401(k) Plans

19,451 topics in this forum

1. First plan year - ADP testing compensation

   By shERPA, August 3, 2015
   • 1 reply
   • 1.6k views
   • 
   • Tom Poje
   • August 3, 2015

2. incorrectly calculated match

   By K2retire, July 31, 2015
   • 3 replies
   • 916 views
   • 
   • Mike Preston
   • August 1, 2015

3. Hardship for Education

   By 52626, July 31, 2015
   • 1 reply
   • 1.2k views
   • 
   • WCC
   • July 31, 2015

4. controlled group?

   By pmacduff, July 31, 2015
   • 5 replies
   • 1.1k views
   • 
   • Mike Preston
   • July 31, 2015

5. Timing of Transactions in under a 401(k) Plan

   By NYERPA, July 31, 2015   

   • 401(k)
   • trade
   • (and 2 more)

     Tagged with:

     • 401(k)
     • trade
     • investment
     • timing
   • 2 replies
   • 1.3k views
   • 
   • 401king
   • July 31, 2015

6. 501(c)(3)

   By Safeharbor29, July 31, 2015
   • 2 replies
   • 1k views
   • 
   • mbozek
   • July 31, 2015

7. Negative K-1 Income

   By austin3515, July 31, 2015
   • 1 reply
   • 1.4k views
   • 
   • Belgarath
   • July 31, 2015

8. Missed Deferrals - Earnings Calculation

   By Vlad401k, July 29, 2015
   • 3 replies
   • 4.9k views
   • 
   • BG5150
   • July 31, 2015

9. Catch-ups over 100% of pay

   By austin3515, July 30, 2015
   • 2 replies
   • 768 views
   • 
   • mphs77
   • July 30, 2015

10. Pros/Cons of being named employer on 401k

    By Safeharbor29, July 30, 2015
    • 3 replies
    • 976 views
    • 
    • jpod
    • July 30, 2015

11. RMD Recipient Will Not Respond to RMD Notices

    By CAR, July 27, 2015
    • 11 replies
    • 2.9k views
    • 
    • mbozek
    • July 29, 2015

12. Recharacterizing Deferrals as Catch Up to Pass 401(a)4

    By Vlad401k, July 29, 2015
    • 3 replies
    • 980 views
    • 
    • Vlad401k
    • July 29, 2015

13. Form 5500-SF and Schedule A & D

    By Pammie57, July 28, 2015
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • July 28, 2015

14. Safe Harbor mid-year amendment

    By RLR, July 20, 2015
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • July 28, 2015

15. Corrective amendment for in-service distribution

    By cpc0506, July 21, 2015
    • 4 replies
    • 1.2k views
    • 
    • MWeddell
    • July 28, 2015

16. 401(a)(4) Testing

    By jpokusa, July 27, 2015   

    • 401(a)(4)
    • New Comp
    • (and 1 more)

      Tagged with:

      • 401(a)(4)
      • New Comp
      • Eligibility
    • 4 replies
    • 2.5k views
    • 
    • Tom Poje
    • July 28, 2015

17. Reducing a Safe Harbor Nonelective mid year

    By cbendertpa23, July 24, 2015   

    • Safe Harbor
    • reduce
    • (and 3 more)

      Tagged with:

      • Safe Harbor
      • reduce
      • non-elective
      • 3%
      • mid-year
    • 3 replies
    • 1.6k views
    • 
    • austin3515
    • July 25, 2015

18. 415 and 401(a)17 limits - Terminated (short year) Plan

    By Vlad401k, July 24, 2015
    • 1 reply
    • 1.3k views
    • 
    • K2retire
    • July 24, 2015

19. Amend type of profit share contribution mid year

    By EBDI, July 21, 2015
    • 17 replies
    • 4.8k views
    • 
    • Mike Preston
    • July 24, 2015

20. Sponsor Company Owned by Family Trusts - Top Heavy?

    By LangLangTPA, July 22, 2015   

    • Top Heavy
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • July 24, 2015

21. Loan Default

    By ratherbereading, July 21, 2015
    • 2 replies
    • 939 views
    • 
    • austin3515
    • July 22, 2015

22. New plan, former HCE now under 500 hours, is he in?

    By JWRB, July 22, 2015
    • 1 reply
    • 838 views
    • 
    • Tom Poje
    • July 22, 2015

23. SH401k w bifurcated elig

    By cheersmate, July 7, 2015   

    • Safe Harbor
    • Gateway
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • Gateway
      • Top Heavy
      • bifurcated eligibility
    • 5 replies
    • 2.6k views
    • 
    • SoCalActuary
    • July 22, 2015

24. Correction of employee erroneously excluded for 2015

    By Carol V. Calhoun, July 21, 2015   

    • Rev. Proc. 2015-28
    • 0 replies
    • 1.4k views
    • 
    • Carol V. Calhoun
    • July 21, 2015

25. Negative Contributions

    By Safeharbor29, July 21, 2015
    • 4 replies
    • 4.5k views
    • 
    • QDROphile
    • July 21, 2015

26. Deferring on Commissions

    By ratherbereading, July 20, 2015   

    • 401k
    • commissions
    • (and 1 more)

      Tagged with:

      • 401k
      • commissions
      • deferrals
    • 7 replies
    • 4.1k views
    • 
    • rcline46
    • July 21, 2015

27. Discretionary Match

    By Young Curmudgeon, July 17, 2015
    • 2 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 20, 2015

28. Plan Termination Fees to Participants

    By perkinsran, July 16, 2015
    • 9 replies
    • 4.7k views
    • 
    • K2retire
    • July 20, 2015

29. 401k Contributions missed a payroll

    By JKW, July 17, 2015
    • 7 replies
    • 2.2k views
    • 
    • JKW
    • July 20, 2015

30. Missed Catch-Up Deferrals

    By Safeharbor29, July 17, 2015
    • 1 reply
    • 939 views
    • 
    • K2retire
    • July 17, 2015

31. Fund Change Error

    By khn, July 17, 2015
    • 0 replies
    • 790 views
    • 
    • khn
    • July 17, 2015

32. Can a Trust Sponsor a 401(k) Plan?

    By tbp, July 16, 2015
    • 4 replies
    • 1.8k views
    • 
    • Peter Gulia
    • July 17, 2015

33. New Plan,ees missed

    By doombuggy, June 18, 2015
    • 2 replies
    • 1.3k views
    • 
    • justanotheradmin
    • July 16, 2015

34. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.7k views
    • 
    • shERPA
    • July 15, 2015

35. DOL online calculator NOT sufficient?

    By SavingsRUS, July 14, 2015   

    • 401(k)
    • Form 5330
    • (and 1 more)

      Tagged with:

      • 401(k)
      • Form 5330
      • Prohibited Transaction
    • 3 replies
    • 4.1k views
    • 
    • Gadgetfreak
    • July 15, 2015

36. direct rollover mailed to participant?

    By Peter Gulia, July 14, 2015   

    • rollover
    • 3 replies
    • 2.2k views
    • 
    • Peter Gulia
    • July 14, 2015

37. Catch UP Contribution

    By Pammie57, July 8, 2015
    • 14 replies
    • 2.3k views
    • 
    • Mike Preston
    • July 14, 2015

38. Why is July Such a Popular Month for 401k Rollovers?

    By DonReynolds, July 13, 2015   

    • 403b
    • roll over 401k plans
    • (and 3 more)

      Tagged with:

      • 403b
      • roll over 401k plans
      • 401k rollover
      • Popular Month for 401k
      • 403b retires
    • 4 replies
    • 1.7k views
    • 
    • Tom Poje
    • July 13, 2015

39. Solo(k) Question RE: Spouse Eligibility

    By erisa parrot, July 10, 2015
    • 6 replies
    • 2.1k views
    • 
    • mbozek
    • July 10, 2015

40. Roth 401k Withdrawal

    By Safeharbor29, July 8, 2015
    • 3 replies
    • 1.1k views
    • 
    • mbozek
    • July 9, 2015

41. Employer Securities

    By PFranckowiak, July 8, 2015
    • 3 replies
    • 1.9k views
    • 
    • A Shot in the Dark
    • July 8, 2015

42. Safe Harbor Participant

    By Stash026, April 2, 2015
    • 13 replies
    • 2.5k views
    • 
    • cheersmate
    • July 8, 2015

43. Hardship Documentation Requirements

    By khn, July 2, 2015
    • 5 replies
    • 1.7k views
    • 
    • GMK
    • July 7, 2015

44. the dreaded non-calendar ADP failure with catchups

    By Bri, July 1, 2015
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • July 7, 2015

45. 402(g) issue

    By Pammie57, July 6, 2015
    • 8 replies
    • 1.1k views
    • 
    • Mike Preston
    • July 6, 2015

46. What are the differences between a 401k rollover and a 401k transfer?

    By DonReynolds, July 1, 2015   

    • 401k
    • 401k rollover
    • 12 replies
    • 3.8k views
    • 
    • Mike Preston
    • July 6, 2015

47. RMD and Multiple Bene's question

    By Question?, February 6, 2015
    • 9 replies
    • 4.1k views
    • 
    • 4k Everyday
    • July 2, 2015

48. Loan payment suspended for a year

    By austin3515, July 1, 2015
    • 2 replies
    • 1.9k views
    • 
    • austin3515
    • July 2, 2015

49. Can a terminated employee be a trustee?

    By Vlad401k, July 1, 2015
    • 3 replies
    • 1.4k views
    • 
    • shERPA
    • July 1, 2015

50. Ineligible employee allowed to defer too soon

    By Pammie57, June 30, 2015
    • 3 replies
    • 7.8k views
    • 
    • Tom Poje
    • July 1, 2015