401(k) Plans

19,321 topics in this forum

1. average 401(k) participation rates

   By Guest buyertoday, July 7, 2003
   • 4 replies
   • 2.9k views
   • 
   • Guest
   • July 14, 2003

2. IRS deleting trust EINs

   By Kimberly S, February 7, 2008
   • 4 replies
   • 1.5k views
   • 
   • Mike Preston
   • February 8, 2008

3. Top-heavy Minimum / Change from Excluded Class

   By austin3515, March 9, 2015
   • 4 replies
   • 2.3k views
   • 
   • austin3515
   • March 10, 2015

4. Mid year amendment to safe harbor

   By Bird, May 24, 2016
   • 4 replies
   • 1.4k views
   • 
   • Mike Preston
   • May 25, 2016

5. Added SHM to plan mid-year. Oops

   By BG5150, July 2, 2019
   • 4 replies
   • 550 views
   • 
   • BG5150
   • July 3, 2019

6. Plan Admin checked wrong selection on QDRO form

   By Nicole, February 21, 2023
   • 4 replies
   • 937 views
   • 
   • fmsinc
   • February 21, 2023

7. Prior Service Credit and Maximum Number of Years Credited

   By Guest amm19, July 29, 2002
   • 4 replies
   • 2.2k views
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   • MGB
   • July 30, 2002

8. Safe Harbor Plan

   By pmacduff, December 1, 2003
   • 4 replies
   • 1.3k views
   • 
   • R. Butler
   • December 1, 2003

9. ADP failure refunds

   By pmacduff, February 18, 2004
   • 4 replies
   • 2.5k views
   • 
   • pmacduff
   • February 19, 2004

10. off calendar year

    By FJR, November 18, 2004
    • 4 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • November 18, 2004

11. match made on payroll basis

    By Guest LoloV, March 4, 2005
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • March 5, 2005

12. H2B Workers

    By Guest Thornton, September 27, 2006
    • 4 replies
    • 5.3k views
    • 
    • Guest
    • September 29, 2006

13. State elective withholding

    By Guest andmik, July 26, 2001
    • 4 replies
    • 2k views
    • 
    • pmacduff
    • July 27, 2001

14. IRA Rollover

    By Guest MCarey1, May 30, 2002
    • 4 replies
    • 1.6k views
    • 
    • Appleby
    • April 29, 2003

15. Change in Match -- Any issues?

    By Mr Bagwell, July 26, 2016   

    • match
    • 4 replies
    • 966 views
    • 
    • Mr Bagwell
    • July 26, 2016

16. Nonqualified Plan Distribution and Eligible 401(k) Compensation

    By PensionPro, March 12, 2019
    • 4 replies
    • 599 views
    • 
    • CuseFan
    • March 14, 2019

17. participant under 72 dies, beneficiary is over 72 - RMD?

    By AlbanyConsultant, August 17, 2022
    • 4 replies
    • 962 views
    • 
    • AlbanyConsultant
    • August 17, 2022

18. Not getting the full benefit of a match - true-up provisions

    By Guest Hardy Eubanks, February 23, 2000
    • 4 replies
    • 1.8k views
    • 
    • MWeddell
    • February 24, 2000

19. QACA 2-6 year graded vesting

    By Sarah73, May 15, 2024
    • 4 replies
    • 1.1k views
    • 
    • Tom Veal
    • May 17, 2024

20. QMACs in ADP test

    By Guest jae3207, February 7, 2006
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • February 10, 2006

21. Active Particpant in 401k wants to Roll over his IRA into plan to avoid RMD

    By PainPA, March 17, 2010
    • 4 replies
    • 2.3k views
    • 
    • PainPA
    • March 17, 2010

22. Fiscal Year Deferral Limit vs calender year limit

    By Cathy from Chicago, September 2, 2010
    • 4 replies
    • 3.6k views
    • 
    • Tom Poje
    • September 30, 2010

23. Simple K Plan - to reg K Plan

    By HarleyBabe, August 29, 2013
    • 4 replies
    • 1k views
    • 
    • ETA Consulting LLC
    • August 29, 2013

24. Merger/Acquisition where one corp sponsors a SIMPLE-IRA

    By Belgarath, March 6, 2018
    • 4 replies
    • 3k views
    • 
    • Belgarath
    • March 6, 2018

25. Deferrals based on clawed-back bonus

    By HCE, August 17, 2022
    • 4 replies
    • 1.3k views
    • 
    • HCE
    • August 18, 2022

26. Can terminated 401(k) participants roll over company stock to a new co

    By Guest msearle, November 6, 1999
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • November 12, 1999

27. Excluding certain HCE's from 3% safe harbor contribution

    By Richard Anderson, February 23, 2000
    • 4 replies
    • 3.4k views
    • 
    • AndyH
    • February 24, 2000

28. Year of Service

    By Guest GRIMY, January 7, 2003
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • January 7, 2003

29. Missing Participants/Terminating Plan

    By Guest Donaldson, May 6, 2003
    • 4 replies
    • 2.2k views
    • 
    • E as in ERISA
    • May 8, 2003

30. Switching from basic to enhanced match

    By Santo Gold, May 1, 2007
    • 4 replies
    • 1.9k views
    • 
    • Kevin C
    • May 1, 2007

31. Investment Advisor Fees

    By Guest BenefitMgr, March 17, 2010
    • 4 replies
    • 1.6k views
    • 
    • MSN
    • March 17, 2010

32. Failure to notify employee of 401K eligibility

    By Guest mission444, November 10, 2012
    • 4 replies
    • 17.2k views
    • 
    • Recartuck
    • December 14, 2016

33. Salaried & Equivalency for Hours

    By Craig Schiller, July 16, 2013   

    • False equivalency
    • 4 replies
    • 4.5k views
    • 
    • ForksnKnives
    • July 22, 2013

34. Discretionary Match Forfeitures

    By Cobras59, April 25, 2017
    • 4 replies
    • 595 views
    • 
    • Cobras59
    • April 25, 2017

35. S/H 401(k) and General Test Based on Allocation Rates

    By MarZDoates, November 17, 2017
    • 4 replies
    • 652 views
    • 
    • MarZDoates
    • November 20, 2017

36. Adding EACA Mid-Year

    By austin3515, November 20, 2018
    • 4 replies
    • 5.8k views
    • 
    • Doc Ument
    • November 20, 2018

37. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 510 views
    • 
    • MWeddell
    • August 26, 2020

38. 401(k) catch up plus a maxed out SEP

    By AJC, May 20, 2021
    • 4 replies
    • 744 views
    • 
    • Kevin C
    • May 28, 2021

39. 5330 related for lost earnings on late 401k deferral deposit - is there a minimum?

    By Jakyasar, July 28, 2021
    • 4 replies
    • 1.3k views
    • 
    • D Lewis
    • August 4, 2021

40. Death Benefit with loan

    By Guest CGBS, June 13, 2000
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • June 14, 2000

41. Delinquent or not? 5500-EZ

    By bjuneure, September 21, 2023
    • 4 replies
    • 778 views
    • 
    • David Schultz
    • September 22, 2023

42. Loans & Hardships

    By Brian Gallagher, March 28, 2003
    • 4 replies
    • 1.5k views
    • 
    • Mike Preston
    • April 17, 2003

43. Excess Deferral... or not

    By Guest ccl, January 7, 2009
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • January 9, 2009

44. 10% Early Withdrawal Tax on Non-Roth After Tax

    By Guest BWNWE, March 1, 2012
    • 4 replies
    • 6.2k views
    • 
    • ETA Consulting LLC
    • March 2, 2012

45. Carve Out Method

    By CLE401kGuy, January 22, 2014
    • 4 replies
    • 4k views
    • 
    • Tom Poje
    • January 23, 2014

46. SH Match True-Up

    By khn, May 7, 2015
    • 4 replies
    • 1.3k views
    • 
    • khn
    • May 8, 2015

47. Sole Proprietor has a loss

    By Egold, March 28, 2022
    • 4 replies
    • 876 views
    • 
    • Egold
    • March 29, 2022

48. 401(k) SIMPLE WHERE PREVIOUS PLAN EXISTED

    By Guest JB2, February 3, 1999
    • 4 replies
    • 1.7k views
    • 
    • LCARUSI
    • February 5, 1999

49. Rollover from an IRA to a Qualified Plan

    By Guest carsca, November 6, 2002
    • 4 replies
    • 1.6k views
    • 
    • 2muchstress
    • November 7, 2002

50. Hardship Withdrawal Documentation

    By Guest Madison, July 2, 2007
    • 4 replies
    • 9k views
    • 
    • Peter Gulia
    • July 3, 2007