401(k) Plans

19,517 topics in this forum

1. QMAC/QNEC option for Incorrect ER Match; Failed Testing (VCP & VFCP)

   By IhrtERISA, August 15, 2016   

   • VFCP
   • QMAC
   • (and 5 more)

     Tagged with:

     • VFCP
     • QMAC
     • QNEC
     • VCP
     • Match
     • ADP
     • ACP
   • 1 reply
   • 1.5k views
   • 
   • Tom Poje
   • August 17, 2016

2. Employer paying all plan expenses?

   By gdlfa, August 15, 2016
   • 6 replies
   • 2.4k views
   • 
   • K2retire
   • August 16, 2016

3. rehire entry date

   By WCC, August 12, 2016
   • 2 replies
   • 2k views
   • 
   • Bird
   • August 12, 2016

4. Top Heavy - Officer status

   By Alex Daisy, August 11, 2016
   • 0 replies
   • 1.3k views
   • 
   • Alex Daisy
   • August 11, 2016

5. Employer as Trustee?

   By 7806akp, August 10, 2016
   • 6 replies
   • 4.7k views
   • 
   • Peter Gulia
   • August 11, 2016

6. Collective Bargained Plan and ADP refund

   By buckaroo, August 9, 2016
   • 5 replies
   • 1.4k views
   • 
   • BG5150
   • August 11, 2016

7. Safe Harbor Match & NEC to A group of NHCE, 3% SH NEC & A group of HCE Excluded, Cross -Test & TH exemption

   By AdKu, August 10, 2016   

   • Safe Harbor Match
   • NEC to A group of NHCE
   • (and 1 more)

     Tagged with:

     • Safe Harbor Match
     • NEC to A group of NHCE
     • Cross -Test & TH exemption
   • 3 replies
   • 1.7k views
   • 
   • John Feldt ERPA CPC QPA
   • August 11, 2016

8. Year End Census Data

   By Mr Bagwell, August 9, 2016
   • 10 replies
   • 2.1k views
   • 
   • ESOP Guy
   • August 10, 2016

9. Form 5558s - returned from IRS

   By justanotheradmin, August 9, 2016
   • 3 replies
   • 1.3k views
   • 
   • justanotheradmin
   • August 9, 2016

10. VFCP Notice to Interested Persons

    By ERISA11, August 9, 2016   

    • VFCP
    • Notice to Interested Persons
    • (and 5 more)

      Tagged with:

      • VFCP
      • Notice to Interested Persons
      • Interested Parties
      • Notice to Interested Parties
      • Interested Persons
      • Notice
      • VFCP Notice
    • 2 replies
    • 2k views
    • 
    • ERISA11
    • August 9, 2016

11. new plan, terminated employees

    By gregburst, August 5, 2016
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • August 5, 2016

12. Youngest Age of Eligibility

    By The 402"(G)", August 4, 2016
    • 7 replies
    • 5.4k views
    • 
    • My 2 cents
    • August 4, 2016

13. excess 402(g) limit - 10% penalty tax

    By 52626, August 3, 2016
    • 4 replies
    • 3.9k views
    • 
    • RatherBeGolfing
    • August 3, 2016

14. Doctor's Catchup Contribution for 2015

    By Pammie57, August 1, 2016
    • 10 replies
    • 1.8k views
    • 
    • QDROphile
    • August 2, 2016

15. Changing from fiscal year to calendar year

    By gdlfa, July 28, 2016
    • 2 replies
    • 2.3k views
    • 
    • Tom Poje
    • July 29, 2016

16. Top Heavy

    By ratherbereading, July 28, 2016   

    • Key top heavy
    • 9 replies
    • 1.3k views
    • 
    • My 2 cents
    • July 28, 2016

17. Can bargaining parties exclude employees from right to defer?

    By MAM08, May 21, 2015
    • 11 replies
    • 2.9k views
    • 
    • austin3515
    • July 28, 2016

18. Rule of parity for re-hired participant

    By khr, July 28, 2016   

    • rule of parity
    • 4 replies
    • 2.3k views
    • 
    • Belgarath
    • July 28, 2016

19. Counting "treasury stock" re: HCE determination

    By AlbanyConsultant, July 27, 2016
    • 2 replies
    • 1.6k views
    • 
    • Mike Preston
    • July 27, 2016

20. safe harbor match formulas

    By pmacduff, July 27, 2016
    • 2 replies
    • 1.4k views
    • 
    • pmacduff
    • July 27, 2016

21. Correcting deferral percentage

    By Bobp, July 27, 2016
    • 0 replies
    • 929 views
    • 
    • Bobp
    • July 27, 2016

22. Change in Match -- Any issues?

    By Mr Bagwell, July 26, 2016   

    • match
    • 4 replies
    • 1.3k views
    • 
    • Mr Bagwell
    • July 26, 2016

23. Corrected 1099-R

    By austin3515, July 21, 2016
    • 17 replies
    • 3.6k views
    • 
    • austin3515
    • July 22, 2016

24. Roth 401(k) and Hardship Distribution

    By 52626, July 22, 2016
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • July 22, 2016

25. Salary deferrals deposited after close of plan year

    By lp1965, July 21, 2016
    • 7 replies
    • 2k views
    • 
    • Tom Poje
    • July 22, 2016

26. Safe Harbor plan with Discretionary Match that qualifies as a Safe Harbor for ACP Testing

    By msmith, July 21, 2016
    • 5 replies
    • 1.3k views
    • 
    • msmith
    • July 21, 2016

27. Safe Harbor Mid year Amendments

    By 52626, July 21, 2016
    • 1 reply
    • 808 views
    • 
    • Lou S.
    • July 21, 2016

28. Single Participant Plan and Vol Non-Elective Contributions

    By Earl, July 19, 2016
    • 6 replies
    • 1k views
    • 
    • UtahCPA-APA
    • July 21, 2016

29. curious question about catch up

    By K2retire, July 20, 2016
    • 5 replies
    • 1k views
    • 
    • Tom Poje
    • July 21, 2016

30. Incorrect Deferral Percentage Correction

    By heygents, July 19, 2016
    • 7 replies
    • 2.6k views
    • 
    • Belgarath
    • July 20, 2016

31. Multiple Employer Trusts (MET)

    By andi2008, July 8, 2016   

    • MET
    • Multiple Employer Trusts
    • 5 replies
    • 2.2k views
    • 
    • Mike Preston
    • July 19, 2016

32. Profit sharing and catch up

    By ratherbereading, July 19, 2016   

    • Profit sharing
    • Catch up
    • 2 replies
    • 949 views
    • 
    • ratherbereading
    • July 19, 2016

33. Company wants to implement a Safe Harbor NE Contrib of 4% of pay instead of 3%...permissible?

    By CharlesLeggette, July 15, 2016
    • 9 replies
    • 1.6k views
    • 
    • Kevin C
    • July 18, 2016

34. Rollover from non-ERISA 403(b)

    By Susan S., July 18, 2016
    • 1 reply
    • 1.5k views
    • 
    • ETA Consulting LLC
    • July 18, 2016

35. E&O insurance

    By gregburst, July 15, 2016   

    • NAPLIA
    • 1 reply
    • 1k views
    • 
    • Doghouse
    • July 15, 2016

36. Election to "Opt Out"

    By jala, July 14, 2016
    • 13 replies
    • 4.9k views
    • 
    • Kevin C
    • July 15, 2016

37. Audit Required in Merged Plan?

    By Dennis Povloski, July 15, 2016
    • 0 replies
    • 1.3k views
    • 
    • Dennis Povloski
    • July 15, 2016

38. DOL Lost interest calculator down?

    By austin3515, July 14, 2016
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • July 14, 2016

39. Deferrals in a two Employer Plan

    By ewatson12, July 13, 2016
    • 5 replies
    • 1.1k views
    • 
    • ewatson12
    • July 14, 2016

40. Cutoff for receivable

    By Ehill, July 13, 2016
    • 7 replies
    • 6.6k views
    • 
    • hr for me
    • July 14, 2016

41. Effect of amending definition of 415 compensation

    By SST73, July 13, 2016   

    • 415 compensation
    • HCE determination
    • 2 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • July 13, 2016

42. Should I take a loan from my roth 401K plan and invest it?

    By wcrile, July 6, 2016
    • 10 replies
    • 7.4k views
    • 
    • Bill Presson
    • July 11, 2016

43. Correcting Late Contribution Deposits

    By Below Ground, July 8, 2016   

    • PTE 2002-51
    • 0 replies
    • 976 views
    • 
    • Below Ground
    • July 8, 2016

44. ABT with US and PR plan

    By justatester, July 8, 2016
    • 0 replies
    • 727 views
    • 
    • justatester
    • July 8, 2016

45. hardship distributions and spousal consent

    By Beemer, July 8, 2016
    • 0 replies
    • 851 views
    • 
    • Beemer
    • July 8, 2016

46. Controlled Group Different Plan Year

    By pixmax, July 5, 2016   

    • Controlled Group
    • 5 replies
    • 3k views
    • 
    • Tom Poje
    • July 8, 2016

47. First Deferral

    By pam@bbm, July 7, 2016
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • July 8, 2016

48. Solo 401k - multiple partnerships

    By bwurts, July 1, 2016
    • 1 reply
    • 1.3k views
    • 
    • Kevin C
    • July 7, 2016

49. Custom Plan Document Restatement

    By khn, July 6, 2016
    • 4 replies
    • 1.5k views
    • 
    • khn
    • July 7, 2016

50. Safe harbor nonelective contribution - employee meets eligibility requirements mid year

    By gdlfa, July 6, 2016
    • 1 reply
    • 941 views
    • 
    • Bill Presson
    • July 6, 2016