401(k) Plans

19,321 topics in this forum

1. Midyear replacement of SIMPLE IRA with SH 401k - effective dates

   By 401KIA, April 29, 2025
   • 3 replies
   • 917 views
   • 
   • 401KIA
   • April 30, 2025

2. Anti-Cut back

   By Guest swodad, July 15, 2003
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • July 16, 2003

3. Safe Harbor 401(k) Plan Vesting Question

   By Guest blackdo2, November 30, 2004
   • 3 replies
   • 1.4k views
   • 
   • JanetM
   • November 30, 2004

4. Amending a PS plan to add a Safe Harbor 401(k) provision

   By katieinny, October 11, 2007
   • 3 replies
   • 1.9k views
   • 
   • Tom Poje
   • October 12, 2007

5. Control Group question

   By cpc0506, August 19, 2016   

   • CG and Intl Company
   • 3 replies
   • 693 views
   • 
   • QDROphile
   • August 20, 2016

6. 401k Plan Mergers - Required (??) "grandfathering" of lower

   By Guest Pat2, January 30, 2003
   • 3 replies
   • 1.9k views
   • 
   • Mike Preston
   • January 31, 2003

7. ADP testing question

   By billfgrady, December 24, 2003
   • 3 replies
   • 1.4k views
   • 
   • Tom Poje
   • December 31, 2003

8. Can a qualified US 401(k) Plan accept a rollover contribution from a Puero Rico 1165(a) Plan?

   By Guest erisamelissa, March 24, 2004
   • 3 replies
   • 2.8k views
   • 
   • Guest
   • June 6, 2013

9. merger situation

   By Kimberly S, July 15, 2008
   • 3 replies
   • 1.3k views
   • 
   • JanetM
   • July 16, 2008

10. 401(k) Plan investment review

    By Guest ojs000, March 2, 2010
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • March 10, 2010

11. Met eligibility, terminated before entry, rehired

    By kwalified, November 28, 2012
    • 3 replies
    • 2k views
    • 
    • kwalified
    • November 29, 2012

12. Discriminatory Matching Formula?

    By WesleyT, March 26, 2013
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • March 26, 2013

13. Maxing Out Deferral

    By coleboy, December 8, 2017
    • 3 replies
    • 1.2k views
    • 
    • jsample
    • December 11, 2017

14. current & prior year testing q

    By Earl, August 5, 2000
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • May 10, 2002

15. Fair Market Value every year for EZ filers?

    By Brenda Wren, August 15, 2024
    • 3 replies
    • 583 views
    • 
    • CuseFan
    • August 16, 2024

16. Top heavy 401(k) - multiple employer plan - Relius Admin

    By pmacduff, April 13, 2004
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • April 14, 2004

17. ADP refunds after full balance already distributed

    By jkharvey, October 31, 2008
    • 3 replies
    • 1.5k views
    • 
    • K2retire
    • November 3, 2008

18. Summary Plan Description-Poorly Written

    By Guest dsw713, September 17, 2010
    • 3 replies
    • 978 views
    • 
    • Belgarath
    • September 17, 2010

19. Removing Safe Harbor Provisions

    By justatester, August 8, 2011
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • August 9, 2011

20. 132(j) Comp and Matching Contributions

    By srhall, July 16, 2020   

    • 401k
    • 132(j)
    • (and 2 more)

      Tagged with:

      • 401k
      • 132(j)
      • match
      • employer contribution
    • 3 replies
    • 460 views
    • 
    • Alonzo Church
    • July 17, 2020

21. Auto Enrollment Tax Credit

    By austin3515, November 11, 2020
    • 3 replies
    • 663 views
    • 
    • Catch22PGM
    • November 17, 2020

22. Tiered Matching Contributions

    By Guest Laura Millwood, November 9, 1998
    • 3 replies
    • 2.6k views
    • 
    • Tom Poje
    • November 11, 1998

23. Question re QSLOB Analysis

    By Cephas, August 15, 2024
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • August 17, 2024

24. Safe Harbor Plan and Controlled Group

    By Guest cxs, September 13, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 22, 2005

25. Participant Loan

    By MarZDoates, January 30, 2007
    • 3 replies
    • 1.2k views
    • 
    • MarZDoates
    • January 30, 2007

26. When forfeitures pay admin expenses....

    By Guest DCPensionGal, September 17, 2010
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • September 20, 2010

27. control group testing

    By EBDI, March 28, 2014
    • 3 replies
    • 1.1k views
    • 
    • EBDI
    • April 1, 2014

28. Death Benefit payable to Child

    By austin3515, October 15, 2014
    • 3 replies
    • 1.6k views
    • 
    • Peter Gulia
    • October 16, 2014

29. Recharacterizing Deferrals as Catch Up to Pass 401(a)4

    By Vlad401k, July 29, 2015
    • 3 replies
    • 923 views
    • 
    • Vlad401k
    • July 29, 2015

30. Entry Date Compensation of $0

    By Vlad401k, February 22, 2021
    • 3 replies
    • 779 views
    • 
    • C. B. Zeller
    • February 24, 2021

31. Cycle 3 Discretionary Match - When is the first notice due?

    By 401king, January 17, 2023
    • 3 replies
    • 565 views
    • 
    • RatherBeGolfing
    • January 17, 2023

32. Matching Contributions With Monthly Plan Entry

    By metsfan026, August 17, 2023
    • 3 replies
    • 450 views
    • 
    • BG5150
    • August 22, 2023

33. Plan's a mess...Late Deposits, 5500, 5330, DOL Audit

    By LMK TPA, December 14, 2023
    • 3 replies
    • 1k views
    • 
    • RatherBeGolfing
    • December 18, 2023

34. Applying extra loan repayments

    By Guest darrensoup, November 28, 2005
    • 3 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • November 28, 2005

35. Company name on AA does not match the w-2

    By cpc0506, February 6, 2015
    • 3 replies
    • 1.3k views
    • 
    • cpc0506
    • February 6, 2015

36. missed match on lost salary deferral opportunity

    By cpc0506, September 21, 2015
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • October 5, 2015

37. Determining 5% Owners in a Controlled Group

    By Susan S., February 29, 2016
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • March 1, 2016

38. QNEC & Catch-up

    By wifrbr, March 28, 2018
    • 3 replies
    • 966 views
    • 
    • Kac1214
    • March 28, 2018

39. Safe Harbor Cross-tested Plan

    By SDS, July 11, 2018
    • 3 replies
    • 622 views
    • 
    • Tom Poje
    • July 11, 2018

40. Multiple Plan Entry Requirements

    By metsfan026, August 20, 2021
    • 3 replies
    • 481 views
    • 
    • C. B. Zeller
    • August 20, 2021

41. Elapsed time vs. actual method

    By k man, March 28, 2000
    • 3 replies
    • 5.6k views
    • 
    • Guest
    • April 18, 2001

42. Break-in-Service & Eligibility

    By metsfan026, August 17, 2023
    • 3 replies
    • 690 views
    • 
    • CuseFan
    • August 18, 2023

43. self-employed er's opening 401(k)

    By Guest M.N. Ouellette, September 13, 2001
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • September 17, 2001

44. How to handle 401K contributions on a paycheck.

    By Guest m3Rheino, October 27, 2005
    • 3 replies
    • 2.2k views
    • 
    • JDuns
    • October 28, 2005

45. Safe Harbor notice - OOPS!

    By PAL, December 13, 2007
    • 3 replies
    • 1.3k views
    • 
    • JanetM
    • December 13, 2007

46. 401(k) Deferral on Net or Gross Compensation?

    By Alex Daisy, January 15, 2009
    • 3 replies
    • 3.3k views
    • 
    • 401king
    • January 21, 2009

47. excluded HCEs

    By K2retire, February 11, 2009
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • February 12, 2009

48. Can young owner terminate solo 401(k) plan, convert all to Roth IRA, then adopt new plan?

    By Guest Kentuckiana, June 21, 2010
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • June 21, 2010

49. Opting out of Er Paid Health Insurance

    By austin3515, January 10, 2011
    • 3 replies
    • 3.1k views
    • 
    • austin3515
    • January 11, 2011

50. In Plan Roth Conversion

    By Lou S., April 4, 2011
    • 3 replies
    • 1.7k views
    • 
    • Lou S.
    • April 5, 2011