401(k) Plans

19,337 topics in this forum

1. Combined Testing

   By sdix401k, June 14, 2012
   • 2 replies
   • 1.7k views
   • 
   • sdix401k
   • June 15, 2012

2. Any advantages for a plan year different from employer tax year?

   By Guest Doug Johnston, May 26, 2002
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • June 7, 2002

3. Terminating Safe Harbor After Notice Sent but Before Year Starts

   By Guest DuChamp, December 26, 2012
   • 3 replies
   • 1.7k views
   • 
   • MWeddell
   • December 28, 2012

4. Roth 401(k) and Brokerage Accounts

   By KateSmithPA, February 26, 2009
   • 3 replies
   • 1.7k views
   • 
   • Appleby
   • June 11, 2009

5. ACAs, QACAs & EACAs

   By Tom Poje, September 8, 2009
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • September 30, 2009

6. CPA Audit

   By Guest Kevin1, June 18, 2010
   • 5 replies
   • 1.7k views
   • 
   • Bill Presson
   • April 9, 2011

7. vesting

   By Guest le190, September 16, 1999
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • September 16, 1999

8. Loan Program

   By austin3515, January 16, 2003
   • 3 replies
   • 1.7k views
   • 
   • Alf
   • January 21, 2003

9. How do you deal with affiliated employers?

   By SteveH, August 31, 2006
   • 5 replies
   • 1.7k views
   • 
   • Blinky the 3-eyed Fish
   • September 1, 2006

10. Option to *not* defer on bonus comp?

    By Guest Jay345, November 14, 2012
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • November 14, 2012

11. Plan sponsor is 100% owned by an ESOP - who is a key employee?

    By Tom, March 16, 2023
    • 4 replies
    • 1.7k views
    • 
    • Nate S
    • March 20, 2023

12. Must an employer using a non-standardized prototype document file for

    By Guest Mark Manning, March 31, 1999
    • 3 replies
    • 1.7k views
    • 
    • MWeddell
    • March 31, 1999

13. Required Minimum Distribution-2010

    By jala, February 2, 2010
    • 5 replies
    • 1.7k views
    • 
    • jala
    • February 4, 2010

14. Over Match

    By Safeharbor29, June 8, 2015   

    • correction
    • safe harbor
    • (and 1 more)

      Tagged with:

      • correction
      • safe harbor
      • compensation limit
    • 1 reply
    • 1.7k views
    • 
    • Kevin C
    • June 10, 2015

15. Does a one person 401(k) Plan have to receive and submit a SPD?

    By Guest Michael Anderson, December 2, 2004
    • 2 replies
    • 1.7k views
    • 
    • No Name
    • December 3, 2004

16. employee and employer contribution

    By thepensionmaven, May 28, 2025
    • 6 replies
    • 1.7k views
    • 
    • Paul I
    • June 1, 2025

17. Integrated Top Heavy Plans with Match

    By Guest At Peace, July 27, 2004
    • 2 replies
    • 1.7k views
    • 
    • Tom Poje
    • July 28, 2004

18. Terminated Employee?

    By Archimage, January 22, 2003
    • 7 replies
    • 1.7k views
    • 
    • Archimage
    • January 23, 2003

19. Owner of 2 businesses, not control group... Simple and 401k in same year

    By K-t-F, July 30, 2004
    • 8 replies
    • 1.7k views
    • 
    • K-t-F
    • August 4, 2004

20. No Beneficiary Designation On File

    By waid10, July 12, 2012
    • 4 replies
    • 1.7k views
    • 
    • Peanut Butter Man
    • July 13, 2012

21. No elective deferral suspension for non-hardship in-service distribution....Right?

    By ERISAatty, May 19, 2011
    • 3 replies
    • 1.7k views
    • 
    • QDROphile
    • May 20, 2011

22. Top-Heavy aggregation with Terminated Plan and 416(g)(3)

    By KJohnson, September 18, 2002
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • July 11, 2003

23. safe harbor notice

    By cpc0506, December 3, 2012
    • 3 replies
    • 1.7k views
    • 
    • Kevin C
    • December 3, 2012

24. 401(k) PSP deferral deposit question

    By doombuggy, June 8, 2011
    • 4 replies
    • 1.7k views
    • 
    • doombuggy
    • June 9, 2011

25. 401(k) Illustration Software

    By Dawn Hafner, May 30, 2000
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • May 31, 2000

26. Separate Loan Policy

    By Guest Iwonder, March 12, 2010
    • 5 replies
    • 1.7k views
    • 
    • BG5150
    • March 15, 2010

27. Hardship request

    By Guest Achilles, January 4, 2005
    • 5 replies
    • 1.7k views
    • 
    • WDIK
    • January 5, 2005

28. Off Calendar Catch-Ups - SOLUTION!

    By austin3515, June 6, 2008
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • June 16, 2008

29. ADP refunds after the participant distributed.

    By Guest JennNew, February 26, 2003
    • 1 reply
    • 1.7k views
    • 
    • ccassetty
    • February 27, 2003

30. Hardship withdrawals-down payment on home

    By Guest Lonnie Tomlin, November 19, 2001
    • 1 reply
    • 1.7k views
    • 
    • R. Butler
    • November 20, 2001

31. ADP Calculation

    By Guest Beavis, December 7, 1998
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • December 7, 1998

32. What does between 5 and 10 mean?

    By austin3515, February 17, 2015
    • 9 replies
    • 1.7k views
    • 
    • imchipbrown
    • March 16, 2015

33. Net Unrealized Appreciation following Acquisition

    By Jon Chambers, August 8, 2001
    • 2 replies
    • 1.7k views
    • 
    • Jon Chambers
    • August 8, 2001

34. Eliminate DB stuff from DC plan? I hope?

    By Guest SJPrince, September 29, 2000
    • 5 replies
    • 1.7k views
    • 
    • david rigby
    • September 29, 2000

35. How to record Plan Net Credits on Form 5500SF

    By pam@bbm, April 6, 2021
    • 6 replies
    • 1.7k views
    • 
    • Peter Gulia
    • April 7, 2021

36.  If SH is removed mid-year due to acquisition, do SH provisions apply for that year and you don't need to worry about ADP testing?

    By Chris123, April 27, 2021
    • 8 replies
    • 1.7k views
    • 
    • Chris123
    • April 29, 2021

37. Dividend Reinvestment Program (Drip) in qualified plan

    By Hoard1, June 4, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • June 4, 1999

38. Prohibited Transactions

    By Guest Pippy, November 1, 2012
    • 10 replies
    • 1.7k views
    • 
    • Guest
    • November 5, 2012

39. Question on "old rule" restructuring + current year/prior ye

    By KJohnson, January 12, 2001
    • 4 replies
    • 1.7k views
    • 
    • KJohnson
    • January 15, 2001

40. 404 Comp under EGTRRA

    By KJohnson, November 7, 2001
    • 2 replies
    • 1.7k views
    • 
    • KJohnson
    • November 7, 2001

41. 401(k) Plans with over 100 participants?

    By Guest Michael Anderson, February 10, 2005
    • 6 replies
    • 1.7k views
    • 
    • BeckyMiller
    • March 8, 2005

42. Form 5500 Archive Link

    By Guest Robin Hopkins, June 28, 2000
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • June 30, 2000

43. reimbursement for investment expense

    By justanotheradmin, July 10, 2019
    • 9 replies
    • 1.7k views
    • 
    • Bird
    • July 12, 2019

44. ESOP top-off calculations / spreadsheets

    By Guest Amit, June 21, 2002
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • June 21, 2002

45. Coronavirus DIstribution Timing

    By Christine Roberts, June 4, 2021
    • 11 replies
    • 1.7k views
    • 
    • MoJo
    • June 8, 2021

46. Plan Amendments

    By Guest AJM 34, September 11, 2007
    • 5 replies
    • 1.7k views
    • 
    • Bird
    • September 14, 2007

47. 402(g) Excess in ADP test?

    By BG5150, February 25, 2022
    • 5 replies
    • 1.7k views
    • 
    • Melissa2115
    • March 31, 2022

48. Safe Harbor 401(k) and forfeitures

    By Guest wcoleman, May 21, 2003
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • May 22, 2003

49. Mid-year safe harbor rules

    By Guest PJTEN, February 20, 2007
    • 2 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 21, 2007

50. Deferrals not withheld

    By Bird, February 14, 2008
    • 2 replies
    • 1.7k views
    • 
    • Bird
    • February 18, 2008