401(k) Plans

19,321 topics in this forum

1. Late ADP ACP corrections

   By Tom, April 5, 2024
   • 4 replies
   • 1.4k views
   • 
   • Bri
   • April 9, 2024

2. Wrongly distributed 401K post death

   By Executor, October 10, 2024
   • 4 replies
   • 851 views
   • 
   • justanotheradmin
   • October 14, 2024

3. LTPT Exhaustion

   By thepensionmaven, December 7, 2024
   • 4 replies
   • 977 views
   • 
   • thepensionmaven
   • December 11, 2024

4. Amending benefit accrual requirements and anti-cutback concerns

   By Guest Kelly Igel, February 4, 2002
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • February 6, 2002

5. Maxing at $40,000

   By Guest TAG, October 25, 2002
   • 4 replies
   • 1.5k views
   • 
   • kocak
   • October 31, 2002

6. Coverage Test/Waiver of Participation

   By MattHSC, March 15, 2023
   • 4 replies
   • 1.1k views
   • 
   • Bill Presson
   • March 16, 2023

7. Failure to Withhold 20%

   By goldtpa, May 28, 2004
   • 4 replies
   • 4.1k views
   • 
   • alanm
   • May 28, 2004

8. Late SH plan amendment

   By DTH, March 13, 2006
   • 4 replies
   • 1.9k views
   • 
   • Jim Chad
   • March 16, 2006

9. Minimum deferral to get a match

   By fiona1, September 7, 2011
   • 4 replies
   • 1.6k views
   • 
   • Tom Poje
   • September 8, 2011

10. Has a SIMPLE and wants a 401(k)

    By Jim Chad, July 26, 2013
    • 4 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • July 29, 2013

11. RMD when Roth and pretax in a 401(k) plan

    By Tom, August 15, 2023
    • 4 replies
    • 3.4k views
    • 
    • Paul I
    • August 17, 2023

12. Increasing eligibility requirements

    By Guest Marshall Franklin, May 7, 2001
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • May 7, 2001

13. Redemption Fees

    By Guest cgodfrey, April 27, 2005
    • 4 replies
    • 1.8k views
    • 
    • Bird
    • April 28, 2005

14. Why omit HCEs from 3% safe harbor contribution?

    By Guest rickw, March 14, 2006
    • 4 replies
    • 1.5k views
    • 
    • Bird
    • March 14, 2006

15. Suspend safe harbor/significant event rules

    By Guest Peggy806, March 25, 2009
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • March 25, 2009

16. Maximum 401(k) Match

    By retbenser, December 9, 2010
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • December 9, 2010

17. Missed Deferral Opportunity/Match - QNEC deposit

    By TPApril, August 15, 2023
    • 4 replies
    • 1.6k views
    • 
    • austin3515
    • August 17, 2023

18. timing of switching testing methods

    By Tom Poje, November 22, 2005
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • November 23, 2005

19. Is employer/plan sponsor required to permit deferrals past age 70.5

    By Guest kprhok, August 14, 2007
    • 4 replies
    • 1.8k views
    • 
    • Belgarath
    • August 14, 2007

20. loan payment

    By Earl, November 4, 2010
    • 4 replies
    • 1.2k views
    • 
    • 12AX7
    • November 5, 2010

21. Section 125 Cafeteria benefits and deferral into 401k plan

    By 30Rock, December 6, 2014
    • 4 replies
    • 2.6k views
    • 
    • GBurns
    • December 9, 2014

22. Compensation spreadsheet and checklist

    By Sammiemor, January 31, 2018
    • 4 replies
    • 1.6k views
    • 
    • thepensionmaven
    • October 1, 2019

23. Union participants after the plan is changed to exclude union employees

    By AlbanyConsultant, July 9, 2018
    • 4 replies
    • 1.6k views
    • 
    • AlbanyConsultant
    • July 11, 2018

24. Suspension of 401k loan repayments

    By DDB BN, April 3, 2020
    • 4 replies
    • 1.1k views
    • 
    • DDB BN
    • April 3, 2020

25. Plan sponsor is 100% owned by an ESOP - who is a key employee?

    By Tom, March 16, 2023
    • 4 replies
    • 1.6k views
    • 
    • Nate S
    • March 20, 2023

26. Do excess contributions automatically "convert" to catch-up contributions ?

    By Guest hyper, March 9, 2004
    • 4 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2004

27. Self-employed one-person 401(k)

    By Guest Judy S, November 4, 2004
    • 4 replies
    • 1.3k views
    • 
    • mbozek
    • November 4, 2004

28. Fraudulent Use of Social Security Number

    By Below Ground, November 3, 2006
    • 4 replies
    • 2.1k views
    • 
    • Below Ground
    • November 3, 2006

29. Real Estate in a Profit Sharing Plan

    By Guest ellah, November 7, 2007
    • 4 replies
    • 4.6k views
    • 
    • Guest
    • November 7, 2007

30. SH Triple Stack Match

    By Guest Jstriley, February 8, 2011
    • 4 replies
    • 4.1k views
    • 
    • Tom Poje
    • February 9, 2011

31. Hardship for a home, but falls through

    By austin3515, April 1, 2011
    • 4 replies
    • 2.6k views
    • 
    • masteff
    • April 6, 2011

32. Defaulted Loan

    By Guest NPS Darren, June 28, 2011
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • June 28, 2011

33. Business acquisition - separate safe harbor 401k plans

    By Belgarath, May 28, 2015
    • 4 replies
    • 981 views
    • 
    • Belgarath
    • May 28, 2015

34. death benefits

    By mehmgo, August 18, 2016
    • 4 replies
    • 761 views
    • 
    • GMK
    • August 18, 2016

35. SEP IRA, Simple IRA, and a potential 401(k) plan…?

    By Puffinator, April 1, 2019   

    • sep ira simple ira potential 401(k) plan
    • planning pitfalls
    • 4 replies
    • 587 views
    • 
    • Kevin C
    • April 3, 2019

36. Partial Termination

    By Guest Dwang, September 16, 2010
    • 4 replies
    • 1.4k views
    • 
    • austin3515
    • September 17, 2010

37. Hardships and Special Tax Notice

    By austin3515, October 10, 2011
    • 4 replies
    • 2.3k views
    • 
    • doombuggy
    • October 17, 2011

38. Candian Employee

    By Guest jark, March 27, 2014
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • March 28, 2014

39. Regulations concerning ex-patriots of US qualified DC plans

    By Guest ATaylor, March 11, 1999
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 23, 1999

40. Ability to defer 100% of compensation

    By Guest Diane DuFresne, October 8, 2002
    • 4 replies
    • 4.2k views
    • 
    • david rigby
    • October 8, 2002

41. Question related to Benefits, rights and features

    By jkharvey, November 28, 2004
    • 4 replies
    • 1.6k views
    • 
    • AndyH
    • November 29, 2004

42. Employer limits HCE contributoins

    By BG5150, January 14, 2009
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • January 15, 2009

43. Related Rollover?

    By Guest BarbaraG, July 16, 2009
    • 4 replies
    • 6.2k views
    • 
    • Laura Harrington
    • July 17, 2009

44. prior year terminated participants

    By Chippy, July 16, 2010
    • 4 replies
    • 1.5k views
    • 
    • Tom Poje
    • July 16, 2010

45. Top Heavy Determination / 401(k) Test Failure

    By Guest Kevin Mitch, June 28, 2011
    • 4 replies
    • 2.4k views
    • 
    • 12AX7
    • June 30, 2011

46. 415 limit

    By Lori H, July 17, 2012
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • July 18, 2012

47. auto enrollment failure

    By Earl, January 7, 2016
    • 4 replies
    • 1.2k views
    • 
    • EBECatty
    • January 8, 2016

48. Hardship distributions-- what are "other events provided for in r

    By Guest Milt Colegrove, August 19, 1999
    • 4 replies
    • 2.6k views
    • 
    • MWeddell
    • September 1, 1999

49. Related employers - NOND testing, mandatory aggregation, permissive ag

    By James Matt Ullakko, April 15, 2001
    • 4 replies
    • 2.9k views
    • 
    • James Matt Ullakko
    • April 19, 2001

50. Loan Rollover into a plan

    By FundeK, July 16, 2004
    • 4 replies
    • 1.8k views
    • 
    • QDROphile
    • July 16, 2004