401(k) Plans

19,321 topics in this forum

1. HCE Determination Non-Union to Union Transfer

   By jgb44, August 22, 2013   

   • Union Transfer HCE
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • August 23, 2013

2. lump sum payout of vacation pay

   By alexa, October 9, 2020
   • 3 replies
   • 9.2k views
   • 
   • alexa
   • October 20, 2020

3. late 5500EZ relief program question

   By HarryX, March 13, 2024
   • 3 replies
   • 570 views
   • 
   • CuseFan
   • March 14, 2024

4. Contributing to Solo 401k but has eligible EE

   By pj20, November 7, 2024
   • 3 replies
   • 832 views
   • 
   • pj20
   • November 7, 2024

5. New guidance: hardship and top-heavy

   By MGB, August 31, 2001
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • September 4, 2001

6. Missed Safe Habor Contribution

   By Guest Michael Anderson, February 16, 2004
   • 3 replies
   • 2.1k views
   • 
   • Tom Poje
   • December 23, 2004

7. Successor Sponsor?

   By Guest djn, August 29, 2007
   • 3 replies
   • 1.5k views
   • 
   • J2D2
   • August 29, 2007

8. Terminated plan with small balance participants

   By Guest trying2understand, October 24, 2007
   • 3 replies
   • 1.5k views
   • 
   • Kimberly S
   • October 25, 2007

9. June 30 plan year end

   By John Feldt ERPA CPC QPA, June 29, 2009
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • July 3, 2009

10. Voluntary Fiduciary Compliance Program

    By bevfair, October 25, 2010
    • 3 replies
    • 1k views
    • 
    • movedon
    • October 26, 2010

11. Stock in Irrevocable Trust

    By Vlad401k, December 7, 2015
    • 3 replies
    • 1.1k views
    • 
    • Vlad401k
    • December 7, 2015

12. using 3% for missed deferral opportunity in a Safe Harbor Plan

    By Jim Chad, November 9, 2017
    • 3 replies
    • 1.5k views
    • 
    • Mr Bagwell
    • November 9, 2017

13. SHNE suspend and then reinstate in same plan year

    By DJL, August 13, 2020
    • 3 replies
    • 1.1k views
    • 
    • DJL
    • August 27, 2020

14. Match Forf in ACP test?

    By Guest Copper, February 11, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • February 12, 2000

15. Employer contributions as Roth

    By Belgarath, January 22, 2025
    • 3 replies
    • 1.8k views
    • 
    • Paul I
    • January 22, 2025

16. Help! Fortune 500 firm stalling distribution to designated beneficiary

    By Guest AnnaS., March 13, 2001
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • March 14, 2001

17. Excess Contributions

    By Guest KD40, March 17, 2004
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • March 17, 2004

18. Top Heavy Issue

    By Guest wjr, November 17, 2004
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • November 23, 2021

19. Attributable to match forfeitures due to failed ADP test

    By Guest 401kadmin, March 23, 2005
    • 3 replies
    • 5.7k views
    • 
    • Guest
    • March 24, 2005

20. Interest on Late Deferrals

    By Below Ground, April 27, 2007
    • 3 replies
    • 1.6k views
    • 
    • Below Ground
    • April 30, 2007

21. Failure to make employer contribution deposit

    By Guest 401kadmin, February 5, 2008
    • 3 replies
    • 2.2k views
    • 
    • Kimberly S
    • February 5, 2008

22. Unauthorized Withdrawal

    By Guest notapensiongeek, July 25, 2008
    • 3 replies
    • 2k views
    • 
    • J Simmons
    • July 25, 2008

23. 402g Excess - Withholding Requirement on Small excess

    By Gilmore, March 18, 2022
    • 3 replies
    • 719 views
    • 
    • Gilmore
    • March 21, 2022

24. Canadian Employee Working in US

    By Guest Denise S. Prince, February 4, 2000
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • February 12, 2000

25. Where to start?

    By Guest jbf, May 11, 2010
    • 3 replies
    • 1k views
    • 
    • Jim Norman
    • May 11, 2010

26. ADP/ACP

    By justatester, June 8, 2010
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 10, 2010

27. 401k contribution deposit deadline for s-corp owners

    By Santo Gold, February 27, 2012
    • 3 replies
    • 2k views
    • 
    • K2retire
    • February 27, 2012

28. Partnerships- Limitations Years

    By coleboy, March 22, 2016
    • 3 replies
    • 617 views
    • 
    • My 2 cents
    • March 22, 2016

29. Missed deferral opportunity

    By BG5150, May 25, 2022
    • 3 replies
    • 676 views
    • 
    • Luke Bailey
    • May 27, 2022

30. 10% early w/d penalty on hardship deferrals?

    By Guest capato, January 13, 1999
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • January 15, 1999

31. Forfeiture Suspense Account for Matching Contributions

    By Guest blaum8, March 7, 2003
    • 3 replies
    • 5.5k views
    • 
    • Mike Preston
    • March 7, 2003

32. Loans

    By Guest dstran, March 1, 2006
    • 3 replies
    • 1.8k views
    • 
    • stephen
    • March 1, 2006

33. Deferrals on Limited Segments of pay

    By rcline46, December 16, 2006
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • December 19, 2006

34. Coverage - Employer Contributions

    By Guest SWadd, August 30, 2010
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • August 30, 2010

35. Safe Harbor Plans

    By Nassau, February 24, 2011
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • February 24, 2011

36. Failure to Enoll Employee - help with corrective contribution, please

    By Guest MikeD, August 5, 2014
    • 3 replies
    • 1k views
    • 
    • Kevin C
    • August 7, 2014

37. Loan Default / Loan Offset - A Doozy...

    By austin3515, March 3, 2015
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • March 3, 2015

38. Failure to implement "negative" election in ACA Plan

    By MarZDoates, January 30, 2020
    • 3 replies
    • 912 views
    • 
    • Larry Starr
    • January 31, 2020

39. Role of TPA as party to trust agreement

    By Luke Bailey, March 17, 2021
    • 3 replies
    • 1.7k views
    • 
    • Patricia Neal Jensen
    • March 22, 2021

40. Sale of participating employer and vesting

    By Steamboat, May 12, 2021
    • 3 replies
    • 1.1k views
    • 
    • Luke Bailey
    • May 14, 2021

41. Confusion about profit share

    By 2bizoneguy, January 14, 2022
    • 3 replies
    • 997 views
    • 
    • Lou S.
    • January 14, 2022

42. RMD for an owner

    By Guest Elfman, June 8, 2005
    • 3 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • June 24, 2005

43. 401(k) Plans

    By Guest Karenm, August 29, 2007
    • 3 replies
    • 1.6k views
    • 
    • Peter Gulia
    • August 30, 2007

44. Top Heavy percentage

    By Dazednconfused, November 23, 2010
    • 3 replies
    • 1.3k views
    • 
    • Dazednconfused
    • November 23, 2010

45. Amended After Year-end (Top Paid Group)

    By MGOAdmin, March 3, 2015   

    • amend
    • top paid
    • 3 replies
    • 1.8k views
    • 
    • Kevin C
    • March 3, 2015

46. Union Provisions in SPD

    By khn, November 10, 2017
    • 3 replies
    • 919 views
    • 
    • My 2 cents
    • November 13, 2017

47. Discontinue SH Match, start a non-elective SH?

    By Gilmore, June 17, 2020
    • 3 replies
    • 931 views
    • 
    • Kevin C
    • June 17, 2020

48. Top Heavy Allocation Compensation

    By Guest Henry Schneider, January 14, 1999
    • 3 replies
    • 3.4k views
    • 
    • Guest
    • January 16, 1999

49. Leased employees allowed in plan

    By FishOn, February 14, 2023
    • 3 replies
    • 693 views
    • 
    • CuseFan
    • February 15, 2023

50. 401k Plans

    By Guest dstran, September 4, 2003
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • September 4, 2003