401(k) Plans

19,333 topics in this forum

1. safe harbor excluded groups

   By WCC, May 20, 2013   

   • first year not an HCE
   • 3 replies
   • 1.5k views
   • 
   • WCC
   • May 20, 2013

2. Expand SH 401(k) to related entities during year?

   By shERPA, April 16, 2014
   • 3 replies
   • 1.6k views
   • 
   • Tom Poje
   • April 17, 2014

3. Amend SH Plan now to exclude class?

   By BG5150, January 4, 2019
   • 3 replies
   • 805 views
   • 
   • BG5150
   • January 8, 2019

4. Adding profit Sharing provisions

   By Robin Wilson, January 24, 2021
   • 3 replies
   • 732 views
   • 
   • Robin Wilson
   • January 25, 2021

5. PROFIT SHARING CONTRIBUTION NOT MADE FOR OWNERS IN PRIOR YEAR

   By Guest PAM, December 30, 1998
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • December 31, 1998

6. 401k Communication

   By Guest jfgc, February 3, 2000
   • 3 replies
   • 2.1k views
   • 
   • Guest
   • February 5, 2000

7. Flexible Match Notice not needed for first year?

   By BG5150, February 9, 2023
   • 3 replies
   • 542 views
   • 
   • Belgarath
   • February 9, 2023

8. Tax treatment of NUA of the employer's stock in a lump sum distributi

   By Guest kazand, November 6, 2000
   • 3 replies
   • 3.9k views
   • 
   • Mary Kay Foss
   • November 7, 2000

9. Family member?

   By Guest yukon, July 29, 2005
   • 3 replies
   • 1.1k views
   • 
   • R. Butler
   • July 29, 2005

10. Different allocation formulas within the same plan?

    By Carol V. Calhoun, January 9, 2017
    • 3 replies
    • 859 views
    • 
    • Carol V. Calhoun
    • January 10, 2017

11. Paying TPA Fees from Plan Assets

    By Pensions2020, December 4, 2020
    • 3 replies
    • 1.5k views
    • 
    • C. B. Zeller
    • December 4, 2020

12. When is it a short plan year?

    By jkharvey, December 14, 2006
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • December 18, 2006

13. What does ADP stand for?

    By BG5150, April 1, 2008
    • 3 replies
    • 3.6k views
    • 
    • dmwe
    • April 10, 2008

14. Employee status-terminated awaiting payment

    By Miquiztli, March 15, 2020
    • 3 replies
    • 2.9k views
    • 
    • Larry Starr
    • March 16, 2020

15. 415 Limit and Catch-up

    By NW529, December 4, 2020   

    • 415
    • catchup
    • 3 replies
    • 800 views
    • 
    • BG5150
    • December 7, 2020

16. Compensation Definition

    By Stash026, March 11, 2021
    • 3 replies
    • 850 views
    • 
    • justanotheradmin
    • March 11, 2021

17. Coverage Testing - No wages paid during plan year.

    By 52626, March 15, 2022
    • 3 replies
    • 774 views
    • 
    • Nate S
    • March 16, 2022

18. HCE Determination in short plan year

    By Guest MPITTS, October 12, 1999
    • 3 replies
    • 2.1k views
    • 
    • John A
    • October 14, 1999

19. can employer terminate and sponsor another plan within 12 month period?

    By k man, March 2, 2004
    • 3 replies
    • 1.8k views
    • 
    • k man
    • March 2, 2004

20. Key Confusion

    By Guest pensionproblems, February 23, 2012
    • 3 replies
    • 1.2k views
    • 
    • Bill Presson
    • February 23, 2012

21. LLC deferrals into a 401(k)

    By Lori H, January 17, 2013   

    • deposits by members
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • January 23, 2013

22. Top Heavy Plans Vesting and How to Accommodate.

    By dragondon, October 10, 2022
    • 3 replies
    • 704 views
    • 
    • Lou S.
    • October 10, 2022

23. controll group/affiliated service group

    By Guest ars, October 9, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • October 15, 1999

24. ADP/ACP Testing

    By 52626, November 8, 2023
    • 3 replies
    • 680 views
    • 
    • #toomanyrules
    • November 13, 2023

25. match in the year of hardship

    By Guest MPITTS, February 20, 2001
    • 3 replies
    • 1.5k views
    • 
    • RCK
    • February 23, 2001

26. Controlled Group Top Heavy Aggregation

    By R. Butler, March 27, 2002
    • 3 replies
    • 2.4k views
    • 
    • R. Butler
    • March 28, 2002

27. Safe Harbor 401(k) and forfeitures

    By Guest wcoleman, May 21, 2003
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • May 22, 2003

28. Can't afford Safe Harbor Contributions?

    By Jilliandiz, October 22, 2004
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • October 28, 2004

29. Compensation Limit for Match Calculation

    By Guest rgorman, February 8, 2005
    • 3 replies
    • 1.6k views
    • 
    • QDROphile
    • February 8, 2005

30. Recharacterized Deferrals as Catch-Up and 415 limit

    By Guest darrensoup, November 4, 2005
    • 3 replies
    • 2.5k views
    • 
    • Leopurrd
    • November 10, 2005

31. Salary Research

    By Guest CAadmin, April 19, 2006
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • May 1, 2006

32. Entry Date for Short Plan Year

    By Guest esi-jht, August 2, 2006
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • August 2, 2006

33. Highly compensated employee definition

    By Guest phy401k, November 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • November 15, 2006

34. 415 excess results in catch up

    By Guest dbvail, February 8, 2007
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 9, 2007

35. Short Plan Year

    By austin3515, March 30, 2012
    • 3 replies
    • 875 views
    • 
    • Jim Chad
    • March 30, 2012

36. Disclosing Distribution Fees

    By austin3515, November 14, 2016
    • 3 replies
    • 864 views
    • 
    • austin3515
    • November 14, 2016

37. DOT = 12/31 Employed on Last Day of the Year?

    By BG5150, January 10, 2017
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • January 10, 2017

38. Contribution in year of plan termination

    By Pammie57, October 6, 2020
    • 3 replies
    • 1.7k views
    • 
    • Bird
    • October 12, 2020

39. Is a non employee owner an HCE?

    By Guest richez, January 27, 2004
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • January 29, 2004

40. Loan re-financing

    By Guest jvandyke, July 29, 2005
    • 3 replies
    • 1.4k views
    • 
    • QDROphile
    • July 29, 2005

41. Fixed Annuity Matures 1099R Issued to 401k Plan

    By AmyETPA, January 25, 2021
    • 3 replies
    • 865 views
    • 
    • Bird
    • January 26, 2021

42. Age 50 Catch-Up Questions after proposed regulations?

    By John A, November 5, 2001
    • 3 replies
    • 1.8k views
    • 
    • John A
    • November 7, 2001

43. ADP refund less than $1.00

    By fiona1, February 8, 2007
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 9, 2007

44. USERRA

    By Nassau, October 31, 2012
    • 3 replies
    • 2.1k views
    • 
    • GMK
    • October 31, 2012

45. Company w/2 divisions passes 410(b) wants separate plans

    By CharlesLeggette, August 18, 2015
    • 3 replies
    • 863 views
    • 
    • Tom Poje
    • August 18, 2015

46. Plan Merger and Elective Contribution Elections

    By CLE401kGuy, December 2, 2015
    • 3 replies
    • 917 views
    • 
    • david rigby
    • December 3, 2015

47. Administrative fees for distribution

    By Guest Rick Butler, May 19, 2000
    • 3 replies
    • 1.8k views
    • 
    • MoJo
    • May 23, 2000

48. Changing the matching formula

    By Guest Kelly Igel, December 14, 2001
    • 3 replies
    • 2.8k views
    • 
    • RTK
    • August 29, 2002

49. Does loan policy need to be tested for non-discrimination?

    By Richard Anderson, July 3, 2002
    • 3 replies
    • 1.3k views
    • 
    • GBurns
    • July 7, 2002

50. Reason For Hardship Withdrawal

    By Guest ROB VIDOVICH, August 12, 2003
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • August 14, 2003