401(k) Plans

19,451 topics in this forum

1. Different PS Formulas

   By PFranckowiak, April 11, 2017
   • 9 replies
   • 1.4k views
   • 
   • John Feldt ERPA CPC QPA
   • April 17, 2017

2. Vesting

   By Chippy, April 13, 2017
   • 18 replies
   • 4.3k views
   • 
   • BG5150
   • April 17, 2017

3. Help on ineligible deferrals

   By Tostevino, April 15, 2017
   • 2 replies
   • 1.3k views
   • 
   • Tom Poje
   • April 17, 2017

4. Last Day Rule / Last Business Day

   By austin3515, April 12, 2017
   • 11 replies
   • 4.1k views
   • 
   • duckthing
   • April 13, 2017

5. Safe Harbor Document Drafting Question

   By Phlyers, April 12, 2017
   • 3 replies
   • 697 views
   • 
   • Kevin C
   • April 12, 2017

6. Changing discretionary per-payroll match mid-year

   By AlbanyConsultant, April 12, 2017
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • April 12, 2017

7. 401(k) Safe Harbor Match fails 414(s)

   By bcmom, April 6, 2017   

   • 414(s) comp
   • safe harbor plan 401(k)
   • (and 1 more)

     Tagged with:

     • 414(s) comp
     • safe harbor plan 401(k)
     • mckay hochman prototype
   • 22 replies
   • 6.6k views
   • 
   • Tom Poje
   • April 11, 2017

8. Mandatory Cash-Out Question--Unresponsive Accounts Under $1000

   By TPAJake, October 19, 2016
   • 10 replies
   • 2.6k views
   • 
   • ESOP Guy
   • April 7, 2017

9. Another ECPRS Retroactive Eligibility Amendment question

   By RatherBeGolfing, April 5, 2017
   • 2 replies
   • 729 views
   • 
   • RatherBeGolfing
   • April 7, 2017

10. Safe Harbor status and impermissible hardship

    By 30Rock, April 6, 2017
    • 4 replies
    • 682 views
    • 
    • 30Rock
    • April 7, 2017

11. 401(k) with both participant directed accounts and a trustee directed brokerage account

    By lradimer, April 6, 2017   

    • participant directed
    • trustee directed
    • (and 3 more)

      Tagged with:

      • participant directed
      • trustee directed
      • 401k
      • brf
      • benefits rights and features
    • 1 reply
    • 845 views
    • 
    • K2
    • April 7, 2017

12. Delayed Start of Deferrals for entire Plan

    By 401(k)athryn, April 6, 2017   

    • 401(k)
    • epcrs
    • (and 2 more)

      Tagged with:

      • 401(k)
      • epcrs
      • missed deferral
      • amendment
    • 1 reply
    • 1.4k views
    • 
    • Doghouse
    • April 6, 2017

13. 401(k) deferrals missed on a recent check

    By JKW, April 5, 2017
    • 7 replies
    • 1.8k views
    • 
    • Belgarath
    • April 6, 2017

14. Increased excise tax

    By Trisports, April 5, 2017   

    • 4975
    • 1 reply
    • 483 views
    • 
    • Kevin C
    • April 6, 2017

15. Prevailing Wage Compensation

    By jeff77, April 5, 2017
    • 1 reply
    • 569 views
    • 
    • CuseFan
    • April 5, 2017

16. ECPRS Retroactive Eligibility Amendment

    By austin3515, April 5, 2017
    • 5 replies
    • 719 views
    • 
    • austin3515
    • April 5, 2017

17. Proof of Hardship

    By AKPension, March 30, 2017
    • 9 replies
    • 1.5k views
    • 
    • Peter Gulia
    • April 5, 2017

18. TIAA CREF Conversion

    By MjInvestments, April 4, 2017   

    • tiaa-cref
    • tiaa
    • (and 1 more)

      Tagged with:

      • tiaa-cref
      • tiaa
      • variable annuity
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • April 5, 2017

19. Early participation

    By Belgarath, April 4, 2017
    • 2 replies
    • 693 views
    • 
    • Belgarath
    • April 4, 2017

20. Excluding Interns as a Class from 401(k) Plan Participation

    By coleboy, March 28, 2017
    • 10 replies
    • 9.7k views
    • 
    • jpod
    • April 4, 2017

21. New Comp Contribution red flags

    By Sammiemor, April 4, 2017
    • 7 replies
    • 981 views
    • 
    • K2
    • April 4, 2017

22. Discretionary Match

    By Nuts, March 21, 2017   

    • discretionary match
    • amendment after year end
    • (and 1 more)

      Tagged with:

      • discretionary match
      • amendment after year end
      • top heavy
    • 4 replies
    • 1.4k views
    • 
    • Nuts
    • April 4, 2017

23. VFCP Program

    By austin3515, March 30, 2017
    • 8 replies
    • 1.3k views
    • 
    • austin3515
    • April 3, 2017

24. 401K active loan, then hardship request on balance with resignation

    By Aeolia, April 3, 2017
    • 2 replies
    • 753 views
    • 
    • Lou S.
    • April 3, 2017

25. 401(k) plan + SEP, and nondiscrimination testing

    By AndrewZ, April 3, 2017
    • 0 replies
    • 687 views
    • 
    • AndrewZ
    • April 3, 2017

26. Hardships and Rehire

    By 52626, March 30, 2017
    • 2 replies
    • 754 views
    • 
    • 52626
    • March 30, 2017

27. Can you exclude catchups from SH Match?

    By Jim Chad, March 30, 2017
    • 2 replies
    • 604 views
    • 
    • Tom Poje
    • March 30, 2017

28. ADP Failure but funds rolled over

    By Blinky the 3-eyed Fish, March 28, 2017
    • 6 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2017

29. Life Insurance Plans in 401(k)

    By 401(k) DUDE, March 28, 2017
    • 1 reply
    • 468 views
    • 
    • Belgarath
    • March 29, 2017

30. SEP IRA In SAme Year as 401k

    By austin3515, March 28, 2017
    • 7 replies
    • 1.2k views
    • 
    • austin3515
    • March 28, 2017

31. Successor plan rule

    By R.G., March 27, 2017
    • 21 replies
    • 7.9k views
    • 
    • MoJo
    • March 28, 2017

32. 401k vesting lost when transferring abroad

    By George, March 27, 2017
    • 2 replies
    • 677 views
    • 
    • MoJo
    • March 28, 2017

33. Empower/KGPF Lawsuit

    By austin3515, March 24, 2017
    • 12 replies
    • 11.1k views
    • 
    • RatherBeGolfing
    • March 27, 2017

34. State FMLA and Break In Service

    By goldtpa, March 22, 2017
    • 1 reply
    • 674 views
    • 
    • Peter Gulia
    • March 24, 2017

35. Term of Service Waiver

    By whistlingvivaldi, March 23, 2017   

    • 401k
    • 3 replies
    • 510 views
    • 
    • Bill Presson
    • March 24, 2017

36. Earned Income Calculation

    By austin3515, March 23, 2017
    • 1 reply
    • 449 views
    • 
    • Bird
    • March 24, 2017

37. Earned Income Calculation

    By austin3515, March 23, 2017
    • 1 reply
    • 598 views
    • 
    • Belgarath
    • March 23, 2017

38. Remove Auto Enroll

    By CJS07, March 22, 2017   

    • timing?
    • 2 replies
    • 2.4k views
    • 
    • TPAJake
    • March 23, 2017

39. Must an individual-designed-plan be restated if compliant?

    By kmhaab, March 17, 2017   

    • restatement
    • nonamender failure
    • 4 replies
    • 1.5k views
    • 
    • david rigby
    • March 23, 2017

40. EPCRS Correction / Loan Default

    By austin3515, March 21, 2017
    • 15 replies
    • 2.8k views
    • 
    • Tom Poje
    • March 23, 2017

41. New Comparability, NOT top heavy, No safe harbor

    By Pension Panda, March 21, 2017
    • 12 replies
    • 2.4k views
    • 
    • Mike Preston
    • March 21, 2017

42. New Safe Harbor 401K & Terminated Employees

    By JToenes, March 17, 2017   

    • safe harbor
    • terminated employee
    • (and 4 more)

      Tagged with:

      • safe harbor
      • terminated employee
      • terminated employees
      • 401(k)
      • 401
      • new
    • 3 replies
    • 2.1k views
    • 
    • Mr Bagwell
    • March 20, 2017

43. ADP/ACP, Ratio Percentage

    By fiona1, March 17, 2017
    • 1 reply
    • 632 views
    • 
    • BG5150
    • March 17, 2017

44. Hardship Withdrawal vs. Loan for First Time Home buyers

    By Pammie57, March 17, 2017
    • 1 reply
    • 657 views
    • 
    • Belgarath
    • March 17, 2017

45. Gift cards - how to include in comp & treat for 401k

    By TPApril, March 15, 2017
    • 10 replies
    • 6.8k views
    • 
    • RatherBeGolfing
    • March 16, 2017

46. Match refunded or forfeited in this case

    By BG5150, March 16, 2017
    • 4 replies
    • 604 views
    • 
    • Tom Poje
    • March 16, 2017

47. Hardships / Self-Certification

    By austin3515, March 15, 2017
    • 10 replies
    • 2k views
    • 
    • RatherBeGolfing
    • March 16, 2017

48. Early Entry Deferrals/1 yr wait for match

    By Guest Effie Clark, February 28, 2000
    • 5 replies
    • 1.9k views
    • 
    • K2retire
    • March 16, 2017

49. Safe Harbor Nonelective with exclusions

    By AKPension, March 15, 2017
    • 5 replies
    • 601 views
    • 
    • ETA Consulting LLC
    • March 15, 2017

50. Cross tested Calc

    By Pammie57, March 14, 2017
    • 4 replies
    • 636 views
    • 
    • CuseFan
    • March 14, 2017