401(k) Plans

19,321 topics in this forum

1. RMD Scenario and Process Question

   By Guest mmaggs, June 19, 2013
   • 2 replies
   • 1.2k views
   • 
   • QDROphile
   • June 19, 2013

2. RMD from IRA?

   By Pension RC, December 22, 2016
   • 2 replies
   • 921 views
   • 
   • bzorc
   • December 22, 2016

3. Profit Sharing Contribution - election cash or deferred

   By Chippy, July 18, 2017
   • 2 replies
   • 991 views
   • 
   • ESOP Guy
   • July 18, 2017

4. Family Attribution and Step Children

   By Guest Thornton, April 27, 1999
   • 2 replies
   • 3.4k views
   • 
   • Guest
   • April 28, 1999

5. 401(k) safe harbor plan language

   By jkharvey, January 10, 2000
   • 2 replies
   • 1.4k views
   • 
   • M R Bernardin
   • January 11, 2000

6. 2 and ½ month distribution period for Excess Contributions

   By Guest RMV, April 11, 2000
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • April 11, 2000

7. Form for an Indemnification Agreement

   By Guest sodbuster, March 7, 2001
   • 2 replies
   • 2.5k views
   • 
   • MoJo
   • March 13, 2001

8. Are 401k elective deferrals deducted as employer contributions on spon

   By David MacLennan, May 10, 2001
   • 2 replies
   • 2.7k views
   • 
   • alanm
   • May 14, 2001

9. Plan year amended to calendar year, after the calendar year started

   By Jean, August 28, 2001
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • August 29, 2001

10. contributions

    By Guest selftaught, October 30, 2003
    • 2 replies
    • 1.2k views
    • 
    • QDROphile
    • October 31, 2003

11. Converting to a safe harbor mid plan year

    By Guest mparker2028, April 7, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • April 7, 2005

12. Rollover Contribution to Frozen Plan

    By Guest AEA, April 14, 2006
    • 2 replies
    • 2.4k views
    • 
    • ERISA25
    • August 19, 2009

13. Baptist Church & 401(k) Plan

    By Guest Ted Kowalchuk, CFP, CFS,, January 8, 2007
    • 2 replies
    • 1.4k views
    • 
    • Fisher
    • January 9, 2007

14. Multiple Employer Plan ? ?

    By Guest naveen, December 1, 2008
    • 2 replies
    • 1.2k views
    • 
    • J Simmons
    • December 1, 2008

15. But I forgot...

    By SoCalActuary, February 4, 2010
    • 2 replies
    • 930 views
    • 
    • Tom Poje
    • February 4, 2010

16. Loan interest with pooled account

    By BG5150, September 21, 2010
    • 2 replies
    • 1.2k views
    • 
    • Jim Norman
    • September 21, 2010

17. Requirement for independent audit for plans with over 100 ptps.

    By KevinMc, June 19, 2013
    • 2 replies
    • 870 views
    • 
    • BG5150
    • June 19, 2013

18. distribution for lost participant after plan termination

    By Pixie, July 17, 2014   

    • lost participant
    • plan termination
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • July 17, 2014

19. Distribution - re-contribution

    By MGOAdmin, June 8, 2015   

    • 401k
    • IRA
    • 2 replies
    • 2k views
    • 
    • Appleby
    • June 14, 2015

20. MEP and family attribution

    By Jennifer D., February 9, 2017
    • 2 replies
    • 626 views
    • 
    • austin3515
    • February 13, 2017

21. HCE Determination for Church Sponsored 401(k) Plan

    By AJC, April 9, 2019
    • 2 replies
    • 645 views
    • 
    • AJC
    • April 9, 2019

22. Catch up contributions for short plan year

    By Pixie, August 6, 2019   

    • adp test
    • 2 replies
    • 1k views
    • 
    • Below Ground
    • August 7, 2019

23. Change amount of deferrals.

    By Guest Michael Spaid, April 27, 1999
    • 2 replies
    • 2.6k views
    • 
    • MWeddell
    • April 28, 1999

24. Aggregate Limit using Multiple Use Test

    By Guest Mark Manning, April 11, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 12, 2000

25. About long-term part-time employees, interpreting Internal Revenue Code § 401(k)(2)(D)(ii) and § 401(k)(15)

    By Peter Gulia, June 14, 2023
    • 2 replies
    • 394 views
    • 
    • Peter Gulia
    • June 14, 2023

26. Dollar Limits for EB Plans

    By Guest RJM, September 2, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 5, 2000

27. Employer Employs No NHCEs

    By lkpittman, June 26, 2001
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • June 26, 2001

28. Employer Match on "Catch-Up" Contribution?

    By Guest glhotdog, July 18, 2001
    • 2 replies
    • 1.9k views
    • 
    • MWeddell
    • July 19, 2001

29. HCE calculation - non-calendar plan year

    By Guest Achilles, February 10, 2004
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • February 10, 2004

30. Partner calculation of pension compensation

    By rfahey, June 23, 2010
    • 2 replies
    • 1.7k views
    • 
    • K2retire
    • June 24, 2010

31. Salary Continuation Considered for SH 3% Contribution?

    By chris, February 12, 2015
    • 2 replies
    • 1.7k views
    • 
    • chris
    • February 12, 2015

32. PArticipants Statements Electronically?

    By austin3515, June 29, 2016
    • 2 replies
    • 634 views
    • 
    • ESOP Guy
    • June 29, 2016

33. 401k Contribution Deposited but Never Deducted

    By emmetttrudy, October 28, 2016
    • 2 replies
    • 778 views
    • 
    • jpod
    • October 28, 2016

34. new plan "missing" the first payroll for deferrals

    By AlbanyConsultant, December 22, 2016
    • 2 replies
    • 785 views
    • 
    • hr for me
    • December 23, 2016

35. 401K active loan, then hardship request on balance with resignation

    By Aeolia, April 3, 2017
    • 2 replies
    • 688 views
    • 
    • Lou S.
    • April 3, 2017

36. SIMPLE IRA excess

    By thepensionmaven, September 24, 2020
    • 2 replies
    • 517 views
    • 
    • Bird
    • September 28, 2020

37. 2024 COLA Limits

    By DPSRich, October 25, 2023
    • 2 replies
    • 978 views
    • 
    • BobbyV
    • October 26, 2023

38. Two entities - SECURE 2.0 automatic enrollment rules

    By justanotheradmin, August 26, 2024
    • 2 replies
    • 585 views
    • 
    • Peter Gulia
    • August 26, 2024

39. Church has several part-time employees who work over 1000 hours a year; can they be excluded under 403(b)?

    By Guest Casey58, December 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • December 10, 2003

40. epcrs -- plan expenses?

    By Guest kerisa, June 4, 2004
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • June 7, 2004

41. EPCRS

    By rlb64, September 18, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 18, 2006

42. DC 415 limit with catch-up

    By drakecohen, February 17, 2013
    • 2 replies
    • 1.7k views
    • 
    • Mike Preston
    • February 18, 2013

43. Eligibility and Rehire Question

    By Bill D., September 24, 2020
    • 2 replies
    • 853 views
    • 
    • Gilmore
    • September 25, 2020

44. Automatic Enrollment question

    By BG5150, June 19, 2024
    • 2 replies
    • 589 views
    • 
    • Bri
    • June 19, 2024

45. Safe Harbor401(k) with Sponsor LLC

    By thepensionmaven, August 26, 2024
    • 2 replies
    • 647 views
    • 
    • Paul I
    • August 26, 2024

46. Late Deposits (Small Plan vs Large Plan after new participant counting methodology)

    By 401k Conundrums, September 8, 2025
    • 2 replies
    • 1.8k views
    • 
    • 401k Conundrums
    • September 9, 2025

47. Distributions on Plan Termination

    By Guest clh, May 15, 2003
    • 2 replies
    • 1.3k views
    • 
    • Kirk Maldonado
    • May 16, 2003

48. Hardship Withdrawals

    By Kevin C, February 20, 2006
    • 2 replies
    • 2.3k views
    • 
    • MWeddell
    • February 21, 2006

49. Deductibilty based on compensation of participants not deferring

    By dmb, December 8, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • January 31, 2008

50. recently terminated need to move money to safe plan

    By Guest mdwsgrc, September 23, 2013
    • 2 replies
    • 928 views
    • 
    • ESOP Guy
    • September 24, 2013