401(k) Plans

19,334 topics in this forum

1. Maximum Annual Addition for Non-Calendar Plan Year End

   By Guest Albatross, October 29, 2008
   • 4 replies
   • 2.3k views
   • 
   • Lou S.
   • October 30, 2008

2. int. PS formula no longer good?

   By Guest noans, May 14, 2009
   • 4 replies
   • 1.4k views
   • 
   • Tom Poje
   • May 15, 2009

3. When are Sole Prop's 401(k) Deferrals due?

   By CJS07, October 7, 2011
   • 4 replies
   • 1.2k views
   • 
   • mbozek
   • October 8, 2011

4. Entry date for employee with service recognized from another employer

   By AKconsult, October 17, 2016
   • 4 replies
   • 1.1k views
   • 
   • chc93
   • October 18, 2016

5. Urgently Need help: 2018 Excess Employer contribution self-correction

   By hameshatumkochaha, July 10, 2020
   • 4 replies
   • 512 views
   • 
   • hameshatumkochaha
   • July 14, 2020

6. Late ADP ACP corrections

   By Tom, April 5, 2024
   • 4 replies
   • 1.5k views
   • 
   • Bri
   • April 9, 2024

7. Wrongly distributed 401K post death

   By Executor, October 10, 2024
   • 4 replies
   • 881 views
   • 
   • justanotheradmin
   • October 14, 2024

8. LTPT Exhaustion

   By thepensionmaven, December 7, 2024
   • 4 replies
   • 997 views
   • 
   • thepensionmaven
   • December 11, 2024

9. Amending benefit accrual requirements and anti-cutback concerns

   By Guest Kelly Igel, February 4, 2002
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • February 6, 2002

10. Maxing at $40,000

    By Guest TAG, October 25, 2002
    • 4 replies
    • 1.5k views
    • 
    • kocak
    • October 31, 2002

11. Coverage Test/Waiver of Participation

    By MattHSC, March 15, 2023
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 16, 2023

12. Failure to Withhold 20%

    By goldtpa, May 28, 2004
    • 4 replies
    • 4.1k views
    • 
    • alanm
    • May 28, 2004

13. Late SH plan amendment

    By DTH, March 13, 2006
    • 4 replies
    • 1.9k views
    • 
    • Jim Chad
    • March 16, 2006

14. Minimum deferral to get a match

    By fiona1, September 7, 2011
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • September 8, 2011

15. Has a SIMPLE and wants a 401(k)

    By Jim Chad, July 26, 2013
    • 4 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • July 29, 2013

16. RMD when Roth and pretax in a 401(k) plan

    By Tom, August 15, 2023
    • 4 replies
    • 3.5k views
    • 
    • Paul I
    • August 17, 2023

17. Increasing eligibility requirements

    By Guest Marshall Franklin, May 7, 2001
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • May 7, 2001

18. Redemption Fees

    By Guest cgodfrey, April 27, 2005
    • 4 replies
    • 1.8k views
    • 
    • Bird
    • April 28, 2005

19. Why omit HCEs from 3% safe harbor contribution?

    By Guest rickw, March 14, 2006
    • 4 replies
    • 1.5k views
    • 
    • Bird
    • March 14, 2006

20. Suspend safe harbor/significant event rules

    By Guest Peggy806, March 25, 2009
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • March 25, 2009

21. Maximum 401(k) Match

    By retbenser, December 9, 2010
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • December 9, 2010

22. Missed Deferral Opportunity/Match - QNEC deposit

    By TPApril, August 15, 2023
    • 4 replies
    • 1.6k views
    • 
    • austin3515
    • August 17, 2023

23. timing of switching testing methods

    By Tom Poje, November 22, 2005
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • November 23, 2005

24. Is employer/plan sponsor required to permit deferrals past age 70.5

    By Guest kprhok, August 14, 2007
    • 4 replies
    • 1.8k views
    • 
    • Belgarath
    • August 14, 2007

25. loan payment

    By Earl, November 4, 2010
    • 4 replies
    • 1.2k views
    • 
    • 12AX7
    • November 5, 2010

26. Section 125 Cafeteria benefits and deferral into 401k plan

    By 30Rock, December 6, 2014
    • 4 replies
    • 2.6k views
    • 
    • GBurns
    • December 9, 2014

27. Compensation spreadsheet and checklist

    By Sammiemor, January 31, 2018
    • 4 replies
    • 1.6k views
    • 
    • thepensionmaven
    • October 1, 2019

28. Union participants after the plan is changed to exclude union employees

    By AlbanyConsultant, July 9, 2018
    • 4 replies
    • 1.7k views
    • 
    • AlbanyConsultant
    • July 11, 2018

29. Suspension of 401k loan repayments

    By DDB BN, April 3, 2020
    • 4 replies
    • 1.1k views
    • 
    • DDB BN
    • April 3, 2020

30. Plan sponsor is 100% owned by an ESOP - who is a key employee?

    By Tom, March 16, 2023
    • 4 replies
    • 1.7k views
    • 
    • Nate S
    • March 20, 2023

31. Do excess contributions automatically "convert" to catch-up contributions ?

    By Guest hyper, March 9, 2004
    • 4 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2004

32. Self-employed one-person 401(k)

    By Guest Judy S, November 4, 2004
    • 4 replies
    • 1.3k views
    • 
    • mbozek
    • November 4, 2004

33. Fraudulent Use of Social Security Number

    By Below Ground, November 3, 2006
    • 4 replies
    • 2.1k views
    • 
    • Below Ground
    • November 3, 2006

34. Real Estate in a Profit Sharing Plan

    By Guest ellah, November 7, 2007
    • 4 replies
    • 4.6k views
    • 
    • Guest
    • November 7, 2007

35. SH Triple Stack Match

    By Guest Jstriley, February 8, 2011
    • 4 replies
    • 4.1k views
    • 
    • Tom Poje
    • February 9, 2011

36. Hardship for a home, but falls through

    By austin3515, April 1, 2011
    • 4 replies
    • 2.6k views
    • 
    • masteff
    • April 6, 2011

37. Defaulted Loan

    By Guest NPS Darren, June 28, 2011
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • June 28, 2011

38. Business acquisition - separate safe harbor 401k plans

    By Belgarath, May 28, 2015
    • 4 replies
    • 983 views
    • 
    • Belgarath
    • May 28, 2015

39. death benefits

    By mehmgo, August 18, 2016
    • 4 replies
    • 776 views
    • 
    • GMK
    • August 18, 2016

40. SEP IRA, Simple IRA, and a potential 401(k) plan…?

    By Puffinator, April 1, 2019   

    • sep ira simple ira potential 401(k) plan
    • planning pitfalls
    • 4 replies
    • 598 views
    • 
    • Kevin C
    • April 3, 2019

41. Partial Termination

    By Guest Dwang, September 16, 2010
    • 4 replies
    • 1.4k views
    • 
    • austin3515
    • September 17, 2010

42. Hardships and Special Tax Notice

    By austin3515, October 10, 2011
    • 4 replies
    • 2.3k views
    • 
    • doombuggy
    • October 17, 2011

43. Candian Employee

    By Guest jark, March 27, 2014
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • March 28, 2014

44. Regulations concerning ex-patriots of US qualified DC plans

    By Guest ATaylor, March 11, 1999
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 23, 1999

45. Ability to defer 100% of compensation

    By Guest Diane DuFresne, October 8, 2002
    • 4 replies
    • 4.2k views
    • 
    • david rigby
    • October 8, 2002

46. Question related to Benefits, rights and features

    By jkharvey, November 28, 2004
    • 4 replies
    • 1.6k views
    • 
    • AndyH
    • November 29, 2004

47. Employer limits HCE contributoins

    By BG5150, January 14, 2009
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • January 15, 2009

48. Related Rollover?

    By Guest BarbaraG, July 16, 2009
    • 4 replies
    • 6.3k views
    • 
    • Laura Harrington
    • July 17, 2009

49. prior year terminated participants

    By Chippy, July 16, 2010
    • 4 replies
    • 1.5k views
    • 
    • Tom Poje
    • July 16, 2010

50. Top Heavy Determination / 401(k) Test Failure

    By Guest Kevin Mitch, June 28, 2011
    • 4 replies
    • 2.4k views
    • 
    • 12AX7
    • June 30, 2011