401(k) Plans

19,321 topics in this forum

1. Deceased Participant no beneficiary

   By MBCarey, March 17, 2009
   • 4 replies
   • 2.6k views
   • 
   • J Simmons
   • March 17, 2009

2. Rollover 401k by Israeli Citizen

   By Guest scott34, August 27, 2009
   • 4 replies
   • 2.1k views
   • 
   • MWeddell
   • August 31, 2009

3. 401(k) - Loan Default

   By waid10, October 20, 2009
   • 4 replies
   • 2.5k views
   • 
   • masteff
   • October 21, 2009

4. MEP, adopting employer and 408b2 requirement

   By WCC, August 8, 2018
   • 4 replies
   • 1.2k views
   • 
   • justanotheradmin
   • August 9, 2018

5. For the automatic-contribution requirement, what is the employer?

   By Peter Gulia, March 29, 2025
   • 4 replies
   • 593 views
   • 
   • Peter Gulia
   • March 30, 2025

6. Weird issue with fund group

   By stevena, October 26, 2004
   • 4 replies
   • 1.4k views
   • 
   • stevena
   • October 27, 2004

7. part-timers and eligibility

   By Guest ARSNASH, April 2, 2007
   • 4 replies
   • 2.9k views
   • 
   • J Simmons
   • April 3, 2007

8. transfer to new investment advisor

   By Guest erisaauditor, September 24, 2009
   • 4 replies
   • 1.3k views
   • 
   • Guest
   • September 28, 2009

9. Predessor service and entry date

   By 30Rock, October 1, 2010
   • 4 replies
   • 1.1k views
   • 
   • 12AX7
   • October 6, 2010

10. Does 401K pretax contribution stop automatically at limit?

    By Guest Rita555, February 27, 2011
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • February 28, 2011

11. Deemed 125 Compensation?

    By Briandfox, January 14, 2015
    • 4 replies
    • 13.2k views
    • 
    • Briandfox
    • January 16, 2015

12. T Rowe Price 401k plan

    By csanch11, July 1, 2019
    • 4 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • July 2, 2019

13. Compensation - Pro rating or pre-effective date

    By PMC, October 18, 2001
    • 4 replies
    • 2.2k views
    • 
    • Medusa
    • October 18, 2001

14. Forfeitures not used

    By Guest deathbycashcall, January 10, 2006
    • 4 replies
    • 1.9k views
    • 
    • stephen
    • January 10, 2006

15. Covered vs Non Covered Employment

    By justatester, February 23, 2009
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • February 24, 2009

16. forfeiture account uses

    By Guest newport, November 29, 2010
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • November 29, 2010

17. Corrective Contribution

    By blue, February 28, 2011
    • 4 replies
    • 2.9k views
    • 
    • BG5150
    • March 1, 2011

18. Forfeitures from a DC plan to fund a DB plan of the same ER

    By AdKu, April 24, 2017
    • 4 replies
    • 840 views
    • 
    • Tom Poje
    • April 24, 2017

19. Deferral Change frequency

    By Santo Gold, January 28, 2025
    • 4 replies
    • 1.3k views
    • 
    • Artie M
    • January 29, 2025

20. Imputing Disparity in a Non-Cross Tested 401(k) Plan with 3% non-elect

    By Guest Dave Danziger, July 29, 2002
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • July 30, 2002

21. Help ASAP! Former Key Employee Accounts

    By sloble@crowleyfleck.com, October 5, 2004
    • 4 replies
    • 2.2k views
    • 
    • sloble@crowleyfleck.com
    • October 5, 2004

22. investment advice to participants

    By k man, October 18, 2005
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • November 3, 2005

23. Deferrals Not Calculated Correctly

    By Guest DCquestioner, February 23, 2009
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 24, 2009

24. Tiered Safe Harbor Match

    By Guest Grumpy456, August 27, 2009
    • 4 replies
    • 4.1k views
    • 
    • Guest
    • August 28, 2009

25. In-plan Roth conversions

    By Guest Sieve, November 29, 2010
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • December 1, 2010

26. TH Minimum required by plan document to be made as QNEC

    By jkharvey, June 17, 2014   

    • Is it required to be in ADP?
    • 4 replies
    • 1.1k views
    • 
    • Kevin C
    • June 18, 2014

27. New Plan Termination

    By coleboy, March 6, 2017
    • 4 replies
    • 605 views
    • 
    • Lou S.
    • March 6, 2017

28. Safe Harbor Contributions Used in ACP Test

    By ABeach, December 14, 2020
    • 4 replies
    • 1k views
    • 
    • MWeddell
    • December 14, 2020

29. Is it OK not to take out 401(k) contributions if paycheck is small?

    By richyboycaldo, July 27, 2021
    • 4 replies
    • 1.4k views
    • 
    • 401king
    • July 28, 2021

30. Non-Profit Org 401(k) contribution limit

    By Guest kaybe, June 22, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • July 6, 1999

31. Safe Harbor 401(k) Plan

    By John Feldt ERPA CPC QPA, May 31, 2007
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • August 17, 2007

32. I'm lost

    By Guest feinstein@earthlink.net, October 27, 2007
    • 4 replies
    • 2k views
    • 
    • BG5150
    • November 2, 2007

33. 2009 3% Non-Elective Safe Harbor Contribution

    By Guest Mannix, November 18, 2009
    • 4 replies
    • 1.2k views
    • 
    • MWeddell
    • November 24, 2009

34. Forced distributions timing

    By Guest BarbaraB, June 10, 2010
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • June 10, 2010

35. "Advanced" plan consulting (seminars / training resources?)

    By 401QUE, January 24, 2013
    • 4 replies
    • 1.4k views
    • 
    • 401QUE
    • January 25, 2013

36. re-characterization of minimum contribution to pass ADP test

    By Guest mdelin, June 17, 2014   

    • QNEC
    • 401k
    • (and 2 more)

      Tagged with:

      • QNEC
      • 401k
      • ADP
      • top heavy
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • June 19, 2014

37. contribution deadline extended to July 15 for PLLC

    By thepensionmaven, March 24, 2020
    • 4 replies
    • 728 views
    • 
    • Larry Starr
    • March 25, 2020

38. Is Form 5500 Due In Year 1 If No Contributions Made?

    By Stash026, October 15, 2020
    • 4 replies
    • 738 views
    • 
    • CuseFan
    • October 15, 2020

39. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 829 views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

40. Avoiding Single-Employer Treatment for Portfolio Company Benefits

    By NonQualified, January 29, 2025
    • 4 replies
    • 922 views
    • 
    • Peter Gulia
    • January 29, 2025

41. Gap Period Income

    By Guest Rutager, December 20, 2006
    • 4 replies
    • 3.8k views
    • 
    • Guest
    • January 30, 2007

42. Merging SH 401(k) and non-SH 401(k) mid year

    By lexi, March 9, 2007
    • 4 replies
    • 2k views
    • 
    • PMC
    • March 13, 2007

43. Holding Account

    By Guest johnberube, January 30, 2009
    • 4 replies
    • 2.9k views
    • 
    • rcline46
    • February 2, 2009

44. Prevailing Wage Plan

    By Christopher Wilson, May 19, 2021
    • 4 replies
    • 3.1k views
    • 
    • Doc Ument
    • May 21, 2021

45. Eligibility when an employee has less than 1000 hours.

    By Guest Sara H, January 29, 1999
    • 4 replies
    • 2.6k views
    • 
    • MWeddell
    • February 1, 1999

46. Responsibility of new TPA for error by prior TPA

    By Guest W J Parks, June 8, 2000
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • June 9, 2000

47. True-up Question - Safe Harbor Match

    By metsfan026, September 23, 2024
    • 4 replies
    • 708 views
    • 
    • austin3515
    • September 24, 2024

48. Std plan -- immediate eligiblity for full timers, but not interns?

    By R. Butler, September 26, 2001
    • 4 replies
    • 2k views
    • 
    • Tom Poje
    • September 27, 2001

49. Repeal of Multiple Use Test

    By Guest cjk, October 18, 2002
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • October 22, 2002

50. Adding an After Tax Plan

    By Guest klg, June 12, 2003
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 12, 2003