401(k) Plans

19,499 topics in this forum

1. Pull out in 2016 from HCEs account wrongly deposited Employer Discretionary Contribution in 2015

   By AdKu, March 24, 2016   

   • Employer Discretionary Contri
   • Wrongly allocated PS to HCE
   • (and 1 more)

     Tagged with:

     • Employer Discretionary Contri
     • Wrongly allocated PS to HCE
     • Pulling out of HCEs accounts
   • 3 replies
   • 1k views
   • 
   • My 2 cents
   • March 24, 2016

2. Should I file a Sched H or 5500-SF? - Count of BOY participants

   By Bruddah Kimo, March 23, 2016
   • 7 replies
   • 1.1k views
   • 
   • My 2 cents
   • March 24, 2016

3. sole proprietor - 1099 income

   By Alex Daisy, March 24, 2016
   • 5 replies
   • 1.8k views
   • 
   • jpod
   • March 24, 2016

4. missed deferrals, or opportunistic employee

   By K2retire, March 23, 2016
   • 12 replies
   • 2.1k views
   • 
   • jpod
   • March 24, 2016

5. Automatic Enrollment

   By John Feldt ERPA CPC QPA, March 23, 2016   

   • Automatic Enrollment
   • default deferral
   • (and 4 more)

     Tagged with:

     • Automatic Enrollment
     • default deferral
     • negative election
     • VCP
     • Self-correction
     • SCP
   • 7 replies
   • 1.9k views
   • 
   • Peter Gulia
   • March 23, 2016

6. Meeting a safe harbor using several plans

   By Peter Gulia, March 23, 2016   

   • safe harbor; controlled group
   • 4 replies
   • 1.1k views
   • 
   • Peter Gulia
   • March 23, 2016

7. ER Contrib missed tax deadline

   By CJS07, March 23, 2016
   • 5 replies
   • 1.5k views
   • 
   • Lou S.
   • March 23, 2016

8. SS# Detector

   By austin3515, March 22, 2016
   • 3 replies
   • 914 views
   • 
   • austin3515
   • March 22, 2016

9. Partnerships- Limitations Years

   By coleboy, March 22, 2016
   • 3 replies
   • 923 views
   • 
   • My 2 cents
   • March 22, 2016

10. Roth Conversion Timing

    By Dougsbpc, March 22, 2016
    • 1 reply
    • 1k views
    • 
    • Belgarath
    • March 22, 2016

11. No more determination letters...

    By austin3515, July 23, 2015
    • 19 replies
    • 3.4k views
    • 
    • TPApril
    • March 21, 2016

12. When does distribution occur?

    By DLavigne, March 17, 2016
    • 4 replies
    • 2k views
    • 
    • Peter Gulia
    • March 21, 2016

13. Bad Asset - Correction

    By justanotheradmin, March 18, 2016
    • 4 replies
    • 1.1k views
    • 
    • justanotheradmin
    • March 18, 2016

14. top heavy - ownership

    By JKW, March 18, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • March 18, 2016

15. Back-sweep of Participants who are contributing

    By tuna524, March 17, 2016
    • 2 replies
    • 1.7k views
    • 
    • tuna524
    • March 17, 2016

16. ADP Refunds

    By 401_noob, March 11, 2016   

    • ADP
    • 3 replies
    • 2.9k views
    • 
    • 401_noob
    • March 16, 2016

17. 40k to MEP

    By Earl, March 15, 2016
    • 7 replies
    • 1.7k views
    • 
    • Earl
    • March 16, 2016

18. What is a Reasonable Business Classification?

    By austin3515, March 14, 2016
    • 24 replies
    • 4k views
    • 
    • DMcGovern
    • March 16, 2016

19. Forfeiture release date issue

    By cpc0506, April 3, 2010
    • 9 replies
    • 2.4k views
    • 
    • Mike Preston
    • March 15, 2016

20. terminated employee in Safe harbor plan with deferrals effective 10/1/15

    By cpc0506, March 15, 2016
    • 3 replies
    • 2.1k views
    • 
    • Mike Preston
    • March 15, 2016

21. Reference Book? IRC?

    By justanotheradmin, March 14, 2016
    • 7 replies
    • 1.3k views
    • 
    • justanotheradmin
    • March 15, 2016

22. When are deferrals a catch-up contribution?

    By cheersmate, March 15, 2016   

    • 401k
    • deferrals
    • (and 3 more)

      Tagged with:

      • 401k
      • deferrals
      • recharacterization 401k
      • catch up contributions
      • 415 limits
    • 3 replies
    • 2.3k views
    • 
    • Lou S.
    • March 15, 2016

23. Integrated PS formula--can the excess percentage be 0%?

    By jjaatirs, March 15, 2016
    • 2 replies
    • 945 views
    • 
    • Tom Poje
    • March 15, 2016

24. DOL guidance re recordkeeper searches

    By benefitsguru, March 15, 2016
    • 0 replies
    • 955 views
    • 
    • benefitsguru
    • March 15, 2016

25. Switching Safe Harbor Types Under New Rules

    By PensionPro, March 7, 2016
    • 10 replies
    • 2.8k views
    • 
    • PensionPro
    • March 14, 2016

26. K-1 Compensation

    By PFranckowiak, March 14, 2016
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • March 14, 2016

27. Due on Sale clause

    By Jim Chad, March 14, 2016
    • 1 reply
    • 806 views
    • 
    • Peter Gulia
    • March 14, 2016

28. Forfeiture of Matching Contributions Due to Failed ADP Test

    By Guest Lentils, November 11, 2014
    • 7 replies
    • 7.4k views
    • 
    • Tom Poje
    • March 14, 2016

29. leased employees vs. 6-month eligibility

    By AlbanyConsultant, March 11, 2016
    • 1 reply
    • 1.2k views
    • 
    • Belgarath
    • March 11, 2016

30. Precious metals

    By Jim Chad, March 11, 2016
    • 1 reply
    • 857 views
    • 
    • Belgarath
    • March 11, 2016

31. Form 990 T

    By 52626, March 11, 2016
    • 1 reply
    • 1.6k views
    • 
    • Mike Preston
    • March 11, 2016

32. Mid-year change creates multiple employer plan

    By Guest Pennysaver, July 28, 2012
    • 24 replies
    • 12.6k views
    • 
    • EBECatty
    • March 10, 2016

33. "I was told it would be fine." Excluded Division

    By Mr Bagwell, March 10, 2016   

    • excluded division
    • 5 replies
    • 1.4k views
    • 
    • Mr Bagwell
    • March 10, 2016

34. W2 wages of Auto Reimb Only and wants to defer

    By KTB, March 9, 2016
    • 4 replies
    • 1.1k views
    • 
    • hr for me
    • March 10, 2016

35. Restrictions on After-tax contributions that are matched

    By Nassau, March 9, 2016
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • March 9, 2016

36. Processing Excess Contributions

    By Below Ground, March 8, 2016   

    • Rollover Before Testing
    • 4 replies
    • 1.6k views
    • 
    • Below Ground
    • March 9, 2016

37. Otherwise Excludable HCEs on ADP Test

    By ratherbereading, March 8, 2016   

    • ADP test
    • Excludable employees
    • (and 1 more)

      Tagged with:

      • ADP test
      • Excludable employees
      • Excludable HCEs
    • 2 replies
    • 4k views
    • 
    • Tom Poje
    • March 8, 2016

38. Hybrid Safe Harbor design?

    By MPLSLAW, March 7, 2016   

    • Safe harbor plans
    • 7 replies
    • 1.8k views
    • 
    • austin3515
    • March 7, 2016

39. Top Heavy Required Aggregation Group

    By Dennis Povloski, March 5, 2016
    • 1 reply
    • 2.3k views
    • 
    • Tom Poje
    • March 7, 2016

40. 401k Rollover

    By MDEPH289, March 6, 2016   

    • 401k Rollover
    • 1 reply
    • 865 views
    • 
    • ETA Consulting LLC
    • March 6, 2016

41. Doctors all have their own PC

    By austin3515, March 4, 2016
    • 10 replies
    • 1.5k views
    • 
    • Peter Gulia
    • March 5, 2016

42. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 976 views
    • 
    • austin3515
    • March 2, 2016

43. Move from Payroll Based to Insured STD - 401(k) Contributions

    By rocknrolls2, March 2, 2016
    • 0 replies
    • 1k views
    • 
    • rocknrolls2
    • March 2, 2016

44. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.9k views
    • 
    • LANDO
    • March 2, 2016

45. QNECs funded for missed deferrals - Effect on ADP/ACP

    By Vlad401k, March 2, 2016
    • 0 replies
    • 942 views
    • 
    • Vlad401k
    • March 2, 2016

46. ECPRS Filing Pending for Defauilted Loan

    By austin3515, March 1, 2016
    • 1 reply
    • 875 views
    • 
    • jpod
    • March 2, 2016

47. Leaving an MEP Plan

    By coleboy, February 29, 2016
    • 1 reply
    • 1k views
    • 
    • austin3515
    • March 2, 2016

48. coverge questions when controlled group includes Canadian Company

    By jkharvey, March 1, 2016
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • March 2, 2016

49. Each in Own Group

    By austin3515, March 1, 2016
    • 5 replies
    • 1.2k views
    • 
    • austin3515
    • March 1, 2016

50. Over 5% owner if stock is sold Jan 1?

    By DPL, February 29, 2016
    • 6 replies
    • 1.1k views
    • 
    • Peter Gulia
    • March 1, 2016