401(k) Plans

19,517 topics in this forum

1. Deferral Election: Dollar Amount or Percentage of Pay?

   By Lori H, January 31, 2017
   • 8 replies
   • 3.7k views
   • 
   • Lori H
   • January 31, 2017

2. New Plan - Prior Service

   By HafnerN1, January 31, 2017   

   • 401(k)
   • 2 replies
   • 1.2k views
   • 
   • Belgarath
   • January 31, 2017

3. Taxable fringe benefit - "nonaccountable" plan

   By Belgarath, May 24, 2013   

   • w-2
   • deferrals
   • 12 replies
   • 11.7k views
   • 
   • K2retire
   • January 31, 2017

4. CPA just called and said he wants to add a Safe Harbor Feature to his existing KPlan

   By CharlesLeggette, January 30, 2017   

   • safe
   • 2 replies
   • 824 views
   • 
   • austin3515
   • January 31, 2017

5. BRF on Match Formula

   By austin3515, January 27, 2017
   • 3 replies
   • 1.5k views
   • 
   • austin3515
   • January 30, 2017

6. payroll company will not match 401k contributions

   By TPApril, January 24, 2017
   • 14 replies
   • 1.8k views
   • 
   • TPAJake
   • January 27, 2017

7. Fidelity will only release retirement with a QDRO. Options??

   By paterinick, January 26, 2017   

   • qdro
   • fidelity
   • 10 replies
   • 7.8k views
   • 
   • paterinick
   • January 26, 2017

8. Catch-up Order - Excess Annual Addition

   By KCA, August 8, 2016
   • 4 replies
   • 1.8k views
   • 
   • John Feldt ERPA CPC QPA
   • January 26, 2017

9. Excluded class of employees vs allocation conditions for Coverage Testing

   By tghooper, January 26, 2017
   • 1 reply
   • 667 views
   • 
   • Mike Preston
   • January 26, 2017

10. Applying for a TIN for a new 401-k Plan

    By KevinMc, December 21, 2016
    • 18 replies
    • 5.4k views
    • 
    • RatherBeGolfing
    • January 26, 2017

11. Should an owner still participate once they have collected S.S.?

    By Lori H, January 24, 2017
    • 3 replies
    • 1.3k views
    • 
    • Lori H
    • January 25, 2017

12. Proposed Regs for definition of QNEC and QMAC 1 2

    By Kevin C, January 17, 2017   

    • in the news section today
    • 71 replies
    • 10.7k views
    • 
    • Kevin C
    • January 25, 2017

13. ADP Prior Year Testing - employee NHCE in 2015 but HCE in 2016

    By waid10, January 24, 2017
    • 1 reply
    • 825 views
    • 
    • Lou S.
    • January 24, 2017

14. Fixed match in safe harbor 401k

    By sammyp42, January 19, 2017
    • 2 replies
    • 1.4k views
    • 
    • ETA Consulting LLC
    • January 24, 2017

15. Loan then early withdrawal

    By Gmass, January 24, 2017
    • 1 reply
    • 1k views
    • 
    • 401king
    • January 24, 2017

16. Rollover processed as a lump sum

    By jmartin, January 24, 2017
    • 6 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • January 24, 2017

17. 401(k) loan interest rate and how do employees on straight commission pay back their loan if sometimes they get no pay?

    By RayJJohnsonJr, January 11, 2017
    • 7 replies
    • 2.4k views
    • 
    • MWeddell
    • January 24, 2017

18. Life Insurance Salesman as Statutory Employee

    By TPA Bob, January 23, 2017
    • 5 replies
    • 1.6k views
    • 
    • TPA Bob
    • January 24, 2017

19. Former HCE Death Benefit re-named, Spouse now HCE, count for Top Heavy?

    By JWRB, January 20, 2017
    • 3 replies
    • 1.2k views
    • 
    • JWRB
    • January 20, 2017

20. Who gets the match?

    By BG5150, January 17, 2017
    • 2 replies
    • 731 views
    • 
    • BG5150
    • January 20, 2017

21. 410b test and suspension provision

    By Mr Bagwell, January 19, 2017   

    • 410b
    • suspension
    • 5 replies
    • 1.4k views
    • 
    • Tom Poje
    • January 20, 2017

22. Using forfeitures for safe harbor match

    By djhpro, January 20, 2017
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • January 20, 2017

23. How many 401(k) plans have at least $50 million?

    By Peter Gulia, January 18, 2017   

    • market segmentation
    • 5 replies
    • 9.6k views
    • 
    • Peter Gulia
    • January 19, 2017

24. Change in Eligiblity

    By coleboy, January 19, 2017
    • 2 replies
    • 680 views
    • 
    • RatherBeGolfing
    • January 19, 2017

25. Cash buyout of Life Ins included as compensation?

    By kmhaab, January 19, 2017
    • 0 replies
    • 468 views
    • 
    • kmhaab
    • January 19, 2017

26. short plan year failed ADP

    By R. Butler, January 17, 2017
    • 11 replies
    • 3.3k views
    • 
    • Mike Preston
    • January 19, 2017

27. IRS Finally Relaxes Forfeitures for Safe Harbor Plans

    By austin3515, January 18, 2017
    • 3 replies
    • 830 views
    • 
    • RatherBeGolfing
    • January 18, 2017

28. Eligibility

    By Chippy, January 18, 2017
    • 1 reply
    • 552 views
    • 
    • duckthing
    • January 18, 2017

29. Loan Deemed Distribution

    By austin3515, January 18, 2017
    • 2 replies
    • 664 views
    • 
    • BG5150
    • January 18, 2017

30. Safe Harbor contribution and eligibility

    By Guest EPS2, January 23, 2008
    • 7 replies
    • 16.4k views
    • 
    • Tom Poje
    • January 17, 2017

31. Safe Harbor Plans / 414s

    By austin3515, January 16, 2017
    • 6 replies
    • 997 views
    • 
    • austin3515
    • January 16, 2017

32. Participant Loan Default

    By austin3515, January 12, 2017
    • 12 replies
    • 4.1k views
    • 
    • austin3515
    • January 16, 2017

33. How Can I Define A Resident Alien

    By Kaizen401k, January 13, 2017
    • 30 replies
    • 4.4k views
    • 
    • MoJo
    • January 16, 2017

34. Jelly of the month 401(k)

    By Mr Bagwell, January 11, 2017
    • 8 replies
    • 1.7k views
    • 
    • Mr Bagwell
    • January 12, 2017

35. QACA Safe Harbor

    By justatester, January 12, 2017
    • 4 replies
    • 1.5k views
    • 
    • justatester
    • January 12, 2017

36. Top Heavy Fix Basics

    By rushlakeguy, January 10, 2017
    • 41 replies
    • 8.8k views
    • 
    • rushlakeguy
    • January 12, 2017

37. Match in Excess of Cap

    By bzorc, January 11, 2017
    • 4 replies
    • 901 views
    • 
    • BG5150
    • January 11, 2017

38. Early Inclusion Error - How to Proceed

    By Confused55, January 11, 2017
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • January 11, 2017

39. Beneficiary - Participant deceased and divorced

    By jmartin, January 10, 2017
    • 7 replies
    • 1.5k views
    • 
    • Peter Gulia
    • January 10, 2017

40. DOT = 12/31 Employed on Last Day of the Year?

    By BG5150, January 10, 2017
    • 3 replies
    • 3.3k views
    • 
    • Tom Poje
    • January 10, 2017

41. correcting error in plan doc when switching TPA

    By parks777, January 9, 2017
    • 11 replies
    • 2.4k views
    • 
    • BG5150
    • January 10, 2017

42. Different allocation formulas within the same plan?

    By Carol V. Calhoun, January 9, 2017
    • 3 replies
    • 1.1k views
    • 
    • Carol V. Calhoun
    • January 10, 2017

43. Exclusion of otherwise eligbile ee

    By austin3515, January 8, 2017
    • 0 replies
    • 645 views
    • 
    • austin3515
    • January 8, 2017

44. Controlled group-separate plans--2 415 limits?

    By BG5150, January 6, 2017
    • 1 reply
    • 851 views
    • 
    • Mike Preston
    • January 6, 2017

45. Short-term HCE to Sway ADP Test

    By austin3515, December 28, 2016
    • 9 replies
    • 1.7k views
    • 
    • Belgarath
    • January 6, 2017

46. annual compensation limit in profit sharing formula

    By parks777, December 30, 2016
    • 15 replies
    • 3.1k views
    • 
    • parks777
    • January 5, 2017

47. Controlled Group or not?

    By AdKu, December 29, 2016   

    • Controlled Group or not?
    • 4 replies
    • 1k views
    • 
    • rocknrolls2
    • January 5, 2017

48. Employer Match and participant employment agreement

    By whitboston, January 4, 2017
    • 6 replies
    • 1.8k views
    • 
    • whitboston
    • January 5, 2017

49. Is there more?

    By Pammie57, January 5, 2017
    • 1 reply
    • 643 views
    • 
    • BG5150
    • January 5, 2017

50. Control Group coverage testing

    By pixmax, January 5, 2017
    • 4 replies
    • 1.4k views
    • 
    • pixmax
    • January 5, 2017