401(k) Plans

19,321 topics in this forum

1. amend 401K to safe harbor 401K

   By thepensionmaven, November 17, 2015
   • 3 replies
   • 1.7k views
   • 
   • Lou S.
   • November 17, 2015

2. Vesting Amendment and Terminated Employees

   By Slem, April 27, 2021
   • 3 replies
   • 2.4k views
   • 
   • M.S. Hatlee QPA, QPFC
   • April 29, 2021

3. Plan fees

   By Guest Clain, August 28, 2001
   • 3 replies
   • 1.6k views
   • 
   • QDROphile
   • August 29, 2001

4. Employer with multiple stores sold one store, employees 100% vested?

   By Guest Kriso, December 30, 2003
   • 3 replies
   • 1.3k views
   • 
   • RCK
   • January 5, 2004

5. document sponsor in footnote on adoption agreement

   By Jim Chad, May 21, 2009
   • 3 replies
   • 1k views
   • 
   • imchipbrown
   • May 28, 2009

6. Issue 1099 for loan if current on payments and no loan offset?

   By UM1234, April 4, 2014
   • 3 replies
   • 1.3k views
   • 
   • UM1234
   • April 4, 2014

7. Safe Harbor 401(k) with different eligibility rules

   By Guest Grumpy456, October 22, 2014
   • 3 replies
   • 1.8k views
   • 
   • Tom Poje
   • October 22, 2014

8. vesting

   By Guest le190, September 16, 1999
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • September 16, 1999

9. Prevailing wage fringe benefit exemption

   By HrdWrkr, May 12, 2025
   • 3 replies
   • 1.7k views
   • 
   • Tom Veal
   • May 14, 2025

10. Loan - Audit issue?

    By Guest bueler, May 14, 2004
    • 3 replies
    • 1.2k views
    • 
    • FundeK
    • May 17, 2004

11. HCE determination for new business

    By Guest MPLipp, December 1, 2008
    • 3 replies
    • 1.2k views
    • 
    • buckaroo
    • December 3, 2008

12. Rollovers

    By Nassau, August 18, 2010
    • 3 replies
    • 1.1k views
    • 
    • 401king
    • August 19, 2010

13. HCE determination

    By Guest ppapdx, August 7, 2013   

    • Top paid 20%
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • August 7, 2013

14. Penalties for not making a top heavy minimum contribution?

    By K2retire, May 26, 2017
    • 3 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • May 26, 2017

15. Integrated Formula

    By Mr Bagwell, December 22, 2021
    • 3 replies
    • 412 views
    • 
    • Bri
    • December 22, 2021

16. Fees for self-directed accounts

    By Guest mo, December 30, 1999
    • 3 replies
    • 1.4k views
    • 
    • Jon Chambers
    • January 12, 2000

17. Bottom-up QNEC

    By Guest PAL100759, August 28, 2001
    • 3 replies
    • 1.6k views
    • 
    • MWeddell
    • August 30, 2001

18. Safe Harbor 401(k)

    By Guest Gordy, April 28, 2003
    • 3 replies
    • 1.5k views
    • 
    • actuarysmith
    • April 29, 2003

19. Catch-up Contributions; payroll vendor caps the participant at the 402(g) limit first and then in the NEXT payroll cycle will begin catch-up contributions

    By DTH, December 10, 2003
    • 3 replies
    • 1.4k views
    • 
    • david rigby
    • December 19, 2003

20. Is it possible to have an account distributed while waiting for divorce proceedings to start

    By Guest jkrad, September 24, 2004
    • 3 replies
    • 1.3k views
    • 
    • GBurns
    • September 25, 2004

21. Eligible Compensation

    By Nassau, September 7, 2012
    • 3 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • September 7, 2012

22. penalty for late 8955SSA?

    By Jim Chad, October 18, 2012
    • 3 replies
    • 1k views
    • 
    • K2retire
    • October 18, 2012

23. W-2 Employee becomes partner mid-year

    By tjw572, September 13, 2017   

    • earned income
    • compensation
    • (and 1 more)

      Tagged with:

      • earned income
      • compensation
      • profit sharing calculation
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • September 14, 2017

24. ADP Refunds for Partners

    By bzorc, April 9, 2019
    • 3 replies
    • 881 views
    • 
    • Luke Bailey
    • April 10, 2019

25. First Time Homebuyer age 37

    By Pammie57, February 26, 2024
    • 3 replies
    • 638 views
    • 
    • 401king
    • February 27, 2024

26. Incorrect beneficiary a non-exempt transaction?

    By JW, April 22, 2024
    • 3 replies
    • 819 views
    • 
    • Peter Gulia
    • April 22, 2024

27. Statutory Employees

    By Guest Giovanni, January 21, 2002
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • January 21, 2002

28. Withholding employer contributions on termination

    By Guest JD698, September 18, 2003
    • 3 replies
    • 2k views
    • 
    • Guest
    • September 19, 2003

29. Ineligible participant contributions

    By Dazednconfused, July 22, 2010
    • 3 replies
    • 1.6k views
    • 
    • rcline46
    • August 3, 2010

30. When is a stockholder/owner considered "terminated"?

    By jkharvey, February 13, 2015
    • 3 replies
    • 1k views
    • 
    • Bill Presson
    • February 13, 2015

31. Safe Harbor Contribution to Owners

    By Danny CPA, April 10, 2015
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • April 12, 2015

32. "Make Up" Match Several Years Later

    By Flyboyjohn, May 23, 2018   

    • 415
    • 3 replies
    • 539 views
    • 
    • Luke Bailey
    • May 23, 2018

33. ACP test correction

    By SViola, January 14, 2021
    • 3 replies
    • 793 views
    • 
    • C. B. Zeller
    • January 19, 2021

34. Distribution rolloever contained "ineligible" amounts-record

    By Guest SusanS, May 1, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • April 12, 2001

35. New, small plans have to be auto enroll--for how long?

    By BG5150, August 24, 2023
    • 3 replies
    • 571 views
    • 
    • Peter Gulia
    • August 25, 2023

36. Sole Prop. with one employee

    By FJR, March 7, 2002
    • 3 replies
    • 1.5k views
    • 
    • FJR
    • March 8, 2002

37. proposed Roth 401k regulations

    By Guest lskin, October 10, 2005
    • 3 replies
    • 1.2k views
    • 
    • JanetM
    • October 10, 2005

38. RMD - Please confirm that my thinking is right

    By Guest MikeD, November 7, 2013
    • 3 replies
    • 1.6k views
    • 
    • justanotheradmin
    • November 8, 2013

39. Domestic Relations Order Outsourcing?

    By Guest TanyaB, January 2, 2014   

    • DRO
    • QDRO
    • (and 2 more)

      Tagged with:

      • DRO
      • QDRO
      • corporate
      • outsource
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • January 10, 2014

40. Mandatory Auto Enrollment 1/1/2025 and beyond

    By austin3515, December 23, 2024
    • 3 replies
    • 1.5k views
    • 
    • Peter Gulia
    • December 24, 2024

41. Must top-heavy minimums be provided to P's who have entered 401k; but

    By Guest Dash02, April 9, 2002
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • April 10, 2002

42. plan to plan transfers

    By Guest Iwonder, January 26, 2006
    • 3 replies
    • 1.8k views
    • 
    • JanetM
    • January 26, 2006

43. Designated Roth Accounts

    By Felicia, August 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • August 22, 2007

44. Fiduciary Investment Advice and Non-Plan Assets

    By Guest shapstheeldest@gmail.com, October 17, 2007
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • October 19, 2007

45. Loan Policy

    By Guest PlanSponsorQuestion, February 13, 2009
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • February 13, 2009

46. BRF Testing

    By Guest Pennysaver, July 23, 2009
    • 3 replies
    • 954 views
    • 
    • Blinky the 3-eyed Fish
    • July 23, 2009

47. 401k correction for fiscal year

    By Guest k-k-kuz, November 8, 2009
    • 3 replies
    • 1.1k views
    • 
    • Laura Harrington
    • November 9, 2009

48. Otherwise excludable

    By ombskid, December 14, 2010
    • 3 replies
    • 1.2k views
    • 
    • ombskid
    • December 15, 2010

49. Over-Deduction from Paycheck

    By ERISA-Bubs, December 5, 2012
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • December 5, 2012

50. 415 Limit Off-Calendar Plan Year

    By 12AX7, September 24, 2013
    • 3 replies
    • 4.5k views
    • 
    • Kevin C
    • September 24, 2013