401(k) Plans

19,321 topics in this forum

1. Compensation

   By Nassau, February 19, 2014
   • 3 replies
   • 1.6k views
   • 
   • Tom Poje
   • February 19, 2014

2. EACA: Where to start auto-deferrals after rehire

   By BG5150, June 11, 2019
   • 3 replies
   • 3.3k views
   • 
   • Kevin C
   • June 12, 2019

3. CARES Act CRD repayment w/3-year spread

   By Ian, July 28, 2020
   • 3 replies
   • 739 views
   • 
   • RatherBeGolfing
   • July 29, 2020

4. Which recordkeepers allow a hardship distribution on a participant’s certification?

   By Peter Gulia, June 15, 2023
   • 3 replies
   • 758 views
   • 
   • Peter Gulia
   • June 15, 2023

5. Terminating Plan / No deposit of receivable

   By BFree, April 9, 2002
   • 3 replies
   • 1.5k views
   • 
   • pjkoehler
   • April 10, 2002

6. Mid-year termination of 3% safe harbor

   By Guest Darrell, October 11, 2002
   • 3 replies
   • 2.1k views
   • 
   • IRC401
   • October 24, 2002

7. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

   By Jilliandiz, December 10, 2003
   • 3 replies
   • 1.1k views
   • 
   • Archimage
   • December 10, 2003

8. indexed limits

   By Tom Poje, October 17, 2007
   • 3 replies
   • 2.1k views
   • 
   • Tom Poje
   • October 18, 2007

9. severance pay

   By K2retire, February 15, 2011
   • 3 replies
   • 1.1k views
   • 
   • K2retire
   • February 16, 2011

10. Loan Default

    By Guest elang, October 19, 2012
    • 3 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • October 19, 2012

11. RMD from PS + designated ROTH account

    By Guest Dave Peckham, December 18, 2014
    • 3 replies
    • 1.5k views
    • 
    • QDROphile
    • December 20, 2014

12. Leave of absence and 2nd loan

    By 30Rock, August 4, 2015
    • 3 replies
    • 1.3k views
    • 
    • QDROphile
    • August 5, 2015

13. LLC matching contributions and 402g limit

    By legort69, December 20, 2018   

    • llc 402(g)
    • 3 replies
    • 694 views
    • 
    • Larry Starr
    • December 21, 2018

14. Reclassify After-tax as Roth

    By mrslappywhite, February 21, 2019
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • April 23, 2019

15. Vesting on job termination

    By Guest BBowles, December 1, 1998
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • December 3, 1998

16. Deferrals from Severance pay

    By Guest DaveB, May 3, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • May 4, 1999

17. 402(g) Violation Deadline

    By Guest Frank Jackson, April 14, 2000
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • April 19, 2000

18. ADP Test Correction

    By imchipbrown, January 22, 2004
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • January 23, 2004

19. If a plan currently performs true ups at year end, and allows deferrals from bonus, can

    By Guest jhilliard, June 29, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • June 29, 2004

20. late 401(k) deposits

    By eilano, October 10, 2005
    • 3 replies
    • 1.7k views
    • 
    • FJR
    • October 11, 2005

21. Conduit IRA for Roth contributions?

    By Guest jims, September 15, 2008
    • 3 replies
    • 4.5k views
    • 
    • jevd
    • September 18, 2008

22. One negative Schedule C... possibly outweighed by the owner's other compensation?

    By AlbanyConsultant, August 31, 2021
    • 3 replies
    • 886 views
    • 
    • CuseFan
    • August 31, 2021

23. transfer from benefits eligible status job to a non-benefits eligible job & 401(k) plan compensation

    By alexa, June 16, 2023
    • 3 replies
    • 652 views
    • 
    • justanotheradmin
    • June 19, 2023

24. Hardship withdrawal for construction of primary residence

    By Guest tlarson, January 4, 2002
    • 3 replies
    • 6.7k views
    • 
    • Erik Read
    • January 8, 2002

25. Owner opt out of receiving 401(a)?

    By Guest jusducki, December 11, 2006
    • 3 replies
    • 1.5k views
    • 
    • Belgarath
    • December 11, 2006

26. Minor Beneficiary

    By Guest mrtnoc, July 23, 2009
    • 3 replies
    • 2.9k views
    • 
    • Bird
    • July 24, 2009

27. Is the addition of an adopting employer (creates a MEP) allowed mid year for SH Plan

    By jkharvey, June 9, 2015
    • 3 replies
    • 699 views
    • 
    • QDROphile
    • June 9, 2015

28. Excess assets from DB

    By cdavis25, November 19, 2015
    • 3 replies
    • 971 views
    • 
    • Tom Poje
    • November 20, 2015

29. new 401k/safe harbor plan or 2021

    By Jakyasar, November 19, 2020
    • 3 replies
    • 1.1k views
    • 
    • Jakyasar
    • November 19, 2020

30. Inclusion/exclusion of HCEs in safe harbor K plan

    By AndyH, January 12, 2000
    • 3 replies
    • 2.4k views
    • 
    • MWeddell
    • January 14, 2000

31. 401(k) Eligibility - 500 Hours

    By EBECatty, August 27, 2024
    • 3 replies
    • 1k views
    • 
    • David Peckham
    • August 28, 2024

32. Suspension of Safe Harbor Nonelectives

    By PJ2009, July 23, 2009
    • 3 replies
    • 1.1k views
    • 
    • PJ2009
    • July 24, 2009

33. 5500 Assistance - Failed to Submit Contributions

    By Gadgetfreak, September 22, 2010
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • September 23, 2010

34. Plan Termination

    By austin3515, July 7, 2011
    • 3 replies
    • 972 views
    • 
    • austin3515
    • July 7, 2011

35. ACP Safe Harbor Match Mid-Year Amendment

    By JRN, May 29, 2014   

    • ACP Safe Harbor Amendment
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • June 6, 2014

36. ADP Test Compensation

    By Buckoosier, April 13, 2015
    • 3 replies
    • 1.1k views
    • 
    • Buckoosier
    • April 14, 2015

37. Beneficiary - Spousal Consent

    By khn, February 14, 2018
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • February 14, 2018

38. new bills introduced to congress

    By bmore1147, July 20, 2018   

    • 401k
    • compliance
    • 3 replies
    • 945 views
    • 
    • austin3515
    • July 20, 2018

39. Share Holder Insurance Premiums

    By coleboy, February 22, 2019
    • 3 replies
    • 689 views
    • 
    • coleboy
    • February 25, 2019

40. 2021 distribution under 2020 CRD rules??

    By WCC, March 2, 2021
    • 3 replies
    • 3.5k views
    • 
    • Luke Bailey
    • March 3, 2021

41. Black out notice for pooled accounting

    By Jim Chad, June 5, 2003
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • June 6, 2003

42. Definition of "successor plan" as mentioned in Notice 98-52

    By chris, March 11, 2004
    • 3 replies
    • 2.3k views
    • 
    • k man
    • March 12, 2004

43. Amending plan for new formula

    By Guest Rags, January 25, 2008
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 25, 2008

44. Terminated 401(k) Plan Record Retention

    By Guest staceycaylor, November 5, 2008
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • November 5, 2008

45. Vesting and BRF

    By justatester, August 15, 2011
    • 3 replies
    • 2.4k views
    • 
    • Tom Poje
    • August 16, 2011

46. SH 401(k) / ESOP Permissive Aggregation

    By austin3515, January 3, 2014
    • 3 replies
    • 1.8k views
    • 
    • ESOP Guy
    • January 3, 2014

47. Looking for pointers in searching for a new 401k Plan Administrator.

    By Guest Louis Gray, August 10, 2000
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • August 27, 2000

48. Designating Beneficiary

    By Guest AdminFL, October 10, 2001
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • October 11, 2001

49. Vacation Pay as DC Contribution

    By Guest blackacre, April 29, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 1, 2003

50. 70 1/2 Participant

    By Jilliandiz, November 14, 2007
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • November 14, 2007