401(k) Plans

19,490 topics in this forum

1. Safe Harbor Match Formula

   By Nassau, March 24, 2015   

   • Catch up contributions
   • 2 replies
   • 1.8k views
   • 
   • Tom Poje
   • March 24, 2015

2. How flexible is "discretionary match"?

   By AKconsult, February 17, 2015
   • 8 replies
   • 3.6k views
   • 
   • LANDO
   • March 23, 2015

3. Last Day Allocation Condition Beyond Plan Year

   By Gruegen, August 28, 2007
   • 5 replies
   • 2.9k views
   • 
   • SavingsRUS
   • March 23, 2015

4. ACP Safe Harbor

   By austin3515, March 19, 2015
   • 2 replies
   • 1.4k views
   • 
   • austin3515
   • March 21, 2015

5. Plan Termination

   By 30Rock, March 20, 2015
   • 6 replies
   • 4k views
   • 
   • Lou S.
   • March 20, 2015

6. Aggregating for Coverage, but Diff Testing Methods

   By austin3515, March 19, 2015
   • 3 replies
   • 1.1k views
   • 
   • Mike Preston
   • March 20, 2015

7. Service Based Exclusions

   By LANDO, March 18, 2015   

   • eligibility
   • service based exclusions
   • (and 4 more)

     Tagged with:

     • eligibility
     • service based exclusions
     • 410(a)
     • Maximum age and service
     • business classification
     • excluded employees
   • 10 replies
   • 4.2k views
   • 
   • Kevin C
   • March 20, 2015

8. Controlled Group Transfers

   By Andre3000, March 13, 2015
   • 1 reply
   • 1.2k views
   • 
   • Kevin C
   • March 18, 2015

9. Amending Plan for Automatic Enrollment

   By TPA Bob, March 17, 2015   

   • Automatic Enrollment
   • 1 reply
   • 2.2k views
   • 
   • Belgarath
   • March 18, 2015

10. Safe Harbor Plan Amendment

    By perkinsran, March 12, 2015
    • 6 replies
    • 1.5k views
    • 
    • Kevin C
    • March 16, 2015

11. Plan Document Excludes Key - Plan Fails

    By Vlad401k, March 13, 2015
    • 7 replies
    • 1.5k views
    • 
    • Kevin C
    • March 16, 2015

12. What does between 5 and 10 mean?

    By austin3515, February 17, 2015
    • 9 replies
    • 2k views
    • 
    • imchipbrown
    • March 16, 2015

13. sponsor leaving their PEO

    By WCC, March 12, 2015
    • 4 replies
    • 4.7k views
    • 
    • hr for me
    • March 13, 2015

14. Gateway and 401(a)(4) in a Control Group situation

    By Alex Daisy, March 12, 2015
    • 6 replies
    • 2.4k views
    • 
    • K2retire
    • March 13, 2015

15. Taking a poll

    By Belgarath, March 12, 2015
    • 3 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • March 12, 2015

16. Can a Safe Harbor Plan be amended to add Rollovers

    By CharlesLeggette, March 11, 2015
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • March 12, 2015

17. controlled group question

    By K2retire, March 12, 2015
    • 2 replies
    • 953 views
    • 
    • K2retire
    • March 12, 2015

18. failed ADP test after HCE fully paid out

    By Tom Poje, December 5, 2014
    • 4 replies
    • 4.7k views
    • 
    • 401 Chaos
    • March 11, 2015

19. Safe Harbor 3% Maybe

    By 52626, March 11, 2015
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • March 11, 2015

20. QDRO outsourcing

    By Peter Gulia, March 7, 2015   

    • QDRO
    • outsourcing
    • (and 3 more)

      Tagged with:

      • QDRO
      • outsourcing
      • fiduciary
      • service provider
      • non-discretionary
    • 14 replies
    • 3.9k views
    • 
    • Peter Gulia
    • March 11, 2015

21. No compensation and 401(a)(4)

    By 30Rock, March 10, 2015
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • March 10, 2015

22. Top-heavy Minimum / Change from Excluded Class

    By austin3515, March 9, 2015
    • 4 replies
    • 2.6k views
    • 
    • austin3515
    • March 10, 2015

23. For Testing & Determining HCE - Does Comp Definition include W-2 and 1099 or just W-2?

    By AContreras, March 9, 2015   

    • Determining HCE
    • 10 replies
    • 2.9k views
    • 
    • hr for me
    • March 10, 2015

24. ADP corrective distributions too much

    By DMcGovern, March 9, 2015
    • 1 reply
    • 1.8k views
    • 
    • hr for me
    • March 10, 2015

25. Loan from ROTH account of 401k

    By tertue, March 9, 2015   

    • Roth Loan Payments
    • 3 replies
    • 1.6k views
    • 
    • Lou S.
    • March 9, 2015

26. Increasing Loan Interest Rate

    By austin3515, March 6, 2015
    • 15 replies
    • 3.3k views
    • 
    • GMK
    • March 9, 2015

27. $30,500 in contributions on $26,000 wages?

    By Flyboyjohn, March 2, 2015
    • 3 replies
    • 1.4k views
    • 
    • Belgarath
    • March 9, 2015

28. Safe harbor contribution can't be made

    By Bill Presson, March 6, 2015
    • 5 replies
    • 1.8k views
    • 
    • mbozek
    • March 7, 2015

29. Rollovers

    By ERISAWiz, March 4, 2015
    • 8 replies
    • 1.6k views
    • 
    • ESOP Guy
    • March 5, 2015

30. ADP/ACP Shifting - Prior Year Testing

    By Lou S., March 4, 2015
    • 6 replies
    • 3k views
    • 
    • BG5150
    • March 5, 2015

31. Amended After Year-end (Top Paid Group)

    By MGOAdmin, March 3, 2015   

    • amend
    • top paid
    • 3 replies
    • 2.1k views
    • 
    • Kevin C
    • March 3, 2015

32. QSLOB - 50 Employee in Line of Business Rule

    By 401_4_ever, March 3, 2015
    • 1 reply
    • 1.5k views
    • 
    • TPAMan
    • March 3, 2015

33. Rate Group Testing - Mid-Point vs. Actual Coverage %age

    By austin3515, March 3, 2015
    • 7 replies
    • 3.2k views
    • 
    • Tom Poje
    • March 3, 2015

34. Loan Default / Loan Offset - A Doozy...

    By austin3515, March 3, 2015
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • March 3, 2015

35. correct ADP before 401b?

    By AlbanyConsultant, February 25, 2015
    • 9 replies
    • 2.2k views
    • 
    • AlbanyConsultant
    • March 3, 2015

36. Safe Harbor Contribution and Terminated Participants

    By EEK, March 2, 2015
    • 3 replies
    • 1.9k views
    • 
    • Lou S.
    • March 3, 2015

37. Prior Yr ADP with change in Sponsor

    By TPATC, February 28, 2015   

    • 401k
    • adp
    • (and 1 more)

      Tagged with:

      • 401k
      • adp
      • change in plan sponsor
    • 0 replies
    • 1.4k views
    • 
    • TPATC
    • February 28, 2015

38. Rehire Eligibility

    By MGOAdmin, February 27, 2015   

    • rehire
    • elgibility
    • 2 replies
    • 2.1k views
    • 
    • chc93
    • February 27, 2015

39. January 3, 2014 Paycheck was included in 2013 year

    By Jim Chad, February 27, 2015
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • February 27, 2015

40. ERISA Outline Book

    By austin3515, February 27, 2015
    • 2 replies
    • 1.6k views
    • 
    • akern
    • February 27, 2015

41. Employer Won't Safe Harbor Plan: Other Options?

    By 401kquestion, February 22, 2015
    • 20 replies
    • 3.1k views
    • 
    • mbozek
    • February 27, 2015

42. 3/15 is Sunday...ADP refunds taken by 3/16 ok?

    By jkharvey, February 25, 2015
    • 9 replies
    • 3.9k views
    • 
    • Belgarath
    • February 26, 2015

43. 401(k) Testing

    By S- Milwaukee, February 24, 2015   

    • ADP test
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • February 24, 2015

44. QDRO

    By austin3515, February 19, 2015
    • 28 replies
    • 6.1k views
    • 
    • mbozek
    • February 24, 2015

45. ACP Failure - Match Funded AFTER March 15th

    By kevind2010, February 19, 2015
    • 4 replies
    • 2.9k views
    • 
    • chc93
    • February 20, 2015

46. Separate forfeiture account

    By ratherbereading, February 19, 2015   

    • Balance forward
    • forfeiture
    • (and 1 more)

      Tagged with:

      • Balance forward
      • forfeiture
      • 401k
    • 3 replies
    • 2.3k views
    • 
    • Bird
    • February 20, 2015

47. Safe harbor match for HCEs

    By ssntrr, February 19, 2015
    • 2 replies
    • 1.1k views
    • 
    • ssntrr
    • February 19, 2015

48. Spinoff - new company asset sale - HCEs

    By Lou S., February 18, 2015
    • 2 replies
    • 1.7k views
    • 
    • Lou S.
    • February 18, 2015

49. Plan imposed deferral limits for HCEs

    By cpc0506, February 16, 2015
    • 3 replies
    • 1.9k views
    • 
    • cpc0506
    • February 17, 2015

50. True-up only for individuals who hit the 402(g) limit

    By bitsyhaze, February 16, 2015
    • 3 replies
    • 1.6k views
    • 
    • Bird
    • February 17, 2015