401(k) Plans

19,337 topics in this forum

1. Timing Questions - Roth Employer Contributions

   By AllThingsForGood, January 9, 2025
   • 4 replies
   • 825 views
   • 
   • AllThingsForGood
   • January 9, 2025

2. HArdship Distribution Documentation / IRS NEwsletter

   By austin3515, April 20, 2015
   • 4 replies
   • 3.2k views
   • 
   • austin3515
   • April 21, 2015

3. ACP Prior Year Test Failure

   By pam@bbm, May 9, 2016
   • 4 replies
   • 1.3k views
   • 
   • BG5150
   • May 10, 2016

4. New Plan 2018 No Deposits No Reporting

   By ldr, October 2, 2019   

   • new plan
   • 5500-ez
   • 4 replies
   • 763 views
   • 
   • msmith
   • October 3, 2019

5. 401k Deferral or Corrective Contribution or Unallocated Suspense account?

   By cheersmate, October 3, 2022   

   • safe harbor 401k
   • cross tested 401k
   • (and 1 more)

     Tagged with:

     • safe harbor 401k
     • cross tested 401k
     • w-2
   • 4 replies
   • 742 views
   • 
   • Nate S
   • October 7, 2022

6. Elective deferrals not stopped after hardship withdrawal - consequence

   By Jon Chambers, May 3, 2000
   • 4 replies
   • 2k views
   • 
   • davef
   • May 5, 2000

7. Hardship Withdrawal Requirements

   By Guest Kelly Igel, June 6, 2001
   • 4 replies
   • 2.1k views
   • 
   • MWeddell
   • June 6, 2001

8. Veba

   By fidu, June 13, 2002
   • 4 replies
   • 1.6k views
   • 
   • fidu
   • June 13, 2002

9. ADP Testing of an LLC

   By Guest dstran, June 7, 2003
   • 4 replies
   • 1.7k views
   • 
   • Guest
   • June 9, 2003

10. When does employer have to contribute deferrals into plan's trust fund? When does trust fund have to invest them?

    By Guest Carl C, September 21, 2003
    • 4 replies
    • 1.8k views
    • 
    • mbozek
    • September 22, 2003

11. Eligibility & Probationary Period

    By Stash026, July 9, 2021
    • 4 replies
    • 3k views
    • 
    • Mike Preston
    • July 10, 2021

12. Plan design for hotel chain. Control group issues.

    By Guest tlrhodes, May 13, 1999
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • May 20, 1999

13. Parent - Adult Child Attribution

    By DonnieMichelada, June 28, 2024   

    • controlled group
    • attribution
    • 4 replies
    • 1.9k views
    • 
    • DonnieMichelada
    • July 2, 2024

14. Deferral From Bonus Paid After Severance

    By Guest CJK, July 20, 2001
    • 4 replies
    • 4.4k views
    • 
    • MWeddell
    • July 23, 2001

15. Disregarded Entities

    By Guest mcw, August 8, 2003
    • 4 replies
    • 3.2k views
    • 
    • Guest
    • August 12, 2003

16. Change to Ineligible Class

    By rlb64, May 6, 2005
    • 4 replies
    • 2.7k views
    • 
    • david rigby
    • May 7, 2005

17. 401(k) audit requirements

    By Guest J Snelling, April 1, 2009
    • 4 replies
    • 2.9k views
    • 
    • Kevin C
    • April 2, 2009

18. safe harbor plan termination

    By thepensionmaven, September 8, 2016
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • September 8, 2016

19. Prior year testing Question

    By PaulL, February 3, 2023
    • 4 replies
    • 883 views
    • 
    • Bri
    • February 6, 2023

20. Cashing out 401k

    By Hartek, April 29, 2024
    • 4 replies
    • 850 views
    • 
    • ratherbereading
    • April 29, 2024

21. Underfunded Plans (2nd request)

    By fidu, December 30, 2002
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • December 31, 2002

22. Can my company force me to liquidate my 401(k) holdings?

    By Guest jenadams99, April 20, 2004
    • 4 replies
    • 2.3k views
    • 
    • E as in ERISA
    • April 21, 2004

23. 2005 Limits

    By Brian Gallagher, October 20, 2004
    • 4 replies
    • 1.4k views
    • 
    • david rigby
    • October 20, 2004

24. Payroll advance - and repayment issues

    By Guest MaryMac, October 18, 2006
    • 4 replies
    • 3.7k views
    • 
    • Guest
    • October 19, 2006

25. Loan help

    By greg, August 16, 2019
    • 4 replies
    • 556 views
    • 
    • Lou S.
    • August 16, 2019

26. Plan adopted, no action - still effective?

    By TPApril, July 27, 2022
    • 4 replies
    • 793 views
    • 
    • TPApril
    • July 28, 2022

27. Closed MEP and audit requirement?

    By justanotheradmin, September 6, 2023
    • 4 replies
    • 1.1k views
    • 
    • Terry Power
    • September 8, 2023

28. Optional Match True-Up

    By Lauren0507, November 2, 2023
    • 4 replies
    • 1.5k views
    • 
    • BG5150
    • November 2, 2023

29. 2001 5500 - Distributions of loan balances with separation from servic

    By Guest Consult401k, April 11, 2002
    • 4 replies
    • 1.4k views
    • 
    • JohnCheek
    • April 13, 2002

30. 80/120 Rule

    By BPG916, January 14
    • 4 replies
    • 411 views
    • 
    • david rigby
    • January 15

31. Is spousal consent required to make required mimimum distributions?

    By Guest MikeD, February 12, 2004
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • February 12, 2004

32. Safe Harbor 401k - Spouse Earning the 402(g) Limit

    By Guest Robin S. Vatalaro, March 30, 2004
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • March 31, 2004

33. Judgment a reported tax event

    By Guest RD73, June 22, 2007
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • June 22, 2007

34. simple IRA and Safe Harbor 401(k)

    By Lori H, April 28, 2008
    • 4 replies
    • 1.4k views
    • 
    • Tom Poje
    • April 29, 2008

35. out of plan Rewards for 401(k) deferrals?

    By chuTzPA, February 25, 2013
    • 4 replies
    • 1.2k views
    • 
    • chuTzPA
    • February 26, 2013

36. Interaction of self-employment income and real estate investments

    By UM1234, June 15, 2015
    • 4 replies
    • 927 views
    • 
    • ESOP Guy
    • June 17, 2015

37. SHNE to SHM

    By thepensionmaven, December 1, 2020
    • 4 replies
    • 2k views
    • 
    • Bird
    • December 3, 2020

38. Question regarding allocation of plan expenses

    By Guest VEBA Las Vegas, February 12, 2004
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 14, 2004

39. Control Group question when a trust is an owner

    By cpc0506, April 8, 2013
    • 4 replies
    • 1.9k views
    • 
    • masteff
    • April 8, 2013

40. Safe Harbor "maybe" - when plan language is currently silent

    By Belgarath, November 14, 2013
    • 4 replies
    • 1.2k views
    • 
    • Kevin C
    • November 14, 2013

41. Audits for 2019

    By Jodi, April 20, 2020
    • 4 replies
    • 621 views
    • 
    • msmith
    • April 22, 2020

42. Partner with Negative Self Employment Income and PPP Forgiveness

    By Mr Bagwell, March 9, 2022
    • 4 replies
    • 1.2k views
    • 
    • Dare Johnson
    • March 10, 2022

43. 401(a) clarification

    By Guest IRaceTA, July 23, 2004
    • 4 replies
    • 1.3k views
    • 
    • rcline46
    • July 23, 2004

44. plan audit

    By Lori H, January 31, 2006
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • February 1, 2006

45. Money Type

    By Guest jkhan, May 4, 2012
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • May 9, 2012

46. Two Plans under same Employer

    By cpc0506, October 25, 2012
    • 4 replies
    • 2.2k views
    • 
    • PensionPro
    • October 25, 2012

47. Sole Proprietor, HCEs and Attribution

    By imchipbrown, August 15, 2013
    • 4 replies
    • 1.5k views
    • 
    • imchipbrown
    • August 15, 2013

48. Compensation for SHNE 401(k) plan

    By Craig Garner, June 15, 2015
    • 4 replies
    • 5k views
    • 
    • QDROphile
    • June 16, 2015

49. EACA amendment to ACA mid year

    By bmore1147, June 6, 2020
    • 4 replies
    • 2.8k views
    • 
    • bmore1147
    • June 9, 2020

50. controlled group, two plans, failing coverage - problems!

    By AlbanyConsultant, March 9, 2021
    • 4 replies
    • 1.1k views
    • 
    • AlbanyConsultant
    • March 10, 2021