401(k) Plans

19,451 topics in this forum

1. Timing of Sole Prop or Partner deferrals deposits

   By Pammie57, November 17, 2015
   • 11 replies
   • 2.2k views
   • 
   • ETA Consulting LLC
   • November 18, 2015

2. amend 401K to safe harbor 401K

   By thepensionmaven, November 17, 2015
   • 3 replies
   • 1.8k views
   • 
   • Lou S.
   • November 17, 2015

3. Minimum deferral percentage - operational failure?

   By mrslappywhite, November 17, 2015
   • 1 reply
   • 1k views
   • 
   • shERPA
   • November 17, 2015

4. Discretionary Match

   By PensionMonster, November 13, 2015
   • 7 replies
   • 2.1k views
   • 
   • austin3515
   • November 16, 2015

5. payroll company messed up

   By thepensionmaven, November 13, 2015
   • 3 replies
   • 1.3k views
   • 
   • hr for me
   • November 16, 2015

6. 404a5

   By karl, November 13, 2015
   • 2 replies
   • 1k views
   • 
   • BG5150
   • November 16, 2015

7. ROTH in-plan rollover

   By Scuba 401, November 13, 2015
   • 1 reply
   • 770 views
   • 
   • Belgarath
   • November 13, 2015

8. QACA Safe Harbor Match and Plan is Top Heavy

   By steverenner, November 12, 2015   

   • Top Heavy
   • QACA
   • 7 replies
   • 3.6k views
   • 
   • BG5150
   • November 13, 2015

9. Prior year testing and missed employee

   By cpc0506, November 12, 2015
   • 0 replies
   • 921 views
   • 
   • cpc0506
   • November 12, 2015

10. ADP Testing and correction of other errors

    By Janice F, November 12, 2015   

    • ADP ACP
    • 0 replies
    • 823 views
    • 
    • Janice F
    • November 12, 2015

11. 401(k) MRD Issue

    By bzorc, November 10, 2015
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • November 12, 2015

12. Nanny Included in 401(k) Plan?

    By pjbaer, November 10, 2015
    • 2 replies
    • 2.2k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

13. Plan termination

    By PFranckowiak, November 10, 2015
    • 5 replies
    • 1.1k views
    • 
    • PFranckowiak
    • November 11, 2015

14. Top Heavy question

    By drewmc2001, May 25, 2015   

    • Top Heavy
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • November 11, 2015

15. Latest date to start Deferrals - new calendar year Plan w/ Non-HCE

    By SomeQSomeA, November 8, 2015   

    • Effective availability
    • safe harbor
    • (and 2 more)

      Tagged with:

      • Effective availability
      • safe harbor
      • deferrals
      • non-HCE
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

16. Top Heavy Vesting

    By New2EB, October 29, 2015
    • 14 replies
    • 4.7k views
    • 
    • Belgarath
    • November 10, 2015

17. Rate of Match Test fails

    By Earl, November 10, 2015
    • 1 reply
    • 671 views
    • 
    • Tom Poje
    • November 10, 2015

18. Participant Notice Solution (Preparation & Fulfillment)???

    By LANDO, November 10, 2015   

    • participant notices
    • notices
    • (and 4 more)

      Tagged with:

      • participant notices
      • notices
      • fee disclosure notices
      • safe harbor notices
      • combined notices
      • deliver solutions
    • 0 replies
    • 868 views
    • 
    • LANDO
    • November 10, 2015

19. Equal Investment Opportunities

    By Stash026, November 9, 2015
    • 1 reply
    • 1k views
    • 
    • ESOP Guy
    • November 9, 2015

20. Excluding CU's from ACP Safe Harbor Match

    By austin3515, November 6, 2015
    • 2 replies
    • 1.7k views
    • 
    • austin3515
    • November 8, 2015

21. Involuntary transfers between 2 employer plans?

    By AndrewZ, November 6, 2015
    • 0 replies
    • 941 views
    • 
    • AndrewZ
    • November 6, 2015

22. UBTI in a 401k plan

    By alcat649, November 6, 2015   

    • UBTI 401k 990-T
    • 0 replies
    • 1.3k views
    • 
    • alcat649
    • November 6, 2015

23. participant enrollment

    By pmacduff, November 5, 2015
    • 1 reply
    • 778 views
    • 
    • four01kman
    • November 5, 2015

24. two beneficiary forms for one participant

    By Pixie, November 4, 2015
    • 6 replies
    • 1k views
    • 
    • Bird
    • November 5, 2015

25. Forfeitures

    By ac, November 4, 2015
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • November 5, 2015

26. Safe Harbor Only Plan and Union Folks - Top Heavy Issue

    By HarleyBabe, October 13, 2015
    • 2 replies
    • 1.2k views
    • 
    • HarleyBabe
    • November 4, 2015

27. K-1 Compensation Question

    By austin3515, November 3, 2015
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • November 3, 2015

28. EACA Covered Employees / Uniformity Requirement

    By Gruegen, November 3, 2015
    • 0 replies
    • 1.4k views
    • 
    • Gruegen
    • November 3, 2015

29. prior year testing ADP

    By pmacduff, November 3, 2015
    • 2 replies
    • 675 views
    • 
    • pmacduff
    • November 3, 2015

30. Year End Notices and Required Disclosures

    By Pammie57, November 2, 2015
    • 2 replies
    • 924 views
    • 
    • Pammie57
    • November 3, 2015

31. Another Control Group Question

    By coleboy, November 2, 2015
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • November 3, 2015

32. Terminate Safe Harbor 401(k) mid year

    By Dougsbpc, November 1, 2015
    • 4 replies
    • 3.2k views
    • 
    • Lou S.
    • November 2, 2015

33. Source Excluded From Loan

    By Stash026, October 29, 2015
    • 2 replies
    • 714 views
    • 
    • Bird
    • October 29, 2015

34. Missed match

    By Pension RC, October 29, 2015
    • 1 reply
    • 908 views
    • 
    • Bill Presson
    • October 29, 2015

35. Solo 401(k) did not file 5500 EZ - Has anyone tried a letter, lately?

    By Jim Chad, October 28, 2015
    • 1 reply
    • 936 views
    • 
    • Lou S.
    • October 28, 2015

36. ASPPA Q&A Question 2014 - Anyone hear the discussion?

    By austin3515, October 19, 2015
    • 8 replies
    • 1.3k views
    • 
    • austin3515
    • October 27, 2015

37. Safe Harbor Question

    By Stash026, October 27, 2015
    • 3 replies
    • 830 views
    • 
    • Tom Poje
    • October 27, 2015

38. PEO vs leased employees

    By 52626, October 26, 2015
    • 2 replies
    • 2.8k views
    • 
    • shERPA
    • October 26, 2015

39. Force out protocol/lost participants

    By Pixie, October 26, 2015   

    • force out
    • lost participant
    • 3 replies
    • 2.5k views
    • 
    • BG5150
    • October 26, 2015

40. Coverage Testing for plan changing from related employers to MEP

    By DLavigne, October 26, 2015
    • 0 replies
    • 828 views
    • 
    • DLavigne
    • October 26, 2015

41. Life Insurance and loans

    By artvandelay3, June 24, 2015
    • 7 replies
    • 2.9k views
    • 
    • PJF414
    • October 26, 2015

42. LLC / S-Corp Owner with Employees looking for 401k options

    By KGLO44, October 23, 2015
    • 6 replies
    • 5.2k views
    • 
    • austin3515
    • October 25, 2015

43. SH Match plan failing 414(s)

    By BG5150, October 22, 2015
    • 6 replies
    • 1.3k views
    • 
    • BG5150
    • October 23, 2015

44. EACA - Have to be in effect for a full 12-month plan year?

    By benefitsguru, October 23, 2015
    • 0 replies
    • 924 views
    • 
    • benefitsguru
    • October 23, 2015

45. Unrelated Participating Employer - No Participation Agreement

    By LANDO, October 21, 2015   

    • Participation Agreement
    • VCP
    • (and 5 more)

      Tagged with:

      • Participation Agreement
      • VCP
      • Operational Failure
      • Document Error
      • 401k
      • qualification issue
      • multiple employer plan
    • 14 replies
    • 8.1k views
    • 
    • LANDO
    • October 22, 2015

46. Missed Catch Up Contribution - Rev Proc 2015-28

    By 52626, October 22, 2015
    • 0 replies
    • 1.2k views
    • 
    • 52626
    • October 22, 2015

47. Missed Enrollment of Rehired Participant in SH401k

    By cheersmate, October 21, 2015   

    • 401k safe harbor
    • eligibility correction
    • (and 1 more)

      Tagged with:

      • 401k safe harbor
      • eligibility correction
      • corrective contribution
    • 0 replies
    • 998 views
    • 
    • cheersmate
    • October 21, 2015

48. Blackout Notice and Enrollment

    By 52626, October 20, 2015
    • 3 replies
    • 1.6k views
    • 
    • hr for me
    • October 21, 2015

49. Off calendar - compensation to use

    By Pammie57, October 20, 2015
    • 2 replies
    • 961 views
    • 
    • Tom Poje
    • October 21, 2015

50. VCP alternative(s) to Appendix A or B corrections for ADP/ACP failures

    By Belgarath, October 20, 2015
    • 4 replies
    • 1.5k views
    • 
    • Peter Gulia
    • October 21, 2015