401(k) Plans

19,334 topics in this forum

1. Ineligible employee allowed to defer to 401k

   By ConnieStorer, September 20, 2024
   • 4 replies
   • 1.6k views
   • 
   • Ilene Ferenczy
   • September 24, 2024

2. ADP/ACP testing and NQ Deferred Comp Plans

   By Guest Laura A Anderson, June 18, 2002
   • 4 replies
   • 1.5k views
   • 
   • E as in ERISA
   • June 20, 2002

3. Administrative Expenses

   By austin3515, August 14, 2003
   • 4 replies
   • 1.6k views
   • 
   • david rigby
   • August 15, 2003

4. Roth 401(k)

   By Guest lskin, September 26, 2005
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • September 29, 2005

5. 401k

   By Guest dblduo, June 3, 2008
   • 4 replies
   • 1.6k views
   • 
   • jevd
   • June 4, 2008

6. Deceased Participant no beneficiary

   By MBCarey, March 17, 2009
   • 4 replies
   • 2.7k views
   • 
   • J Simmons
   • March 17, 2009

7. Rollover 401k by Israeli Citizen

   By Guest scott34, August 27, 2009
   • 4 replies
   • 2.1k views
   • 
   • MWeddell
   • August 31, 2009

8. 401(k) - Loan Default

   By waid10, October 20, 2009
   • 4 replies
   • 2.5k views
   • 
   • masteff
   • October 21, 2009

9. MEP, adopting employer and 408b2 requirement

   By WCC, August 8, 2018
   • 4 replies
   • 1.2k views
   • 
   • justanotheradmin
   • August 9, 2018

10. For the automatic-contribution requirement, what is the employer?

    By Peter Gulia, March 29, 2025
    • 4 replies
    • 613 views
    • 
    • Peter Gulia
    • March 30, 2025

11. Weird issue with fund group

    By stevena, October 26, 2004
    • 4 replies
    • 1.4k views
    • 
    • stevena
    • October 27, 2004

12. part-timers and eligibility

    By Guest ARSNASH, April 2, 2007
    • 4 replies
    • 2.9k views
    • 
    • J Simmons
    • April 3, 2007

13. transfer to new investment advisor

    By Guest erisaauditor, September 24, 2009
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • September 28, 2009

14. Predessor service and entry date

    By 30Rock, October 1, 2010
    • 4 replies
    • 1.1k views
    • 
    • 12AX7
    • October 6, 2010

15. Does 401K pretax contribution stop automatically at limit?

    By Guest Rita555, February 27, 2011
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • February 28, 2011

16. Deemed 125 Compensation?

    By Briandfox, January 14, 2015
    • 4 replies
    • 13.2k views
    • 
    • Briandfox
    • January 16, 2015

17. T Rowe Price 401k plan

    By csanch11, July 1, 2019
    • 4 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • July 2, 2019

18. Compensation - Pro rating or pre-effective date

    By PMC, October 18, 2001
    • 4 replies
    • 2.2k views
    • 
    • Medusa
    • October 18, 2001

19. Forfeitures not used

    By Guest deathbycashcall, January 10, 2006
    • 4 replies
    • 1.9k views
    • 
    • stephen
    • January 10, 2006

20. Covered vs Non Covered Employment

    By justatester, February 23, 2009
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • February 24, 2009

21. forfeiture account uses

    By Guest newport, November 29, 2010
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • November 29, 2010

22. Corrective Contribution

    By blue, February 28, 2011
    • 4 replies
    • 2.9k views
    • 
    • BG5150
    • March 1, 2011

23. Forfeitures from a DC plan to fund a DB plan of the same ER

    By AdKu, April 24, 2017
    • 4 replies
    • 844 views
    • 
    • Tom Poje
    • April 24, 2017

24. Deferral Change frequency

    By Santo Gold, January 28, 2025
    • 4 replies
    • 1.4k views
    • 
    • Artie M
    • January 29, 2025

25. Imputing Disparity in a Non-Cross Tested 401(k) Plan with 3% non-elect

    By Guest Dave Danziger, July 29, 2002
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • July 30, 2002

26. Help ASAP! Former Key Employee Accounts

    By sloble@crowleyfleck.com, October 5, 2004
    • 4 replies
    • 2.2k views
    • 
    • sloble@crowleyfleck.com
    • October 5, 2004

27. investment advice to participants

    By k man, October 18, 2005
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • November 3, 2005

28. Deferrals Not Calculated Correctly

    By Guest DCquestioner, February 23, 2009
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 24, 2009

29. Tiered Safe Harbor Match

    By Guest Grumpy456, August 27, 2009
    • 4 replies
    • 4.1k views
    • 
    • Guest
    • August 28, 2009

30. In-plan Roth conversions

    By Guest Sieve, November 29, 2010
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • December 1, 2010

31. TH Minimum required by plan document to be made as QNEC

    By jkharvey, June 17, 2014   

    • Is it required to be in ADP?
    • 4 replies
    • 1.1k views
    • 
    • Kevin C
    • June 18, 2014

32. New Plan Termination

    By coleboy, March 6, 2017
    • 4 replies
    • 609 views
    • 
    • Lou S.
    • March 6, 2017

33. Safe Harbor Contributions Used in ACP Test

    By ABeach, December 14, 2020
    • 4 replies
    • 1k views
    • 
    • MWeddell
    • December 14, 2020

34. Is it OK not to take out 401(k) contributions if paycheck is small?

    By richyboycaldo, July 27, 2021
    • 4 replies
    • 1.4k views
    • 
    • 401king
    • July 28, 2021

35. Non-Profit Org 401(k) contribution limit

    By Guest kaybe, June 22, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • July 6, 1999

36. Safe Harbor 401(k) Plan

    By John Feldt ERPA CPC QPA, May 31, 2007
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • August 17, 2007

37. I'm lost

    By Guest feinstein@earthlink.net, October 27, 2007
    • 4 replies
    • 2k views
    • 
    • BG5150
    • November 2, 2007

38. 2009 3% Non-Elective Safe Harbor Contribution

    By Guest Mannix, November 18, 2009
    • 4 replies
    • 1.2k views
    • 
    • MWeddell
    • November 24, 2009

39. Forced distributions timing

    By Guest BarbaraB, June 10, 2010
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • June 10, 2010

40. "Advanced" plan consulting (seminars / training resources?)

    By 401QUE, January 24, 2013
    • 4 replies
    • 1.4k views
    • 
    • 401QUE
    • January 25, 2013

41. re-characterization of minimum contribution to pass ADP test

    By Guest mdelin, June 17, 2014   

    • QNEC
    • 401k
    • (and 2 more)

      Tagged with:

      • QNEC
      • 401k
      • ADP
      • top heavy
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • June 19, 2014

42. contribution deadline extended to July 15 for PLLC

    By thepensionmaven, March 24, 2020
    • 4 replies
    • 736 views
    • 
    • Larry Starr
    • March 25, 2020

43. Is Form 5500 Due In Year 1 If No Contributions Made?

    By Stash026, October 15, 2020
    • 4 replies
    • 748 views
    • 
    • CuseFan
    • October 15, 2020

44. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 847 views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

45. Avoiding Single-Employer Treatment for Portfolio Company Benefits

    By NonQualified, January 29, 2025
    • 4 replies
    • 943 views
    • 
    • Peter Gulia
    • January 29, 2025

46. Gap Period Income

    By Guest Rutager, December 20, 2006
    • 4 replies
    • 3.8k views
    • 
    • Guest
    • January 30, 2007

47. Merging SH 401(k) and non-SH 401(k) mid year

    By lexi, March 9, 2007
    • 4 replies
    • 2k views
    • 
    • PMC
    • March 13, 2007

48. Holding Account

    By Guest johnberube, January 30, 2009
    • 4 replies
    • 2.9k views
    • 
    • rcline46
    • February 2, 2009

49. Prevailing Wage Plan

    By Christopher Wilson, May 19, 2021
    • 4 replies
    • 3.1k views
    • 
    • Doc Ument
    • May 21, 2021

50. Eligibility when an employee has less than 1000 hours.

    By Guest Sara H, January 29, 1999
    • 4 replies
    • 2.6k views
    • 
    • MWeddell
    • February 1, 1999