401(k) Plans

19,499 topics in this forum

1. 3% SHNEC excludes HCE's - 414s testing??

   By austin3515, March 23, 2015
   • 2 replies
   • 1.6k views
   • 
   • austin3515
   • March 26, 2015

2. Deductible Contribution?

   By austin3515, March 24, 2015
   • 7 replies
   • 1.6k views
   • 
   • Mike Preston
   • March 25, 2015

3. Switching from Safe Harbor Non-elective to Safe Harbor Match?

   By Lori H, March 16, 2015
   • 9 replies
   • 2.1k views
   • 
   • Kevin C
   • March 25, 2015

4. Old 401k moved without direction

   By XrayLemi, February 28, 2015   

   • 401k
   • 4 replies
   • 1.7k views
   • 
   • XrayLemi
   • March 25, 2015

5. Schedule C Calc - Self Employed

   By austin3515, March 25, 2015
   • 14 replies
   • 3.2k views
   • 
   • austin3515
   • March 25, 2015

6. New auto enroll set up

   By pmacduff, March 24, 2015
   • 3 replies
   • 1.7k views
   • 
   • K2retire
   • March 25, 2015

7. Deferrals in excess of the 402(g) Limit

   By MarZDoates, March 25, 2015
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • March 25, 2015

8. K1 Partner(s) exceed 415 because K1 will report a loss

   By jkharvey, March 24, 2015
   • 15 replies
   • 4.8k views
   • 
   • QDROphile
   • March 24, 2015

9. 401k withholding post calendar year end

   By CLE401kGuy, March 12, 2015
   • 10 replies
   • 1.9k views
   • 
   • K2retire
   • March 24, 2015

10. Safe Harbor Match Formula

    By Nassau, March 24, 2015   

    • Catch up contributions
    • 2 replies
    • 1.8k views
    • 
    • Tom Poje
    • March 24, 2015

11. How flexible is "discretionary match"?

    By AKconsult, February 17, 2015
    • 8 replies
    • 3.7k views
    • 
    • LANDO
    • March 23, 2015

12. Last Day Allocation Condition Beyond Plan Year

    By Gruegen, August 28, 2007
    • 5 replies
    • 3k views
    • 
    • SavingsRUS
    • March 23, 2015

13. ACP Safe Harbor

    By austin3515, March 19, 2015
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • March 21, 2015

14. Plan Termination

    By 30Rock, March 20, 2015
    • 6 replies
    • 4.1k views
    • 
    • Lou S.
    • March 20, 2015

15. Aggregating for Coverage, but Diff Testing Methods

    By austin3515, March 19, 2015
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 20, 2015

16. Service Based Exclusions

    By LANDO, March 18, 2015   

    • eligibility
    • service based exclusions
    • (and 4 more)

      Tagged with:

      • eligibility
      • service based exclusions
      • 410(a)
      • Maximum age and service
      • business classification
      • excluded employees
    • 10 replies
    • 4.3k views
    • 
    • Kevin C
    • March 20, 2015

17. Controlled Group Transfers

    By Andre3000, March 13, 2015
    • 1 reply
    • 1.2k views
    • 
    • Kevin C
    • March 18, 2015

18. Amending Plan for Automatic Enrollment

    By TPA Bob, March 17, 2015   

    • Automatic Enrollment
    • 1 reply
    • 2.2k views
    • 
    • Belgarath
    • March 18, 2015

19. Safe Harbor Plan Amendment

    By perkinsran, March 12, 2015
    • 6 replies
    • 1.5k views
    • 
    • Kevin C
    • March 16, 2015

20. Plan Document Excludes Key - Plan Fails

    By Vlad401k, March 13, 2015
    • 7 replies
    • 1.6k views
    • 
    • Kevin C
    • March 16, 2015

21. What does between 5 and 10 mean?

    By austin3515, February 17, 2015
    • 9 replies
    • 2.1k views
    • 
    • imchipbrown
    • March 16, 2015

22. sponsor leaving their PEO

    By WCC, March 12, 2015
    • 4 replies
    • 4.8k views
    • 
    • hr for me
    • March 13, 2015

23. Gateway and 401(a)(4) in a Control Group situation

    By Alex Daisy, March 12, 2015
    • 6 replies
    • 2.4k views
    • 
    • K2retire
    • March 13, 2015

24. Taking a poll

    By Belgarath, March 12, 2015
    • 3 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • March 12, 2015

25. Can a Safe Harbor Plan be amended to add Rollovers

    By CharlesLeggette, March 11, 2015
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • March 12, 2015

26. controlled group question

    By K2retire, March 12, 2015
    • 2 replies
    • 1k views
    • 
    • K2retire
    • March 12, 2015

27. failed ADP test after HCE fully paid out

    By Tom Poje, December 5, 2014
    • 4 replies
    • 4.8k views
    • 
    • 401 Chaos
    • March 11, 2015

28. Safe Harbor 3% Maybe

    By 52626, March 11, 2015
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 11, 2015

29. QDRO outsourcing

    By Peter Gulia, March 7, 2015   

    • QDRO
    • outsourcing
    • (and 3 more)

      Tagged with:

      • QDRO
      • outsourcing
      • fiduciary
      • service provider
      • non-discretionary
    • 14 replies
    • 4k views
    • 
    • Peter Gulia
    • March 11, 2015

30. No compensation and 401(a)(4)

    By 30Rock, March 10, 2015
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • March 10, 2015

31. Top-heavy Minimum / Change from Excluded Class

    By austin3515, March 9, 2015
    • 4 replies
    • 2.7k views
    • 
    • austin3515
    • March 10, 2015

32. For Testing & Determining HCE - Does Comp Definition include W-2 and 1099 or just W-2?

    By AContreras, March 9, 2015   

    • Determining HCE
    • 10 replies
    • 3k views
    • 
    • hr for me
    • March 10, 2015

33. ADP corrective distributions too much

    By DMcGovern, March 9, 2015
    • 1 reply
    • 1.9k views
    • 
    • hr for me
    • March 10, 2015

34. Loan from ROTH account of 401k

    By tertue, March 9, 2015   

    • Roth Loan Payments
    • 3 replies
    • 1.6k views
    • 
    • Lou S.
    • March 9, 2015

35. Increasing Loan Interest Rate

    By austin3515, March 6, 2015
    • 15 replies
    • 3.4k views
    • 
    • GMK
    • March 9, 2015

36. $30,500 in contributions on $26,000 wages?

    By Flyboyjohn, March 2, 2015
    • 3 replies
    • 1.4k views
    • 
    • Belgarath
    • March 9, 2015

37. Safe harbor contribution can't be made

    By Bill Presson, March 6, 2015
    • 5 replies
    • 1.9k views
    • 
    • mbozek
    • March 7, 2015

38. Rollovers

    By ERISAWiz, March 4, 2015
    • 8 replies
    • 1.7k views
    • 
    • ESOP Guy
    • March 5, 2015

39. ADP/ACP Shifting - Prior Year Testing

    By Lou S., March 4, 2015
    • 6 replies
    • 3k views
    • 
    • BG5150
    • March 5, 2015

40. Amended After Year-end (Top Paid Group)

    By MGOAdmin, March 3, 2015   

    • amend
    • top paid
    • 3 replies
    • 2.2k views
    • 
    • Kevin C
    • March 3, 2015

41. QSLOB - 50 Employee in Line of Business Rule

    By 401_4_ever, March 3, 2015
    • 1 reply
    • 1.6k views
    • 
    • TPAMan
    • March 3, 2015

42. Rate Group Testing - Mid-Point vs. Actual Coverage %age

    By austin3515, March 3, 2015
    • 7 replies
    • 3.3k views
    • 
    • Tom Poje
    • March 3, 2015

43. Loan Default / Loan Offset - A Doozy...

    By austin3515, March 3, 2015
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • March 3, 2015

44. correct ADP before 401b?

    By AlbanyConsultant, February 25, 2015
    • 9 replies
    • 2.2k views
    • 
    • AlbanyConsultant
    • March 3, 2015

45. Safe Harbor Contribution and Terminated Participants

    By EEK, March 2, 2015
    • 3 replies
    • 1.9k views
    • 
    • Lou S.
    • March 3, 2015

46. Prior Yr ADP with change in Sponsor

    By TPATC, February 28, 2015   

    • 401k
    • adp
    • (and 1 more)

      Tagged with:

      • 401k
      • adp
      • change in plan sponsor
    • 0 replies
    • 1.4k views
    • 
    • TPATC
    • February 28, 2015

47. Rehire Eligibility

    By MGOAdmin, February 27, 2015   

    • rehire
    • elgibility
    • 2 replies
    • 2.1k views
    • 
    • chc93
    • February 27, 2015

48. January 3, 2014 Paycheck was included in 2013 year

    By Jim Chad, February 27, 2015
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • February 27, 2015

49. ERISA Outline Book

    By austin3515, February 27, 2015
    • 2 replies
    • 1.6k views
    • 
    • akern
    • February 27, 2015

50. Employer Won't Safe Harbor Plan: Other Options?

    By 401kquestion, February 22, 2015
    • 20 replies
    • 3.3k views
    • 
    • mbozek
    • February 27, 2015