401(k) Plans

19,321 topics in this forum

1. Plan termination

   By cpc0506, July 13, 2011
   • 2 replies
   • 1.3k views
   • 
   • cpc0506
   • July 14, 2011

2. Letter from IRS saying 5500 EZ has wrong EIN

   By Jim Chad, November 4, 2014
   • 2 replies
   • 2.1k views
   • 
   • Bird
   • November 4, 2014

3. New Plan,ees missed

   By doombuggy, June 18, 2015
   • 2 replies
   • 1.2k views
   • 
   • justanotheradmin
   • July 16, 2015

4. Integrated PS formula--can the excess percentage be 0%?

   By jjaatirs, March 15, 2016
   • 2 replies
   • 738 views
   • 
   • Tom Poje
   • March 15, 2016

5. Exemption from the 10% early withdrawal penalty

   By Denise, NC CPA, January 24, 2021
   • 2 replies
   • 1.5k views
   • 
   • C. B. Zeller
   • January 25, 2021

6. Are collectively bargained plans ever subject to ACP testing?

   By John A, May 15, 2000
   • 2 replies
   • 4.9k views
   • 
   • KJohnson
   • May 17, 2000

7. Mistaken Employer Contribution

   By Gadgetfreak, January 10, 2024
   • 2 replies
   • 1.3k views
   • 
   • Peter Gulia
   • January 10, 2024

8. Matching Contribution Formulae

   By imchipbrown, January 23, 2002
   • 2 replies
   • 1.5k views
   • 
   • jaemmons
   • January 25, 2002

9. Discretionary profit sharing contrib to 401(k) Plan

   By Guest PLHart, February 11, 2002
   • 2 replies
   • 1.6k views
   • 
   • Erik Read
   • February 12, 2002

10. 401(k) top heavy exception

    By Guest wcoleman, May 21, 2003
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • May 21, 2003

11. ADP Testing - plan uses prior yr testing method

    By doombuggy, August 25, 2005
    • 2 replies
    • 1.1k views
    • 
    • Leopurrd
    • August 25, 2005

12. Can priest elect not to receive profit sharing contribution?

    By Guest Rags, August 23, 2009
    • 2 replies
    • 1.3k views
    • 
    • Ron Snyder
    • August 25, 2009

13. 401k Loan and Severance Pay

    By oriecat, October 21, 2010
    • 2 replies
    • 9k views
    • 
    • Bird
    • October 22, 2010

14. Eligible Compensation

    By Nassau, August 7, 2012
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • August 7, 2012

15. Simple Controlled Group Question

    By ac, October 1, 2013
    • 2 replies
    • 912 views
    • 
    • 12AX7
    • October 1, 2013

16. Partner wants to transfer stock from personal fund into 401k for his deferral.

    By jkharvey, December 30, 2014   

    • Prohibited transaction?
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • December 31, 2014

17. Restating Documents

    By coleboy, April 24, 2015
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • April 24, 2015

18. DOL Lost interest calculator down?

    By austin3515, July 14, 2016
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • July 14, 2016

19. safe harbor and permitted disparity

    By Guest MES, November 27, 2001
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • November 27, 2001

20. compensation

    By Guest mk2308, May 9, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • May 9, 2005

21. In-Service Distributions

    By Jilliandiz, October 13, 2005
    • 2 replies
    • 1.3k views
    • 
    • Alf
    • October 13, 2005

22. State tax withholding on installment payments

    By JDuns, May 18, 2006
    • 2 replies
    • 1.3k views
    • 
    • E as in ERISA
    • May 31, 2006

23. Non Title 1 Plans

    By Guest smac, December 13, 2006
    • 2 replies
    • 1.9k views
    • 
    • Belgarath
    • December 14, 2006

24. Safe Harbor 3% non elevtive with additional match

    By Richard Anderson, June 22, 2007
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • June 25, 2007

25. 415 and Off Calendar Year Catch-Up Conts (Again)

    By buckaroo, November 20, 2007
    • 2 replies
    • 1.4k views
    • 
    • buckaroo
    • November 21, 2007

26. Earned income and self employed health plan deduction

    By ombskid, March 31, 2008
    • 2 replies
    • 1.8k views
    • 
    • ombskid
    • April 1, 2008

27. break in service and merger

    By Guest re4701, March 4, 2014   

    • break service merger predec
    • 2 replies
    • 1k views
    • 
    • Guest
    • March 5, 2014

28. small plan w/s-h match but no NHCE takers

    By TPApril, June 21, 2019
    • 2 replies
    • 809 views
    • 
    • Tom Poje
    • June 21, 2019

29. Annual additions

    By imchipbrown, September 29, 2000
    • 2 replies
    • 1.8k views
    • 
    • imchipbrown
    • September 30, 2000

30. Cancel 401k and withdraw funds before 59 1/2.

    By Guest Michael G., January 31, 2001
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • January 31, 2001

31. 3rd Party Sick Pay

    By Guest Mike Schwing, May 21, 2003
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • May 24, 2003

32. Hours of Service

    By Guest jefe96, May 9, 2005
    • 2 replies
    • 1.7k views
    • 
    • JDuns
    • May 9, 2005

33. 410(b) test for match contributions

    By Santo Gold, January 12, 2007
    • 2 replies
    • 1.5k views
    • 
    • BG5150
    • January 19, 2007

34. Roth deferrals incorrectly put in pre-tax source

    By Dan, August 19, 2013
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • August 19, 2013

35. IRS Article on What Went Wrong With Retirement Plans

    By austin3515, January 28, 2016
    • 2 replies
    • 796 views
    • 
    • austin3515
    • January 29, 2016

36. Student Loan

    By JustMe, March 13, 2020
    • 2 replies
    • 788 views
    • 
    • JustMe
    • March 16, 2020

37. ADP Refund of Roth funds

    By BG5150, March 10, 2021
    • 2 replies
    • 2.2k views
    • 
    • BG5150
    • March 10, 2021

38. 1099-R coding for rollover of taxable amount to Roth IRA

    By Tom, January 11, 2024
    • 2 replies
    • 3k views
    • 
    • Tom
    • January 11, 2024

39. tuition assistance - count it as compensation?

    By AlbanyConsultant, March 7, 2024
    • 2 replies
    • 9.8k views
    • 
    • CuseFan
    • March 7, 2024

40. beneficiary-401k plan

    By Guest wolf, October 16, 2001
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • October 16, 2001

41. Management Co./control group/coverage

    By Guest LLandau, July 3, 2002
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • July 8, 2002

42. safe harbor ineligible participant

    By Guest LTurner, January 20, 2003
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • January 20, 2003

43. Hardship Withdrawal vs. Bridge loan for two mortgages (new house and old house that has not yet sold).

    By Guest CRA, October 15, 2003
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • October 15, 2003

44. 6057(e)

    By Guest moltengater, August 25, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 26, 2005

45. Katrina Distributions

    By k man, November 4, 2005
    • 2 replies
    • 1.2k views
    • 
    • k man
    • November 4, 2005

46. Testing otherwise excludable ees separately

    By Santo Gold, January 12, 2007
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 14, 2007

47. VCFP vs. self correction

    By Guest CRM, May 28, 2009
    • 2 replies
    • 5.8k views
    • 
    • Guest
    • May 28, 2009

48. YOS credited when?

    By Guest JPIngold, December 11, 2009
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 11, 2009

49. Prohibited Transaction

    By 30Rock, September 29, 2010
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 5, 2010

50. Pre RMD vs Post RMD

    By Nassau, April 14, 2011
    • 2 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • April 14, 2011