401(k) Plans

19,499 topics in this forum

1. can US citizen residing abroad serve as trustee of own solo 401(k) ?

   By JJA, October 16, 2015
   • 5 replies
   • 4.6k views
   • 
   • JJA
   • October 18, 2015

2. 401(a)(17) Annual Compensation Limit

   By Guest BenMngr08, March 18, 2008
   • 17 replies
   • 6.8k views
   • 
   • ETA Consulting LLC
   • October 18, 2015

3. 100% deferral, limited to 90% by payroll provider??

   By Craig Garner, October 14, 2015
   • 7 replies
   • 5k views
   • 
   • hr for me
   • October 15, 2015

4. Controll Group question

   By MaryM, October 13, 2015
   • 2 replies
   • 1k views
   • 
   • MaryM
   • October 15, 2015

5. Tiered match

   By R. Butler, October 14, 2015
   • 1 reply
   • 1.1k views
   • 
   • GMK
   • October 14, 2015

6. Imputed Income from Domestic Partner Benefits

   By Christine Roberts, February 26, 2010
   • 5 replies
   • 7.2k views
   • 
   • K2retire
   • October 12, 2015

7. Coverage/Discrimination Testing for Profit Sharing Contribution?

   By SRNPEBT, October 7, 2015
   • 8 replies
   • 4.1k views
   • 
   • Bird
   • October 12, 2015

8. ADP refund - wrong amount

   By pholosofizer, October 8, 2015
   • 3 replies
   • 1.5k views
   • 
   • austin3515
   • October 10, 2015

9. When can a forfeiture be recognized?

   By Vlad401k, October 8, 2015
   • 4 replies
   • 1.5k views
   • 
   • BG5150
   • October 8, 2015

10. Life Insurance proceeds, can this cash be rolled into a 401(k) Plan

    By cjbaustin, October 7, 2015
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • October 8, 2015

11. Compensation excluding bonus

    By khr, October 6, 2015
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • October 7, 2015

12. missed match on lost salary deferral opportunity

    By cpc0506, September 21, 2015
    • 3 replies
    • 2k views
    • 
    • BG5150
    • October 5, 2015

13. Safe Harbor Match suspended beginning of plan year

    By Gilmore, September 29, 2015
    • 4 replies
    • 1.1k views
    • 
    • K2retire
    • October 2, 2015

14. Signing Bonus / 401k

    By austin3515, October 2, 2015
    • 1 reply
    • 1.7k views
    • 
    • ETA Consulting LLC
    • October 2, 2015

15. Payroll period match and compensation limit

    By RPP2001, May 23, 2011
    • 5 replies
    • 6.2k views
    • 
    • Kevin C
    • October 2, 2015

16. Right to Privacy

    By austin3515, September 30, 2015
    • 7 replies
    • 4.6k views
    • 
    • Bill Presson
    • October 1, 2015

17. Wanting immediate entry but not for the interns

    By JPIngold, September 29, 2015
    • 4 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 30, 2015

18. Can a Safe Harbor 401 plan change eligibility during the year?

    By wcj99, September 29, 2015   

    • Safe Harbor 401k plan
    • 2 replies
    • 1.8k views
    • 
    • WCC
    • September 29, 2015

19. Automatic Enrollment - payperiod and start of deferrals

    By John Feldt ERPA CPC QPA, August 6, 2015   

    • Automatic enrollment
    • Pay period
    • (and 2 more)

      Tagged with:

      • Automatic enrollment
      • Pay period
      • cutoff
      • new entrants
    • 9 replies
    • 2.5k views
    • 
    • PJF414
    • September 29, 2015

20. Drafting Error - Safe Harbor 401(k)

    By benfranklin, September 28, 2015   

    • Safe Harbor
    • Drafting Error
    • 1 reply
    • 1.4k views
    • 
    • Earl
    • September 29, 2015

21. Terminating plan

    By EBDI, September 28, 2015
    • 11 replies
    • 4.8k views
    • 
    • Bird
    • September 29, 2015

22. New Plan - Okay with Successor Rule?

    By justanotheradmin, September 28, 2015   

    • successor
    • termination
    • 0 replies
    • 1.5k views
    • 
    • justanotheradmin
    • September 28, 2015

23. New Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • September 27, 2015

24. Big, Awesome Recordkeeper With a Bad Policy

    By austin3515, September 22, 2015
    • 14 replies
    • 2.1k views
    • 
    • K2retire
    • September 25, 2015

25. Discretionary match in Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 3 replies
    • 2k views
    • 
    • Dougsbpc
    • September 25, 2015

26. ADP/ACP failures - excess refunds to HCEs?

    By SRNPEBT, September 24, 2015
    • 0 replies
    • 1.9k views
    • 
    • SRNPEBT
    • September 24, 2015

27. Excluding Employees - Safe Harbor

    By CJS07, September 24, 2015   

    • Safe Harbor Non-Elective
    • coverage
    • (and 1 more)

      Tagged with:

      • Safe Harbor Non-Elective
      • coverage
      • exclusions
    • 2 replies
    • 3.7k views
    • 
    • Belgarath
    • September 24, 2015

28. Key employee determination when using predecessor service

    By TPAnnie, September 17, 2015
    • 14 replies
    • 2.5k views
    • 
    • TPAnnie
    • September 23, 2015

29. Max Deductible Question

    By austin3515, September 18, 2015
    • 1 reply
    • 996 views
    • 
    • PensionPro
    • September 23, 2015

30. Can a Control Group maintain a 401k and a SEP IRA

    By Vlad401k, September 22, 2015
    • 5 replies
    • 2.7k views
    • 
    • austin3515
    • September 23, 2015

31. Plan Term and Participant is unable to consent

    By Pixie, September 22, 2015
    • 1 reply
    • 984 views
    • 
    • MoJo
    • September 22, 2015

32. Contingent Benefit Rule - 401(k) Deferrals Limited Based on NQDC Deferrals

    By EBECatty, September 22, 2015
    • 0 replies
    • 1.5k views
    • 
    • EBECatty
    • September 22, 2015

33. 402(g) Exceeded - Gain/Loss

    By Vlad401k, September 21, 2015
    • 2 replies
    • 2.7k views
    • 
    • Tom Poje
    • September 21, 2015

34. ADP/ACP Testing for a Controlled Group

    By msmith, September 17, 2015
    • 8 replies
    • 2.7k views
    • 
    • msmith
    • September 21, 2015

35. Bad information used in testing

    By Zorro1k, September 18, 2015   

    • correction
    • refund
    • (and 4 more)

      Tagged with:

      • correction
      • refund
      • test
      • testing
      • adp
      • acp
    • 2 replies
    • 1.7k views
    • 
    • hr for me
    • September 21, 2015

36. Hardship / Casualty Loss

    By austin3515, June 30, 2014
    • 28 replies
    • 8.8k views
    • 
    • austin3515
    • September 21, 2015

37. Non-safe harbor definition of compensation applies on to PS

    By cpc0506, September 20, 2015
    • 1 reply
    • 976 views
    • 
    • Tom Poje
    • September 21, 2015

38. Missed deferral opportunity

    By cpc0506, September 18, 2015
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • September 18, 2015

39. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • September 18, 2015

40. Does a QNEC trigger exemption from TH for SH plan?

    By jkharvey, September 17, 2015
    • 0 replies
    • 884 views
    • 
    • jkharvey
    • September 17, 2015

41. Year-End Deadlines for 2016

    By 52626, September 15, 2015
    • 8 replies
    • 2.2k views
    • 
    • austin3515
    • September 16, 2015

42. Safe Harbor Top-Heavy Exempt

    By John Feldt ERPA CPC QPA, September 15, 2015   

    • Safe Harbor
    • Top-Heavy Exempt
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • Top-Heavy Exempt
      • excluded class
      • excluded employee
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • September 16, 2015

43. Service Spanning Rule and expected entry date

    By cpc0506, September 13, 2015   

    • Service Spanning Rule
    • 5 replies
    • 3k views
    • 
    • BG5150
    • September 15, 2015

44. 1563 Attribution & Spousal Exception

    By Dennis Povloski, September 14, 2015
    • 0 replies
    • 1.2k views
    • 
    • Dennis Povloski
    • September 14, 2015

45. Forfeitures To Offset Safe Harbor

    By austin3515, September 2, 2015
    • 24 replies
    • 2.8k views
    • 
    • BG5150
    • September 14, 2015

46. Age 18 Vesting Exception

    By Vlad401k, September 9, 2015
    • 3 replies
    • 2k views
    • 
    • BG5150
    • September 9, 2015

47. Depositing Lost Earnings

    By Planadmin456, September 3, 2015
    • 5 replies
    • 2.3k views
    • 
    • K2retire
    • September 9, 2015

48. odd match formula failing BRF?

    By AlbanyConsultant, August 25, 2015
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • September 9, 2015

49. Cite prohibiting 2000 Hours of Service for benefit accrual?

    By Flyboyjohn, September 4, 2015
    • 5 replies
    • 1.3k views
    • 
    • Flyboyjohn
    • September 8, 2015

50. last day provision

    By EBDI, September 3, 2015
    • 8 replies
    • 2k views
    • 
    • rcline46
    • September 8, 2015