401(k) Plans

19,321 topics in this forum

1. Incorrect ADP Refund to an HCE

   By Rose, June 16, 2022
   • 3 replies
   • 589 views
   • 
   • Luke Bailey
   • June 17, 2022

2. Barely a participant - Top Heavy Minimum

   By TPApril, May 18, 2023
   • 3 replies
   • 716 views
   • 
   • CuseFan
   • May 23, 2023

3. SECURE 2.0 Roth treatment of catch-up contributions

   By youngbenefitslawyer, February 11, 2025
   • 3 replies
   • 910 views
   • 
   • Peter Gulia
   • February 11, 2025

4. Controlled Group Testing

   By Guest moorhan, August 20, 2001
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • August 23, 2001

5. Top Heavy and Vesting

   By Earl, January 27, 2003
   • 3 replies
   • 1.7k views
   • 
   • Earl
   • January 27, 2003

6. Asset Purchase Agreement

   By cripp12, April 7, 2004
   • 3 replies
   • 1.5k views
   • 
   • Alf
   • April 8, 2004

7. Employees of ineligible employer participating in Plan,, fix?

   By Guest calcu, June 18, 2004
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • June 18, 2004

8. Loans

   By Guest chris4013, November 17, 2005
   • 3 replies
   • 1.7k views
   • 
   • E as in ERISA
   • November 17, 2005

9. K1s and W2s

   By CJS07, December 23, 2009
   • 3 replies
   • 1.9k views
   • 
   • Bird
   • December 25, 2009

10. Holding Company with plan

    By Guest tjt169, July 10, 2012
    • 3 replies
    • 2.2k views
    • 
    • 12AX7
    • July 15, 2012

11. Wierd Match

    By PFranckowiak, October 1, 2012
    • 3 replies
    • 987 views
    • 
    • Guest
    • October 2, 2012

12. direct rollover mailed to participant?

    By Peter Gulia, July 14, 2015   

    • rollover
    • 3 replies
    • 1.9k views
    • 
    • Peter Gulia
    • July 14, 2015

13. Minimum Required Distribution

    By Scott50, May 14, 2019
    • 3 replies
    • 995 views
    • 
    • Lou S.
    • May 15, 2019

14. Leased employee?

    By RatherBeGolfing, November 7, 2022
    • 3 replies
    • 714 views
    • 
    • Luke Bailey
    • November 11, 2022

15. Questionable interpretation of allocation formula to allow diff percentage based on years of service

    By Guest DIGMYDOG, December 3, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 4, 2003

16. Safe Harbor 401(k) Question

    By Guest tgraham, December 27, 2006
    • 3 replies
    • 1.5k views
    • 
    • Leopurrd
    • December 27, 2006

17. new safe harbor 401k with term'd employee

    By Santo Gold, September 6, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • September 7, 2007

18. Plan amends to remove SH provisions

    By jkharvey, December 4, 2007
    • 3 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • December 4, 2007

19. Failed ADP Test and Matching on Catch-ups

    By Guest Golden401k, February 4, 2009
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 6, 2009

20. In-service withdrawal for short-term disability

    By cwallace, March 31, 2021
    • 3 replies
    • 2.6k views
    • 
    • CuseFan
    • March 31, 2021

21. Schedule C Employer Contribution Limit

    By Bruce1, July 31, 2024
    • 3 replies
    • 646 views
    • 
    • Bill Presson
    • August 9, 2024

22. Coverage Testing for 401(k) Plan

    By Guest asire2002, April 1, 2003
    • 3 replies
    • 1.4k views
    • 
    • Mike Preston
    • April 1, 2003

23. Failing ACP test and refunding contributions

    By Guest buyertoday, May 8, 2003
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • May 9, 2003

24. Early Participation Rule

    By Guest Ashley, November 12, 2003
    • 3 replies
    • 1.8k views
    • 
    • Mike Preston
    • November 13, 2003

25. Plan termination & forfeitures

    By doombuggy, April 7, 2004
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • April 8, 2004

26. 401(k) contributions and FICA

    By Santo Gold, November 22, 2004
    • 3 replies
    • 2.3k views
    • 
    • wmyer
    • November 22, 2004

27. final plan year (short plan year) where the assets are distributed; amendment required?thanks!

    By Guest hog4you2, December 14, 2004
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • December 22, 2004

28. Amend to Safe-harbor 401(k)?

    By SMB, August 10, 2005
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • August 10, 2005

29. Eligibilty & excluding part time employees

    By Guest StoneWalk, October 21, 2005
    • 3 replies
    • 1.9k views
    • 
    • E as in ERISA
    • October 24, 2005

30. Roth 401(k) effective date

    By Belgarath, December 15, 2005
    • 3 replies
    • 2.1k views
    • 
    • Belgarath
    • December 15, 2005

31. Partial Plan Termination - Rehired Employees

    By blue, November 24, 2009
    • 3 replies
    • 2.9k views
    • 
    • david rigby
    • November 24, 2009

32. frozen assets distributable if plan active?

    By Cathy from Chicago, August 9, 2010
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • August 10, 2010

33. Aggregating for Coverage, but Diff Testing Methods

    By austin3515, March 19, 2015
    • 3 replies
    • 997 views
    • 
    • Mike Preston
    • March 20, 2015

34. Reporting loss on corrective distribution of excess deferral

    By Sir LB, February 18, 2016   

    • excess deferral
    • 3 replies
    • 5.6k views
    • 
    • TPApril
    • March 9, 2021

35. Should an owner still participate once they have collected S.S.?

    By Lori H, January 24, 2017
    • 3 replies
    • 880 views
    • 
    • Lori H
    • January 25, 2017

36. Incorrect refund of deferrals

    By Belgarath, June 27, 2017
    • 3 replies
    • 1.4k views
    • 
    • msmith
    • July 22, 2017

37. Ownership and Ability to Contribute

    By coleboy, February 9, 2021
    • 3 replies
    • 875 views
    • 
    • Luke Bailey
    • February 11, 2021

38. RMD Refresher

    By Tom, September 29, 2023
    • 3 replies
    • 1.2k views
    • 
    • C. B. Zeller
    • October 3, 2023

39. 401(k) plans with different plan years? Why? How would ADP test be do

    By John A, September 7, 2001
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • September 7, 2001

40. Social Security Disability & 401(k)'s

    By Guest JEP, April 2, 2002
    • 3 replies
    • 2k views
    • 
    • MGB
    • April 2, 2002

41. Company acquisition and plan merger

    By Guest padmin, December 14, 2004
    • 3 replies
    • 1.9k views
    • 
    • JanetM
    • December 14, 2004

42. ADP refunds - for $3 each

    By doombuggy, March 31, 2005
    • 3 replies
    • 1.6k views
    • 
    • doombuggy
    • April 1, 2005

43. 401k help - I'm new at this and my partner died last year

    By Guest CityGuySailing, April 8, 2007
    • 3 replies
    • 1.6k views
    • 
    • Kimberly S
    • April 9, 2007

44. Rollover distributions

    By QNPG, February 3, 2011
    • 3 replies
    • 933 views
    • 
    • BG5150
    • February 3, 2011

45. Installments and Rehires

    By Guest Mel Kiper Jr., May 16, 2011
    • 3 replies
    • 2.3k views
    • 
    • masteff
    • May 17, 2011

46. Vesting and Rehires

    By AJ North, January 31, 2013
    • 3 replies
    • 4.8k views
    • 
    • AJ North
    • February 1, 2013

47. Term EE eligibility

    By wifrbr, January 23, 2018
    • 3 replies
    • 987 views
    • 
    • Patricia Neal Jensen
    • January 24, 2018

48. What's the concensus here? (Late deposits)

    By Bri, October 9, 2018
    • 3 replies
    • 930 views
    • 
    • Kevin C
    • October 11, 2018

49. Question about (QRP) Qualified Replacement Plan investments from terminated DB plan

    By Indiana Joes, April 14, 2025
    • 3 replies
    • 1.3k views
    • 
    • Artie M
    • April 15, 2025

50. 401(k) deposits

    By MR, June 19, 2001
    • 3 replies
    • 1.5k views
    • 
    • Earl
    • June 21, 2001