401(k) Plans

19,321 topics in this forum

1. Waive Service REquirements

   By austin3515, November 15, 2012
   • 3 replies
   • 1.1k views
   • 
   • austin3515
   • November 15, 2012

2. Removing True Up mid year from Safe Harbor Plan

   By 52626, May 13, 2019
   • 3 replies
   • 2.4k views
   • 
   • Below Ground
   • May 14, 2019

3. Can a 401(k) plan and deferral election forms have retroactive effecti

   By Guest Bud, December 5, 2000
   • 3 replies
   • 3.3k views
   • 
   • KJohnson
   • December 6, 2000

4. Check the Box SPD

   By austin3515, December 17, 2002
   • 3 replies
   • 1.2k views
   • 
   • Kirk Maldonado
   • December 18, 2002

5. Nonresident alien as beneficiary

   By Guest halka, August 19, 2003
   • 3 replies
   • 2.2k views
   • 
   • Guest
   • August 21, 2003

6. Automatic rollovers and fees for distribution

   By E as in ERISA, March 30, 2005
   • 3 replies
   • 1.4k views
   • 
   • austin3515
   • March 31, 2005

7. Rate of Match - Benefit, Rights and Features

   By SRM, August 9, 2005
   • 3 replies
   • 2.3k views
   • 
   • SRM
   • August 15, 2005

8. POA and distribution options

   By wsp, June 6, 2007
   • 3 replies
   • 2.4k views
   • 
   • Guest
   • June 6, 2007

9. solo 401k add wife in family business

   By Guest weprin, February 13, 2008
   • 3 replies
   • 1.9k views
   • 
   • Bird
   • February 13, 2008

10. Roth 401(k) and Brokerage Accounts

    By KateSmithPA, February 26, 2009
    • 3 replies
    • 1.7k views
    • 
    • Appleby
    • June 11, 2009

11. Elective Deferrals

    By Nassau, October 6, 2010
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • October 6, 2010

12. Nondiscrimination testing

    By holdco, October 1, 2012
    • 3 replies
    • 2.7k views
    • 
    • Mike Preston
    • October 1, 2012

13. controlled group

    By 52626, August 18, 2014
    • 3 replies
    • 847 views
    • 
    • austin3515
    • August 18, 2014

14. Safe Harbor Question

    By Stash026, October 27, 2015
    • 3 replies
    • 763 views
    • 
    • Tom Poje
    • October 27, 2015

15. Employer incorrectly capped my contributions

    By HL, December 17, 2019
    • 3 replies
    • 708 views
    • 
    • Old Lawyer
    • December 19, 2019

16. Form 5500 Year End Plan Assets

    By Benefits 101, July 30, 2023
    • 3 replies
    • 553 views
    • 
    • Jakyasar
    • July 31, 2023

17. 20% Mandatory Withholding

    By rblum50, November 26, 2024
    • 3 replies
    • 833 views
    • 
    • Peter Gulia
    • November 26, 2024

18. us citizen working for foreign subsidiary

    By k man, July 30, 2001
    • 3 replies
    • 2.3k views
    • 
    • IRC401
    • August 1, 2001

19. Multiple Use Failure

    By Guest CCarter, February 28, 2002
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 4, 2002

20. 3(16) Plan Administrator Indemnification

    By MATRIX, October 2, 2025
    • 3 replies
    • 575 views
    • 
    • MATRIX
    • October 3, 2025

21. Safe Harbor Nonelective Contribution vs. Term < 500

    By Guest LWilson, June 21, 2002
    • 3 replies
    • 1.8k views
    • 
    • Tom Poje
    • June 21, 2002

22. annuity overpayments

    By Guest TroyRiley, May 8, 2003
    • 3 replies
    • 1.8k views
    • 
    • GBurns
    • May 10, 2003

23. Minor change to a Volume Submitter document.

    By Richard Anderson, October 20, 2005
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • October 21, 2005

24. elapsed time method and ADP testing options

    By DMcGovern, January 9, 2009
    • 3 replies
    • 2.8k views
    • 
    • MWeddell
    • March 22, 2023

25. Safe harbor notices and hardship changes

    By JPIngold, October 25, 2019
    • 3 replies
    • 863 views
    • 
    • Michelle Mianecki
    • October 30, 2019

26. Stopping Discretionary Employer Match Mid-Year

    By DP, December 28, 2000
    • 3 replies
    • 4.1k views
    • 
    • KJohnson
    • December 28, 2000

27. Is 100% match on first 4%, fully vested, an "enhanced matching" formula for safe harbor purposes?

    By Lori H, September 30, 2003
    • 3 replies
    • 1.2k views
    • 
    • Lori H
    • September 30, 2003

28. Plan amendments after end of year

    By Guest Gordy, January 14, 2004
    • 3 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • January 16, 2004

29. Semi-divorced decedent - Who is beneficiary?

    By Brenda Wren, March 22, 2004
    • 3 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • March 23, 2004

30. Age limit to after-tax 401(k) w/conversions to Roth?

    By matthny, May 13, 2019
    • 3 replies
    • 515 views
    • 
    • matthny
    • May 15, 2019

31. Different Compensation for Different Sources

    By Vlad401k, February 13, 2020
    • 3 replies
    • 545 views
    • 
    • C. B. Zeller
    • February 14, 2020

32. Affiliated Service Group?

    By Craig Garner, February 2, 2024
    • 3 replies
    • 962 views
    • 
    • CuseFan
    • February 5, 2024

33. Rabbi Trust and Divorce

    By Guest halka, April 2, 2002
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • April 2, 2002

34. Compensation for plan purposes

    By pmacduff, June 15, 2005
    • 3 replies
    • 1.4k views
    • 
    • WDIK
    • June 16, 2005

35. rollover from SEP IRA to 401k plan

    By alexa, July 8, 2008
    • 3 replies
    • 1.2k views
    • 
    • alexa
    • July 9, 2008

36. Two plans 401 k and SEP

    By caryn22359, December 6, 2013
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • December 10, 2013

37. DOL online calculator NOT sufficient?

    By SavingsRUS, July 14, 2015   

    • 401(k)
    • Form 5330
    • (and 1 more)

      Tagged with:

      • 401(k)
      • Form 5330
      • Prohibited Transaction
    • 3 replies
    • 4k views
    • 
    • Gadgetfreak
    • July 15, 2015

38. Late deposits to a Solo K

    By Nic Pospiech, November 30, 2023   

    • solo k
    • late contribution
    • 3 replies
    • 740 views
    • 
    • Nic Pospiech
    • December 4, 2023

39. Plan Termination and Forfeitures

    By 30Rock, February 11, 2025
    • 3 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 11, 2025

40. Spouse absent for 25 years -- consent still needed?

    By Guest lori_eriksen, January 12, 2002
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • January 15, 2002

41. Match after a break-in-service

    By Guest LLandau, March 18, 2002
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 18, 2002

42. 3/31 Fiscal Year End - When is ER contribution due?

    By Guest CCarter, April 2, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • April 3, 2002

43. Year of Service with rehires

    By Nate X, December 15, 2005
    • 3 replies
    • 1.8k views
    • 
    • WDIK
    • December 15, 2005

44. "Unlinking" a wrap plan from a 401(k) plan

    By Guest gaham, March 8, 2006
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • March 8, 2006

45. Election Forms not turned in on time

    By MarZDoates, January 10, 2008
    • 3 replies
    • 1.1k views
    • 
    • Kimberly S
    • January 10, 2008

46. Rehire after rollover

    By Guest CeCe_4_UNCP, December 31, 2010
    • 3 replies
    • 1.2k views
    • 
    • masteff
    • January 3, 2011

47. 10% excise tax penalty

    By Guest lindamichals, March 28, 2011
    • 3 replies
    • 1.5k views
    • 
    • ETA Consulting LLC
    • March 28, 2011

48. Top-Heavy test and After-Tax Contributions

    By artvandelay3, October 5, 2016
    • 3 replies
    • 2.1k views
    • 
    • BG5150
    • October 5, 2016

49. Top Heavy Silliness

    By C. B. Zeller, June 26, 2018
    • 3 replies
    • 801 views
    • 
    • C. B. Zeller
    • June 27, 2018

50. What happens to my Non Elective Safe Harbor if I close my 401k?

    By s299908, December 23, 2020   

    • safe harbor
    • 401k
    • (and 4 more)

      Tagged with:

      • safe harbor
      • 401k
      • nonelective
      • withdraw
      • withdrawal
      • resignation
    • 3 replies
    • 4.8k views
    • 
    • imchipbrown
    • December 24, 2020