • Kevin C
    • July 31, 2014

13. Employer took pre-tax instead of Roth

    By katie58, July 25, 2014
    • 4 replies
    • 1.6k views
    • 
    • 401_noob
    • July 30, 2014

14. Reduced elective deferral limit for a subset of HCEs

    By buckaroo, July 29, 2014
    • 2 replies
    • 961 views
    • 
    • MWeddell
    • July 30, 2014

15. Lost earnings from Forfeiture account

    By JKW, July 28, 2014
    • 6 replies
    • 3k views
    • 
    • masteff
    • July 29, 2014

16. Adding 401(k) to PSP Issue

    By chris, July 25, 2014
    • 5 replies
    • 2.1k views
    • 
    • Kevin C
    • July 25, 2014

17. Naming of Plan Administrator

    By TPA Bob, July 23, 2014
    • 13 replies
    • 2.1k views
    • 
    • david rigby
    • July 24, 2014

18. Control Group Determination

    By pixmax, July 23, 2014
    • 6 replies
    • 1.3k views
    • 
    • My 2 cents
    • July 24, 2014

19. Hardship Distribution - post-secondary education

    By austin3515, July 21, 2014
    • 5 replies
    • 4.4k views
    • 
    • masteff
    • July 22, 2014

20. Late Fee Disclosure for Fee Reduction

    By khn, July 21, 2014
    • 2 replies
    • 1.1k views
    • 
    • Lou S.
    • July 21, 2014

21. Simple IRA or 401-k to Regular 401-k

    By KevinMc, July 19, 2014
    • 5 replies
    • 1.9k views
    • 
    • masteff
    • July 21, 2014

22. Can you use component/restructuring to pass ADP/ACP Test?

    By MrKnowItLittle, July 19, 2014   

    • component plan
    • restructuring plan
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • July 21, 2014

23. Sponsoring a SEP and 401(k)

    By austin3515, July 18, 2014
    • 1 reply
    • 894 views
    • 
    • ETA Consulting LLC
    • July 18, 2014

24. Technical Advice Memorandum re Specifically-Named EEs?

    By Guest TaxedToDeath, July 14, 2014
    • 10 replies
    • 1.9k views
    • 
    • KJohnson
    • July 17, 2014

25. distribution for lost participant after plan termination

    By Pixie, July 17, 2014   

    • lost participant
    • plan termination
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • July 17, 2014

26. Matching Contribution in a solo(k)

    By erisa parrot, July 14, 2014
    • 3 replies
    • 1.6k views
    • 
    • masteff
    • July 16, 2014

27. one bad apple in a mep

    By TPApril, July 15, 2014
    • 1 reply
    • 1.7k views
    • 
    • MoJo
    • July 16, 2014

28. Parent Subidiary issue

    By 52626, July 14, 2014
    • 1 reply
    • 925 views
    • 
    • K2retire
    • July 14, 2014

29. LLC Owner in 401(k) Plan

    By LMOC, July 11, 2014
    • 11 replies
    • 2.2k views
    • 
    • Bird
    • July 11, 2014

30. Suspend Safe Harbor Match, Implement Match Subj to Vesting

    By CLE401kGuy, July 9, 2014
    • 2 replies
    • 972 views
    • 
    • BG5150
    • July 9, 2014

31. Forfeitures & buy-back provisions in the plan doc

    By TPApril, July 8, 2014
    • 7 replies
    • 2k views
    • 
    • BG5150
    • July 9, 2014

32. Involuntary Employer Suspension of Employee Deferrals

    By LMOC, July 9, 2014
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • July 9, 2014

33. Locating missing participants

    By JKW, July 8, 2014
    • 4 replies
    • 1.4k views
    • 
    • JKW
    • July 9, 2014

34. Abandoned Checks

    By Guest CK401K, July 2, 2014
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • July 9, 2014

35. Waiver of 10% penalty for Disability

    By Jennifer D., July 8, 2014
    • 4 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • July 8, 2014

36. one-to-one correction for failed ADP test

    By AKconsult, July 7, 2014   

    • EPCRS
    • QNEC
    • (and 2 more)

      Tagged with:

      • EPCRS
      • QNEC
      • one-to-one
      • restructure
    • 2 replies
    • 2.4k views
    • 
    • Kevin C
    • July 8, 2014

37. can a change in vesting schedule affect a terminated employee?

    By Gudgergirl, July 7, 2014
    • 7 replies
    • 5.6k views
    • 
    • Kevin C
    • July 8, 2014

38. recovery of "re-pricing" investment losses - how to allocate?

    By t.haley, July 3, 2014
    • 1 reply
    • 1.1k views
    • 
    • chc93
    • July 4, 2014

39. Plan Amendments

    By Guest JanB, June 25, 2014
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 3, 2014

40. Participant owes Co Money but left

    By JKW, June 26, 2014
    • 2 replies
    • 1k views
    • 
    • Guest
    • July 3, 2014

41. Plan has last day entry

    By CLE401kGuy, July 1, 2014
    • 5 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • July 3, 2014

42. top heavy requirement if Key employee is over 50 and defers catch up only?

    By Lori H, July 2, 2014
    • 4 replies
    • 953 views
    • 
    • Lori H
    • July 2, 2014

43. What happens when the beneficiary dies the day after the participant?

    By Guest CK401K, July 2, 2014
    • 6 replies
    • 4.5k views
    • 
    • masteff
    • July 2, 2014

44. Broker - Dealers

    By Guest scuba80, July 1, 2014
    • 4 replies
    • 2.1k views
    • 
    • Bill Presson
    • July 1, 2014

45. Top Heavy Contribution -- 3% of Which Year's Comp?

    By Guest mrjones, June 29, 2014
    • 4 replies
    • 1k views
    • 
    • david rigby
    • June 30, 2014

46. Over-Vested - Paid out too much Employer Match to Employee

    By KTB, June 27, 2014
    • 5 replies
    • 1.8k views
    • 
    • KTB
    • June 30, 2014

47. Late deferrals - responsibility & who deposits

    By TPApril, June 27, 2014
    • 3 replies
    • 919 views
    • 
    • ESOP Guy
    • June 30, 2014

48. Unused Vacation Pay - Can it be derferred?

    By katie58, June 27, 2014
    • 3 replies
    • 6.9k views
    • 
    • MWeddell
    • June 30, 2014

49. My new doc has "deemed severance of employment"

    By Jim Chad, June 19, 2014
    • 7 replies
    • 10.7k views
    • 
    • SearchLight
    • June 27, 2014

50. Bottom Up QNEC

    By Guest tjt169, June 17, 2014
    • 3 replies
    • 2.2k views
    • 
    • Kevin C
    • June 27, 2014