401(k) Plans

19,321 topics in this forum

1. 2024 Catch-Ups as Roth

   By msmith, August 16, 2023
   • 2 replies
   • 525 views
   • 
   • Lou S.
   • August 16, 2023

2. Secure 2.0

   By ratherbereading, August 16, 2023
   • 10 replies
   • 1.1k views
   • 
   • Peter Gulia
   • August 17, 2023

3. 415 and off calendar year plan year

   By 30Rock, August 16, 2023
   • 6 replies
   • 1.2k views
   • 
   • Tom
   • August 17, 2023

4. Takeover plan was not tested last year

   By ilovetotest, August 16, 2023
   • 1 reply
   • 342 views
   • 
   • Belgarath
   • August 16, 2023

5. |Cash vs 401k

   By 52626, August 16, 2023
   • 8 replies
   • 819 views
   • 
   • Roycal
   • August 18, 2023

6. Timing of 3% Safe Harbor

   By 52626, August 16, 2023
   • 2 replies
   • 494 views
   • 
   • Paul I
   • August 16, 2023

7. Back Pay

   By BTG, August 15, 2023
   • 1 reply
   • 1.4k views
   • 
   • Luke Bailey
   • August 17, 2023

8. Missed Deferral Opportunity/Match - QNEC deposit

   By TPApril, August 15, 2023
   • 4 replies
   • 1.6k views
   • 
   • austin3515
   • August 17, 2023

9. RMD when Roth and pretax in a 401(k) plan

   By Tom, August 15, 2023
   • 4 replies
   • 3.4k views
   • 
   • Paul I
   • August 17, 2023

10. Early Retirement Age

    By baileybear, August 15, 2023
    • 1 reply
    • 482 views
    • 
    • CuseFan
    • August 16, 2023

11. ROBS Client -

    By SwimmingInBowelsOfERISA, August 14, 2023
    • 3 replies
    • 1.7k views
    • 
    • Peter Gulia
    • August 16, 2023

12. Roth contributions made to plan from employee bank account

    By Pixie, August 14, 2023
    • 5 replies
    • 1.5k views
    • 
    • SwimmingInBowelsOfERISA
    • August 14, 2023

13. How are TPA firms preparing for SECURE 2.0 changes next year?

    By R. Scott, August 10, 2023
    • 1 reply
    • 429 views
    • 
    • Lois Baker
    • August 10, 2023

14. Do we have a problem with different subsidiaries administering Catch-Ups differently?

    By ERISA-Bubs, August 10, 2023
    • 6 replies
    • 716 views
    • 
    • ERISA-Bubs
    • August 11, 2023

15. Reversion to Employer from a 401(k) Plan

    By bzorc, August 10, 2023
    • 6 replies
    • 1.5k views
    • 
    • rocknrolls2
    • August 11, 2023

16. LTPT, 401(k) only for now

    By Belgarath, August 9, 2023
    • 7 replies
    • 905 views
    • 
    • Peter Gulia
    • August 10, 2023

17. Quick eligibility for deferral, 1 year for safe harbor match - top heavy issue?

    By Tom, August 8, 2023
    • 6 replies
    • 1.7k views
    • 
    • C. B. Zeller
    • August 9, 2023

18. Require all participants to make catch-up contributions on Roth basis?

    By ECSmith, August 8, 2023
    • 2 replies
    • 688 views
    • 
    • C. B. Zeller
    • August 8, 2023

19. Small Employer Start-up Tax Credits

    By Gilmore, August 7, 2023
    • 0 replies
    • 314 views
    • 
    • Gilmore
    • August 7, 2023

20. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

    By Pammie57, August 7, 2023
    • 6 replies
    • 911 views
    • 
    • Belgarath
    • August 9, 2023

21. In-plan Roth conversion

    By Tom, August 7, 2023
    • 2 replies
    • 710 views
    • 
    • CuseFan
    • August 8, 2023

22. Should a plan allow participants to self-certify other claims?

    By Peter Gulia, August 7, 2023
    • 4 replies
    • 726 views
    • 
    • Peter Gulia
    • August 8, 2023

23. Safe Harbor Match True-Up Question

    By metsfan026, August 4, 2023
    • 3 replies
    • 863 views
    • 
    • BG5150
    • August 8, 2023

24. Form for relying on a participant’s written statement that she has a hardship?

    By Peter Gulia, August 4, 2023   

    • hardship; self-certification; secure 2.0
    • 21 replies
    • 2.8k views
    • 
    • MoJo
    • August 9, 2023

25. Corrective QNEC's for Top Heavy Safe Harbor Plans

    By Leopurrd-401k, August 3, 2023
    • 4 replies
    • 778 views
    • 
    • Paul I
    • August 3, 2023

26. Software

    By TinaW, August 3, 2023
    • 5 replies
    • 1.7k views
    • 
    • R. Scott
    • August 8, 2023

27. affliated service group 101?

    By pmacduff, August 3, 2023
    • 9 replies
    • 814 views
    • 
    • Bill Presson
    • August 4, 2023

28. Notice to Participants about Roth Catch-up in 2024

    By austin3515, August 2, 2023
    • 5 replies
    • 632 views
    • 
    • RatherBeGolfing
    • August 3, 2023

29. Plan Disqualification - Investment Elections Not Following Participant Election

    By 401kAllTheWay, August 2, 2023
    • 11 replies
    • 1.4k views
    • 
    • Bird
    • August 4, 2023

30. Early Retirement and Vesting Provisions

    By KayC, August 1, 2023
    • 7 replies
    • 1.8k views
    • 
    • acm_acm
    • August 2, 2023

31. Form 5500 Year End Plan Assets

    By Benefits 101, July 30, 2023
    • 3 replies
    • 553 views
    • 
    • Jakyasar
    • July 31, 2023

32. SECURE 1.0 - Retroactive Safe Harbor 4% to Correct ADP

    By Towanda, July 28, 2023
    • 1 reply
    • 845 views
    • 
    • John Feldt ERPA CPC QPA
    • July 29, 2023

33. Tax Credits Available under SECURE 2.0

    By FishOn, July 28, 2023
    • 1 reply
    • 417 views
    • 
    • Tom Veal
    • August 1, 2023

34. ACP Safe Harbor and After-Tax Employee Contributions

    By EBECatty, July 27, 2023
    • 2 replies
    • 766 views
    • 
    • CuseFan
    • July 27, 2023

35. Allowing an NHCE to join the plan early - for deferrals only?

    By AlbanyConsultant, July 27, 2023
    • 2 replies
    • 699 views
    • 
    • Towanda
    • July 27, 2023

36. reallocate deferrals to catch-up

    By M Norton, July 27, 2023
    • 3 replies
    • 662 views
    • 
    • Lou S.
    • July 27, 2023

37. Form 8955-SSA / Can't get it from IRS website

    By gc@chimentowebb.com, July 26, 2023
    • 7 replies
    • 1.2k views
    • 
    • Paul I
    • July 26, 2023

38. Annuity illustrations_Secure Act

    By gc@chimentowebb.com, July 25, 2023
    • 1 reply
    • 520 views
    • 
    • garrettwadley
    • July 26, 2023

39. Entry Dates - different for sources

    By Tom, July 25, 2023
    • 1 reply
    • 328 views
    • 
    • C. B. Zeller
    • July 25, 2023

40. Hardship Distribution for Purchase of Multiplex Building

    By cathgrace, July 24, 2023   

    • hardship
    • principal residence
    • 13 replies
    • 1.1k views
    • 
    • cathgrace
    • August 22, 2023

41. Plan investment fees charged only to the accounts of terminated participants

    By Belgarath, July 24, 2023
    • 9 replies
    • 4.2k views
    • 
    • Belgarath
    • July 25, 2023

42. Off Calendar Plans and Roth Catchup 2.0 Requirement

    By justatester, July 21, 2023
    • 3 replies
    • 704 views
    • 
    • Gilmore
    • July 24, 2023

43. Top Heavy Safe Harbor Plan

    By Below Ground, July 20, 2023
    • 20 replies
    • 1.1k views
    • 
    • Bird
    • July 26, 2023

44. Roth Catch-Up Contribution

    By khn, July 19, 2023
    • 9 replies
    • 1.5k views
    • 
    • bito'money
    • July 21, 2023

45. Pooled Plan - Employer Contribution Funding

    By 401(k)athryn, July 19, 2023
    • 6 replies
    • 1k views
    • 
    • Bird
    • July 21, 2023

46. LTPT vs. elapsed time

    By AlbanyConsultant, July 19, 2023
    • 6 replies
    • 1.3k views
    • 
    • Paul I
    • August 3, 2023

47. SECURE ACT - LTPT Employees

    By 52626, July 19, 2023
    • 25 replies
    • 4k views
    • 
    • Barbara
    • October 18, 2023

48. QSLOB Testing with Multiple Plans

    By LarryDavid, July 18, 2023
    • 2 replies
    • 1.5k views
    • 
    • LarryDavid
    • July 19, 2023

49. Vesting for Rehires

    By FishOn, July 18, 2023
    • 2 replies
    • 526 views
    • 
    • 401kAllTheWay
    • July 18, 2023

50. Issue Snapshot — Deductibility of employer contributions to a 401(k) plan made after the end of the tax year

    By Jakyasar, July 17, 2023
    • 12 replies
    • 1.9k views
    • 
    • Belgarath
    • July 21, 2023