401(k) Plans

19,321 topics in this forum

1. EGTRRA Amendment timelines

   By Guest money40, December 31, 2008
   • 4 replies
   • 1.5k views
   • 
   • Peanut Butter Man
   • January 14, 2009

2. Effective Availability

   By BTG, May 29, 2009
   • 4 replies
   • 1.5k views
   • 
   • K2retire
   • May 29, 2009

3. Completely Discretionary Match in Safe Harbor Profit Sharing plan

   By 401king, December 13, 2012
   • 4 replies
   • 1.6k views
   • 
   • BG5150
   • December 14, 2012

4. 404(a)(5) Notices

   By 52626, October 3, 2013
   • 4 replies
   • 2.6k views
   • 
   • Guest
   • October 7, 2013

5. 401k Hardship withdrawl for purchase of primary residence

   By Watson, March 7, 2019
   • 4 replies
   • 5.6k views
   • 
   • Doc Ument
   • March 7, 2019

6. Are employers ready to provide an incentive for 401(k) deferrals?

   By Peter Gulia, February 11, 2023
   • 4 replies
   • 1.3k views
   • 
   • G8Rs
   • February 15, 2023

7. Age weighted formula & TH

   By Guest algeis, June 9, 2011
   • 4 replies
   • 1.5k views
   • 
   • Tom Poje
   • June 10, 2011

8. 415 limit

   By PFranckowiak, October 25, 2011
   • 4 replies
   • 1.7k views
   • 
   • John Feldt ERPA CPC QPA
   • October 27, 2011

9. Auto Enroll and Escalate? Well maybe......

   By Mr Bagwell, November 15, 2016
   • 4 replies
   • 1k views
   • 
   • TPAJake
   • November 18, 2016

10. 401k Plan terminated

    By kcarter430, January 18, 2024
    • 4 replies
    • 1.2k views
    • 
    • GregR
    • January 20, 2024

11. MPP merger and Last Day Rule

    By Guest Tara Curran, January 31, 2003
    • 4 replies
    • 1.2k views
    • 
    • 2muchstress
    • January 31, 2003

12. Amending SIMPLE 401k to 401k

    By Guest Ddalk, June 10, 2003
    • 4 replies
    • 1.8k views
    • 
    • R. Butler
    • June 11, 2003

13. 401(k) Written Plan Document

    By Guest SCUDDESLER, September 3, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • September 3, 2003

14. Post mortem Qdro

    By Guest babyspider555, August 26, 2005
    • 4 replies
    • 2k views
    • 
    • mbozek
    • August 26, 2005

15. Schedule A vs. Schedule C: TPA Compensation

    By ldr, November 12, 2018   

    • 5500
    • revenue sharing
    • (and 1 more)

      Tagged with:

      • 5500
      • revenue sharing
      • tpa fees
    • 4 replies
    • 1.6k views
    • 
    • ldr
    • November 13, 2018

16. Correcting Failed 401(m) Ratio % Test

    By Catch22PGM, March 13, 2021   

    • coverage test
    • ratio percent test
    • 4 replies
    • 1.1k views
    • 
    • Catch22PGM
    • March 14, 2021

17. Unnamed contingent beneficiaries: Children or Estate

    By TPApril, May 10, 2021
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • May 12, 2021

18. Question on "old rule" restructuring + current year/prior ye

    By KJohnson, January 12, 2001
    • 4 replies
    • 1.7k views
    • 
    • KJohnson
    • January 15, 2001

19. Help with QNEC calculation.

    By Guest Francie Purnell, April 25, 2001
    • 4 replies
    • 6.4k views
    • 
    • Guest
    • April 25, 2001

20. Coverage Test - Controlled Group

    By Guest tbyrd, August 12, 2003
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • August 14, 2003

21. Bad Asset - Correction

    By justanotheradmin, March 18, 2016
    • 4 replies
    • 696 views
    • 
    • justanotheradmin
    • March 18, 2016

22. Match in Excess of Cap

    By bzorc, January 11, 2017
    • 4 replies
    • 513 views
    • 
    • BG5150
    • January 11, 2017

23. Fiduciary Rule

    By Scuba 401, June 8, 2017
    • 4 replies
    • 837 views
    • 
    • Scuba 401
    • June 9, 2017

24. Vesting tied to participation vs service

    By pbarrett, May 28, 1999
    • 4 replies
    • 2.4k views
    • 
    • david rigby
    • June 15, 1999

25. EINs and 1099s

    By KJohnson, December 21, 1999
    • 4 replies
    • 1.7k views
    • 
    • KJohnson
    • February 9, 2000

26. Participating employer withdrawal from plan

    By Belgarath, April 24, 2023
    • 4 replies
    • 954 views
    • 
    • EBECatty
    • April 26, 2023

27. Divorced participant dies w/out changing beneficiary designation that

    By Guest M. Massaro, November 7, 2000
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • November 8, 2000

28. Prior Year ADP & Current Year ACP Testing

    By Guest ChopperPilot, February 19, 2003
    • 4 replies
    • 1.7k views
    • 
    • Mike Preston
    • February 20, 2003

29. QNEC from ESOP??

    By Guest erisa15, March 7, 2003
    • 4 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • March 10, 2003

30. Shifting QMACs of HCEs to ADP

    By Jeff Kirtner, June 10, 2003
    • 4 replies
    • 2.3k views
    • 
    • Tom Poje
    • June 12, 2003

31. Bond question on small plan with non-qual assets

    By pbarrett, August 19, 2004
    • 4 replies
    • 1.2k views
    • 
    • Earl
    • August 20, 2004

32. Can safe harbor contributions be turned off/on, year to year?

    By Santo Gold, September 24, 2006
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • September 25, 2006

33. Excluded HCEs, top heavy plan

    By John Feldt ERPA CPC QPA, October 26, 2011
    • 4 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • October 26, 2011

34. 1983 Waiver of RMD

    By 52626, January 15, 2014
    • 4 replies
    • 1.8k views
    • 
    • masteff
    • January 15, 2014

35. Old 401k moved without direction

    By XrayLemi, February 28, 2015   

    • 401k
    • 4 replies
    • 1.4k views
    • 
    • XrayLemi
    • March 25, 2015

36. Excess Roth

    By thepensionmaven, October 8, 2020
    • 4 replies
    • 690 views
    • 
    • Luke Bailey
    • October 8, 2020

37. Increasing Deferral Rates by Employees

    By Guest Tracy, June 14, 1999
    • 4 replies
    • 1.5k views
    • 
    • Tom Poje
    • June 16, 1999

38. Long-Term Disability Er Paid Premiums

    By austin3515, February 13, 2023
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • April 14, 2025

39. 401(k) Election Not Implemented

    By Guest kharris, January 3, 2003
    • 4 replies
    • 1.8k views
    • 
    • RCK
    • January 10, 2003

40. Can an employer that has both union and non-union employees allow all to join one plan?

    By Guest Why, October 1, 2004
    • 4 replies
    • 3.2k views
    • 
    • david rigby
    • October 1, 2004

41. Amendment due date

    By rlb64, February 9, 2005
    • 4 replies
    • 1.7k views
    • 
    • rlb64
    • February 11, 2005

42. Restricting Deferrals in Top Heavy Plan

    By Guest trumpy, October 14, 2005
    • 4 replies
    • 1.4k views
    • 
    • jquazza
    • October 14, 2005

43. Safe Harbor with Company Stock

    By 401_4_ever, January 16, 2007
    • 4 replies
    • 1.6k views
    • 
    • 401_4_ever
    • January 19, 2007

44. "Compensation" excludes bonuses

    By Guest Mr. Kite, January 26, 2009
    • 4 replies
    • 1.7k views
    • 
    • rcline46
    • January 27, 2009

45. Quick, Cheap Way to Find Lost Participants

    By austin3515, August 23, 2011
    • 4 replies
    • 1.6k views
    • 
    • david rigby
    • August 23, 2011

46. Otherwise excludable

    By cdavis25, February 27, 2018
    • 4 replies
    • 3.9k views
    • 
    • cdavis25
    • February 27, 2018

47. Prohibited Transaction Purchase of Life Insurance from Plan

    By Ananda, November 9, 2021
    • 4 replies
    • 1.5k views
    • 
    • CuseFan
    • November 10, 2021

48. 402(g) limit is exceeded

    By Jakyasar, February 13, 2023
    • 4 replies
    • 849 views
    • 
    • Nate S
    • February 16, 2023

49. Vesting and Early Retirement Age

    By Guest robynkash, April 25, 2001
    • 4 replies
    • 3.4k views
    • 
    • RCK
    • April 3, 2003

50. What happens to excess 3% Safe Harbor cont. if made during the year?

    By Guest jusducki, February 9, 2005
    • 4 replies
    • 1.4k views
    • 
    • Jim Chad
    • February 12, 2005